iPhone Screenshots


Dhani is a one stop shop for all your financial needs. You can get Instant Personal Loans, Credit Line and Wallet to manage all your payments. Also, earn Dhani Points for all transaction made on the Dhani App.
Personal loans are available from ₹ 10,000 to ₹ 15 Lakhs period ranging from 3 months to 36 Months. Avail loans at interest rates from 1.2% to 3% p.m*. and Processing Fees range from 1.5% to 6% only. Zero foreclosure charges on loans below ₹ 20,000.
NEW OFFERING Now shop anything and everything in 3 easy EMI’s at 0% interest with Dhani Credit Line. This option allows you to set up your credit limit and shop on Dhani App, Across Online & Offline at 30 lakh plus Rupay merchants.
PAYMENTS Dhani also offers Mobile Recharge, Bill Payments (including gas, electricity etc.),Ticket Bookings (Bus, Flights & Trains) & option to purchase Gift Vouchers on the Dhani App itself. All Dhani Customers get exciting cashbacks on all transactions made on Dhani App.
With Dhani, you can avail:
• Personal Loan: With Dhani, fulfil all your dreams with unsecured personal loans, as we provide easy & instant personal loan disbursals.
Personal Loan Features:
o Money in your bank account instantly
o Share Pan Card & Address Proof to get instant personal loan disbursal
o No guarantee/security required for Instant Dhani loan
• Two Wheeler & Car Loan: Get a loan for your Bike or New/Used Car with Dhani. It is a faster & simpler way to get an instant two wheeler loan online.
o Get 100% loan value for your two wheeler or car
o Get your accessories covered under the 2 / 4 wheeler loan
o Get bike/car loan amount in your bank account instantly
o Choose a bike/car & dealer of your choice
o No need to pledge your bike/car against the loan
• Travel Loan: Now get a travel loan to make all your vacation dreams come true with Dhani.
o Plan & take your holiday whenever you want, don’t wait to save money for your travel plans
o Upgrade to better destinations instantly

• Medical Loan: Look after any medical need. With Dhani Medical Loans, money will never be concern for medical emergencies.
o Look after any medical requirement, don’t wait for insurance payment
o Use at any hospital of your choice
Introducing Dhani Credit Line
With Dhani Credit Line - EMI Card get more financial freedom and shop anything & convert each transaction you make into 3 easy simple EMIs. Enjoy all this at 0% interest rate.
o Automatic 3 month EMIs
o 0% interest rate
o Earn cashbacks on each buy
o Simple & hassle free option
Introducing Dhani Points – A Rewards Program by Dhani Exclusive for Dhani customers. Get cashbacks on everything you do on Dhani App. 1 Dhani Point is equal to ₹ 1.
o Everyone gets Welcome gift of ₹ 15 on Dhani Loan Sanction
o Enjoy Spin the Wheel and Win Up to ₹ 100 on every spin
o Refer a friend or family & Earn ₹ 250 on every loan taken
o Cashbacks of ₹ 20 on mobile recharge, bill payment & gift voucher
o Cashbacks of ₹ 75 on top up loans
Enjoy simple & rewarding Dhani mobile wallet.
Dhani wallet available on Dhani gives you the power of instant online payments! From mobile recharge to bill payments, gift vouchers to transferring money, with Dhani you get a wallet that comes with exciting cashbacks, rewards and offers!
Spin the Wheel
Your Dhani App now gives you the chance to earn money daily. Login to the app every day and spin the wheel and win points worth up to ₹ 100 Dhani daily!
How to Apply for a Dhani Loan:
1. Download the Dhani App & enter your mobile number.
2. Enter Loan Amount, PAN and personal details
3. Instant Approval & Disbursal of Loan Amount

Customer Service Details: helpline: 1860 419 3333 & Email: service_dhani@indiabulls.com

What’s New

Version 3.2.7

o DhaniCares credit line to help you ease your outstanding EMI payments. Take Now, Pay Later!
o Testimonials, articles and videos to know us and our products better.

Ratings and Reviews

4.0 out of 5
22 Ratings

22 Ratings

sounritesh ,

Great financial application

Relatively easy way to access additional cash whenever wherever you need it. Faced no issues while making the transaction. Dhani has lifted each hurdle that made achieving a loan tiresome and time consuming. This is easy.

Immalik10 ,

Great App

Who knew getting a loan from a mobile app would be so easy? Well, I didn’t think so either until I tried the Dhani app. The user experience is awesome and the experience seamless for an instant personal loan.

Urvashi@99 ,

Amazing App

This app has really help me a lot ,It saved me from those "awkward money borrowing" experiences with friends and family. A genuine instant loan experience that's secure and fast.


indiabulls ventures limited
121.8 MB

Requires iOS 10.0 or later. Compatible with iPhone, iPad, and iPod touch.


English, Gujarati, Hindi, Kannada, Marathi, Tamil, Telugu

Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

More By This Developer

You May Also Like