CASH CHECKS AND GET YOUR MONEY IN MINUTES
With the Ingo® Money App, cash paychecks, business checks, personal checks—almost any type of check—anytime, anywhere. Get your money in minutes in your bank, prepaid card and PayPal accounts. Choose to pay credit card bills, buy an Amazon.com Gift Card* or split a check and fund multiple accounts. If your check is approved, the money is as good as cash and safe to spend on purchases and payments made in-store, online and in Apple Pay. Terms and fees apply.
Earn referral rewards for you and your friends when you invite them to try the app!
ENROLL, SNAP, GO!
It's easy to get started. Create your Ingo Money profile right in the app and then link your bank debit card, prepaid card, PayPal account and credit cards. To cash your check, take a photo of the front and back and submit it for review. If your check is approved and your account is funded or your bill is paid, the money is guaranteed. No check cashing lines. No deposit holds. No take-backs. No worries.
With Ingo Money, it's in with a check, and on with your life.
* Restrictions apply. See details.
The Ingo Money App may be used by identity-verified customers to cash checks issued on U.S. financial accounts to fund: (1) most debit, prepaid and credit card accounts issued by hundreds of U.S. financial institutions including Chase®, Bank of America®, Citi®, Wells Fargo®, American Express®, U.S. Bank®, PNC Bank®, Capital One®, HSBC Bank USA, TD Bank, Discover®, Synchrony Bank, First Premier® Bank, MetaBank® and The Bancorp Bank; (2) PayPal™, PayPal™ for Business and PayPal™ Prepaid MasterCard® accounts; (3) Amazon.com Gift Cards; and (4) most prepaid cards, including Chase Liquid®, Wells Fargo EasyPay®, Regions Now Card®, BB&T MoneyAccount®, NetSpend®, Green Dot® Prepaid Debit, Walmart MoneyCard®, H&R Block® Emerald Card®, ACE Elite™, RushCard®, AccountNow®, Kroger® 1-2-3 REWARDS® and more. Funds may also be used to pay retail credit card bills from thousands of retailers including Walmart®, Target®, Costco®, Home Depot®, Lowe's®, BestBuy®, Gap® and Old Navy®. You can also access the Ingo Money service in dozens of mobile banking apps including American Express Serve® and Bluebird by American Express. Ingo Money participates in the Visa®, MasterCard®, American Express®, Star®, Pulse®, NYCE® and Maestro® payment networks.
Designated trademarks and brands are the property of their respective owners.
© 2017 Ingo Money, Inc. All Rights Reserved.
Bug Fixes and Minor Enhancements
Ratings and ReviewsSee All
The BEST! I found out about Ingo via my PayPal Business app. I was having difficulties with mobile deposits for business checks and decided to call Ingo directly. Once I explained the issues I was experiencing; the Ingo reps immediately recognized the problem and remedied the situation. The reps I initially spoke with- Chiquita (she actually spoke with me three times in one evening and called me back after one of our calls dropped) and Thomas were not only thorough; but they were fully committed to making sure I received exemplary service, even though I was calling them due to an error via another vendor. After I experienced such great service I downloaded the Ingo app and had to call one more time to make sure I set my account settings correctly and spoke with Kieyara and she also was amazing to work with. As a small business Owner it’s rare to encounter such accommodating customer service and a quality of professionalism that exceeds any normal expectations. Thank you all!
Developer Response ,
That's great to learn! We always strive to provide excellent customer service, and we're so glad that our amazing agents were able to deliver on that goal. Thank you for taking the time to share your experience with us. We find your positive words greatly encouraging.
HONEST REVIEW AFTER WEEKS OF USE
OK so I downloaded this app because I wanted to be able to instantly have access to my money from my check. The process was very self-explanatory, and it really didn’t seem like they would be much of an issue. I looked at the reviews before I got this app and it kind of turned me away from it but I decided to give it a chance anyways. Now I’ve been using this app for about 2 to 3 weeks, and it works great. The ONLY issue I ever have is that I guess they can’t read the pictures because it always says that it can’t read the bottom of my check. Now this happens maybe two or three times and yes, it is annoying. BUT, after the third try check goes through and after you use the app a few times, you can cash your check almost instantly because all the verification process is over with. I give this app three stars mainly because of that issue, but once they fix it and I can take one picture one time and cash my check right there, believe me that 5 stars have been earned. So all in all, great app because it actually performs the function that it was created for, it’s just something you have to try a few times for the sensor to pick up the whole check. Hope this helps!
Scam do not use
Ordered Amex Bluebird cards for my husband and myself to use the free 10 day free check cashing feature by INGO by using mobile capture or some bluebird linked feature to cash insurance checks. I did not have INGO app downloaded on my mobile devices till recently. I cashed a few small checks no problem in the past. Now my husband who just got a bluebird card account tried to scan his insurance check on my iPhone ( both gave gold iPhones) and now we cannot even get a check reviewed (per pop up msg) labeled as con artist or dishonest people I guess so I have to use another check cashing service that will deposit to Bluebird. When I occasionally use this service. Get messages. Talked to representative. Got turned down etc. still getting contact us messages and same information no resolution. My husband just uses the bank now no need to deal with unethical check cashing services online. Ditched his unwanted bluebird card too. Never used it due to INGO having no resolution to a simple issue. Why contact me if can’t fix the problem with the same contact information I already have used at least 5 attempts. Don’t bother with this type of service unless you are desperate I have a real bank account so this is plan B
Developer Response ,
We apologize for the inconvenience that you have experienced. So that we may further assist you, please visit our website at ingomoney.com to chat with a live Customer Support agent. We are available to chat with you on weekdays from 10:00 AM to 9:00 PM, EST and on weekends from 10:00 AM to 6:00 PM, EST.
With Family Sharing set up, up to six family members can use this app.