Inter – Banking & Investing

Name: Inter – Banking & Investing
Rating: 4.8 (16736 reviews)
Author: Banco Inter

Simplify spending & investing

Free

17K Ratings
Ages

4+
Years
Category

Finance
Developer

Banco Inter
Language

EN
+ 2 More
Size

966.2
MB

Inter's banking super app helps you simplify your financial life with a full range of banking solutions—all in one app. Spend, invest in stocks, save with gift cards, and send money abroad directly from your phone. Take control of your finances in a modern way and access services designed for your lifestyle. Why choose Inter? - Trusted by millions: More than 40 million people use Inter. - Your money is FDIC insured. - Gift cards with cashback: Explore offers and deals from top brands. - Physical & virtual debit card - Inter Passport Credit Card - Invest in stocks & ETFs from as little as $5. - Global money transfers : send money to over 60 countries, including Mexico, Colombia, Brazil, El Salvador, Guatemala, Honduras, Ecuador. And more: - 24/7 multilingual support: English, Spanish, and Portuguese. - Inter LOOP rewards program: Earn points to exchange for gift cards and other perks. - Get eSIMS for your mobile data needs. Open your digital account and access all services in one place. DISCLAIMER: INTER & CO PAYMENTS, INC., doing business as Inter (“Inter”), is a financial technology company, a registered money services business (MSB) and a licensed money transmitter, not a bank (NMLS ID #907330). Massachusetts Foreign Transmittal Agency (License #FT114374-100). Rhode Island Currency Transmitter (License # 20203960CT). Click here to access our NMLS licenses. Banking services are provided by Community Federal Savings Bank (“CFSB”), Member FDIC and deposits are held by CFSB and Wells Fargo Bank, Members FDIC. Inter is not a depository institution, deposits held at CFSB and Wells Fargo are not eligible for FDIC insurance. The Inter US Checking account is provided by Continental Bank, Member FDIC. Inter US Checking accounts are FDIC-insured up to US$250,000. Inter US Checking account funds are eligible for FDIC insurance up to the allowable limit through Continental Bank, Member FDIC, and other program banks. Coverage is subject to aggregation of all of each account holder’s funds held on deposit at Continental Bank or at each of its program banks. Funds generated through Inter’s payment processing services are generally available in the Inter US Checking account balance immediately after a payment is processed. Fund availability times may vary due to technical issues. Inter is not a bank. Inter US Checking accounts do not provide monthly paper statements and do not issue physical paper checks. Inter US Checking accounts are not interest-bearing accounts. FDIC deposit insurance coverage only protects against the failure of an FDIC-insured deposit institution. If you have an Inter US Checking account, up to US$250,000 of your balance may be covered by FDIC insurance on a pass through basis through Continental Bank, Member FDIC, subject to aggregation of the account holder’s funds held at Continental Bank and if certain conditions have been met. Mortgage services are provided by Inter US Finance, LLC (NMLS ID #1161874), an affiliate of Inter & Co Payments, Inc. Securities brokerage services are provided by Inter&Co Securities LLC, Member FINRA/SIPC , an affiliate of Inter & Co Payments, Inc. and a wholly-owned subsidiary of Inter&Co US Holding. View important information and disclosures here. If you have any questions or concerns regarding any transaction, please write to us at 501 Brickell Key Drive, Suite 202, Miami, FL 33131, or by email at help@inter.co or by calling us at 1-888-305-7264. The Inter US Mastercard® Credit Card is issued by Continental Bank, Member FDIC, pursuant to alicense from Mastercard International Incorporated and may be used wherever Mastercard debit is accepted. The Inter US Mastercard® Credit Card is issued by Continental Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated, and may be used wherever Mastercard is accepted. For more information about the Inter US Mastercard credit and debit cards please see the applicable cardholder agreements.

Ratings & Reviews

4.8

out of 5

17K Ratings

Best of all !!!
08/29/2024

reneapc
I have been using this bank over 2 years now and I highly recommend for a person that needs financial supports for his investment, very secure, and the easy way to send money from the United States to brazil with the best dollar rate, reliability and security, if you wire transfer money to your inter global account before 2 pm the money will be there same day, it’s only takes 4 seconds to convert from your global account to your inter digital account in brazil, at no cost. I love it. Keep up inter !!! You guys are the best !!!!.

