instaPay‪™‬ 4+

Trustlink Software

Designed for iPad

    • 3.5 • 8 Ratings
    • Free



The cardless revolution you have been waiting for is here! You can download and transact with instaPay™ in under 1min.

instaPay™ provides you with quick access to your bank accounts from your smart phone to make secure and instant electronic funds transfers to registered CHIPS™ eWallet users. This means that you can use instaPay™ to:
• pay for goods and services pay points
• pay for goods and services provided by small or informal businesses, and self-employed individuals
• transfer money to other CHIPS™ eWallet users like your dependents, family, friends, etc.

For instaPay™ no registration is required, and you do not need to provide any personal information. Simply download the App and you are ready to make secure instant payments.

Currently instaPay™ can facilitate payments from bank account/s at any of the five major banks in South Africa, namely ABSA, FNB, Standard Bank, Nedbank, and Capitec.

To receive money through instaPay™ you need to download the CHIPS™ eWallet App from the relevant App store, and register as a user by following the process available on the App.

CHIPS™ are digital tokens that derive its name from chips used as a substitute for money. CHIPS™ users can exchange money for chips and then use the chips to exchange value. At any time, the CHIPS™ in the users’ eWallet can be exchanged for money.

When you exchange your money for CHIPS™, it is deposited into a secure and regulated Value Store, in your own Value Store account. At the same time the equivalent value in CHIPS™ is made available in your CHIPS eWallet, where it can be used for real-time peer-to-peer transactions.

instaPay™ Fees and charges
No transaction fees are charged when you make payments using instaPay™. However, your normal bank fees are applicable for internet banking transfers from your bank account (if any apply) and are charged in the normal course of business by your bank.

Continued enhancement
We strive to continuously add new functionality and improvements. Feedback on your experience with the instaPay™ App and any recommendations will be appreciated and can be forwarded to

What’s New

Version 1.2.0

Minor bug fixes

Ratings and Reviews

3.5 out of 5
8 Ratings

8 Ratings

App Privacy

The developer, Trustlink Software, has not provided details about its privacy practices and handling of data to Apple. For more information, see the developer’s privacy policy.

No Details Provided

The developer will be required to provide privacy details when they submit their next app update.

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