ING-DIGICASH MOBILE PAYMENT: FAST, CONVENIENT, SECURE & FREE
ING-DIGICASH is a free App that enables you to pay in stores, your bills, in other Apps, in online shops and to send, receive & request money to and from any phone number, with transfers via the underlying bank account(s) in Luxembourg.
- Quick & convenient
- Free (except mobile operator charges)
- From 0.01 € up to 5,000 €
- Highly secure & set your own payment limits
- Send & request money to/from any mobile number - with underlying bank transfer
- Works for most Luxembourg bank accounts/customers
- Available in hundreds of stores and with many (utility) bill issuers
- Link loyalty cards – all-in-one payment experience
*** A BANK PAYMENT APP
The ING-DIGICASH App is linked both to your phone number and your bank account(s). It meets banking-grade security standards; all payments are authorised with your Fingerprint or your PIN Code. You can set your security limits according to your preferences (default: 1250 EUR). Payments are made using (SEPA) bank transfer (funds may only be available the next working day).
*** QUICK ACTIVATION
To start using the App right away, all you have to do is to link it to your bank account using your LuxTrust Token. Launch the App and you’ll be guided through the process, it’s fairly easy.
*** SEND, RECEIVE & REQUEST MONEY
DIGICASH is by far the fastest way to transfer money between two people. Choose the recipient’s phone number from your address book, type in the amount, authorise the payment and a SMS/push message is sent to the recipient. If the recipient has already activated DIGICASH, the operation is triggered immediately, and if not, a SMS message is send out inviting the recipient to subscribe. Once he/she has activated DIGICASH, funds will be transferred into the recipient’s bank account.
Request money from any phone number: the most convenient way to get paid back by your friends, family or colleagues. Simply choose their phone number, type in the amount and they’ll get the request. You’ll receive a notification once they have made the requested payment.
*** IN STORE PAYMENT WITH BEACONS
Truly contactless payments with the DIGICASH Beacon: launch the ING-DIGICASH App, hold your phone close to the Beacon device at the cash-desk and the amount to pay is automatically displayed on your phone (some phone covers may affect signal quality). Validate the payment with your fingerprint/PIN Code and you’re done. In selected shops (Auchan Luxembourg), you can even link your loyalty card and receive your bonus points/euros without any further action at each payment.
*** BILL PAYMENT WITH QR CODES
The quickest way to pay the bills: launch the App, scan the DIGICASH QR Code on the bill, confirm the payment and you’re done, typically in less than 10 seconds. It works with your insurance and energy bills, with your telecom and public sector/municipality invoices provided DIGICASH payments are accepted.
Feel free to use it at DIGICASH partner restaurants as well: no need to wait for the payment terminal, just scan the QR Code on the bill. You may even add a tip and then just leave right away.
*** PAYMENT IN OTHER APPS & IN ONLINE STORES
Buy your transportation tickets with the M-Ticket App, top up your kid’s Restopolis account or use DIGICASH on selected web sites: it is the most secure and the most convenient way to pay by clicking on the DIGICASH button in the App/web site or in the web store. No card or bank data is transferred and nobody else can use your ING-DIGICASH App as all payments are authorised via fingerprint/PIN Code.
Support of Payconiq links.
Removal of the balance on transaction validation screen.
Ratings and ReviewsSee All
Does. Not. Work
I get an “internal server error” every single time I try this app, even after changing phones and reinstalling. I’ve never been able to use it because it simply fails after I’ve filled in all the details. Incredibly annoying!!! 🤬
It started crashing for me after I choose the contact do send money
App constantly crashes
App crashes whenever I open it I’m over here trying to send money to a friend and I gotta go to the atm now cuz of this.
Developer Response ,
Hi, to solve your issue, we suggest you directly contact the helpdesk of Digicash on: email@example.com or (+352) 26 37 36 2. Kind regards, ING Luxembourg
With Family Sharing set up, up to six family members can use this app.