Instarem: Send money abroad 4+

Fast international transfer

Instarem India Private Limited

    • 3.8 • 605 Ratings
    • Free



Send money abroad easily at great exchange rates | Fast & secure money transfer

Over 1 million customers joined Instarem since 2014 for fast and simple international money transfers.

We’re a part of the fintech unicorn, Nium, and we simplify the way you send money overseas. You can use our app to transfer money to 60+ countries with excellent foreign exchange rate and low fees, track your money transfer, and earn rewards. Now that’s what we call Money Simple.

Whether you need to support your family back home or are a small business looking to pay your vendors overseas, we’ve got you covered. Instarem is truly one of the best money transfer app.

What sets us apart from other digital money transfer services is our technology – it’s smarter, faster, and more reliable. Just a few taps on your mobile phone and you can send money wherever it needs to be. That’s not all, with our competitive currency conversion rates, low fees and rewards, you can be sure to get the best value for money.

Download our fast and secure remittance app and enjoy its benefits:

• Send money internationally on the go
• Usually instant money transfer or same-day money transfer.
• Safe and secure app licensed and regulated in 11 countries.
• Bank-beating foreign exchange rate and minimal fees.
• Special offer on your first money transfer.
• No unfair hidden charges incurred as with most banks.
• No fees to receive money.
• Multiple pay-out and payments options for international money transfer.
• Transfer tracking for complete peace of mind.

Brace yourself for big savings:

• Use our currency converter

Become a master of currency conversion! With our in-app currency converter, you can check FX rates for your chosen currencies.

• Set up free rate alerts

Make informed decisions before remitting money. Set up notifications for your desired currency conversion rate

• Earn rewards using our app

Our money sending app offers plenty of ways to earn loyalty points called InstaPoints. Earn points when you open an account, send money and refer a friend – and use the points to score discounts on your remittance.

Your money is safe with us

We operate under a program sponsored by Community Federal Savings Bank, to which Nium is a service provider. Whether you’re sending money online to friends and family or making international business payments, we’ve got everything covered so that the remittance process is simple, transparent, and most importantly – safe.

Bragging rights: some awards we’ve won

Our happy customers will tell you that Instarem is one of the best money transfer app. And though our customers’ satisfaction is the best award, we’ve been lauded with these too:

• Best Value International Money Transfer Provider Award (Mozo Experts Choice, Australia 2021 and 2020)
• Blockchain Innovator Award (Swell by Ripple, 2019, San Francisco)
• Excellence in Payments (Fintech Australia, 2018)
...and more.

Signing up with us is easy-breezy

Sign up in 3 steps:
1. Instarem app download - get the app for free.
2. Create an account using your Google, Facebook or email ID. You can also set up fingerprint or Face ID login.
3. Verify your details. All done!

Let's connect

Download our money transfer app today and unlock a world of simple, low-cost personal and business payments.

If there’s anything you need, send us an enquiry or chat with us 24/7 via Help centre on our app or website:

View our terms and policies here:

Say hi to us on social media:
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What’s New

Version 3.13.8

Hey there, money movers! Update the app now to enjoy:

- Real-time transfers to more than 14 major e-wallets like GCash, PayMaya, etc., in the Philippines!
- We've squashed all those pesky bugs so that you can enjoy a simpler, smoother experience.

Ratings and Reviews

3.8 out of 5
605 Ratings

605 Ratings

Maneesh Ramanadham ,

Great exchange rate!

I have been using Instarem for a few months now, introduced by a friend. Honestly their exchange rates are awesome (mostly 20% higher than other providers like Remitly) with the transfer happening within a week. Typically I don’t have an urgency for immediate transfer, so I highly prefer this service. On top of that, one can accumulate points for each transfer amount, which one can cash out once it reaches a certain point threshold.

One suggestion for Instarem is to introduce a immediate transfer service like other operators, helpful for people with urgent transfer needs!

Slamfu867$& ,

Don’t trust in them, don’t even try

I have been trying to contact the customer service to find out where is my money as I started a transaction one week ago, first they asked me to send proof that I sent the money, they deducted the money directly from my bank so this shouldn't be a step but I sent the info, then after 4 days they reply saying they got the funds and sent them to the destination bank, it has been 25 hours since they funds were "sent" and we haven't got the money, if you want a good service and a good company to use and send money go with Xoom or Remitly, Instarem is the worst one ever, I have been using them for about a year and every transaction they had a new problem, I continued using them because they paid more money than other ones, but I won't use them anymore after this issue.

They keep saying the money was sent to bank and will be there in two business days, that didn’t happened and no one is able to tell me where is the money


Developer Response ,

Dear Customer, We apologize for the experience you had using InstaReM. Please share your registered email ID and contact details and we will look into this on priority. As you know InstaReM is a regulated service provider and every transaction is reviewed for smooth processing.

lxbrjdjfjnd ,

Excellent app!

I have been using InstaRem for about 6 years now and I had a couple of problems but they were all resolved in a timely matter. The thing that makes me mad is when reading the bad reviews it show how some people can’t follow simple rules in place. If you make a mistake it would take days to resolve! Even with western Union or any bank! Also, some people are so dumb because they never read the terms of use or they can’t comprehend what they are reading! 😂😂😂 Don’t even try using this app and just go to Western Union and keep getting lower rates and fees! BTW I had never paid a fee and the exchange rate is always the best around!

Developer Response ,

Hi,Thank you for finding the time to share your feedback! We are delighted to hear that your experience using Instarem has been pleasurable. In case if you have noticed any procedures or steps which might be improved in order to make the experience even more enjoyable, please let us know.

App Privacy

The developer, Instarem India Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Sensitive Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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