Developer Response
We're grateful for your fantastic feedback and are thrilled you're enjoying the secure and reliable experience with us! Your enjoyment truly motivates us to continue delivering great service. Thank you for the warm recommendation!
Best of all !!!
08/29/2024

reneapc

I have been using this bank over 2 years now and I highly recommend for a person that needs financial supports for his investment, very secure, and the easy way to send money from the United States to brazil with the best dollar rate, reliability and security, if you wire transfer money to your inter global account before 2 pm the money will be there same day, it’s only takes 4 seconds to convert from your global account to your inter digital account in brazil, at no cost. I love it. Keep up inter !!! You guys are the best !!!!.
Developer Response 08/30/2024
We're grateful for your fantastic feedback and are thrilled you're enjoying the secure and reliable experience with us! Your enjoyment truly motivates us to continue delivering great service. Thank you for the warm recommendation!
You get what you pay for
09/17/2024

Lillieulilli
Super easy to open an account but man everything else runs like molasses. When you try to chat you talk to a robot. When you call them you talk to a person that acts like a robot. You send a transfer and it takes almost 2 weeks to arrive which makes you go into a panic. Then on a Monday at 7am it arrives. Why couldn’t it have arrived on Friday to save me from another anxiety ridden weekend? You try to pay a bill and it takes 24 hrs to find out if your request to raise your daily limit to pay that bill is accepted, because it is more than your daily allowance. Then you get a ok to pay that bill only to find out they accepted your request but gave you the wrong amount by 27 cents. Another 24 hrs to wait for them to hopefully add those 27 cents. What?? So odd. I appreciate the security but some common sense would save me some time, hair and wrinkles. Maybe if you aren’t a basic digital account customer they might treat you better.

Developer Response
We appreciate your detailed feedback about your experience with account transfers and customer support interactions. Your insights are important, and we’re committed to using them to improve the experience for all users. Thank you for sharing!🧡
You get what you pay for
09/17/2024

Lillieulilli

Super easy to open an account but man everything else runs like molasses. When you try to chat you talk to a robot. When you call them you talk to a person that acts like a robot. You send a transfer and it takes almost 2 weeks to arrive which makes you go into a panic. Then on a Monday at 7am it arrives. Why couldn’t it have arrived on Friday to save me from another anxiety ridden weekend? You try to pay a bill and it takes 24 hrs to find out if your request to raise your daily limit to pay that bill is accepted, because it is more than your daily allowance. Then you get a ok to pay that bill only to find out they accepted your request but gave you the wrong amount by 27 cents. Another 24 hrs to wait for them to hopefully add those 27 cents. What?? So odd. I appreciate the security but some common sense would save me some time, hair and wrinkles. Maybe if you aren’t a basic digital account customer they might treat you better.
Developer Response 09/23/2024
We appreciate your detailed feedback about your experience with account transfers and customer support interactions. Your insights are important, and we’re committed to using them to improve the experience for all users. Thank you for sharing!🧡
Used to be great, now it’s just frustrating
May 19

Rafael Reich
I’ve been a long-time user and used to love the simplicity and efficiency of the Inter app. But lately, it’s become more annoying than helpful. The constant notifications are overwhelming—and even when you disable them, it takes 15 days for the change to take effect. Why? And every time the app updates, the notifications come back like nothing happened, forcing you into another 15-day wait.It feels like the app is no longer focused on banking. There’s a marketplace, insurance, and even betting options now—it’s turning into a digital shopping mall. The core banking experience is getting buried under all the noise. I’m seriously considering moving my money elsewhere.

Developer Response
We truly value your long-term support and appreciate your feedback. It's unfortunate to hear that our recent updates and added features have made the app feel less like a banking tool and more overwhelming. Your concerns about notifications and the core experience are noted, and we prioritize your insights for future improvements. Thank you for sharing!🧡
Used to be great, now it’s just frustrating
May 19

Rafael Reich

I’ve been a long-time user and used to love the simplicity and efficiency of the Inter app. But lately, it’s become more annoying than helpful. The constant notifications are overwhelming—and even when you disable them, it takes 15 days for the change to take effect. Why? And every time the app updates, the notifications come back like nothing happened, forcing you into another 15-day wait.It feels like the app is no longer focused on banking. There’s a marketplace, insurance, and even betting options now—it’s turning into a digital shopping mall. The core banking experience is getting buried under all the noise. I’m seriously considering moving my money elsewhere.
Developer Response May 23
We truly value your long-term support and appreciate your feedback. It's unfortunate to hear that our recent updates and added features have made the app feel less like a banking tool and more overwhelming. Your concerns about notifications and the core experience are noted, and we prioritize your insights for future improvements. Thank you for sharing!🧡
Too complicated by them to make something easier
11/13/2023

Chaves B
They think are working with brazilian regulations. There are other simple apps and easier ways to send money. It takes 10 days to transfer money from your account to Inter account, besides they cancel your transaction because they found 2 profiles (one that I really created and it is being used and OTHER that they copied when created the new app, that for me it is open for fraud since the other app is no longer valid, I didn't ask to copy my data), why they copied profiles? I don’t feel safe with my data copied cross apps. There are plenty of apps with no stress to send money and they don't create one app today, another tomorrow, instead make proper update.

Developer Response
Hello Chaves B., We apologize for your negative experience. We want you to always feel safe with the app. If you need support with transfers, we are available to help by phone at 1-888-305-7264 or by email at help@inter.co.
Too complicated by them to make something easier
11/13/2023

Chaves B

They think are working with brazilian regulations. There are other simple apps and easier ways to send money. It takes 10 days to transfer money from your account to Inter account, besides they cancel your transaction because they found 2 profiles (one that I really created and it is being used and OTHER that they copied when created the new app, that for me it is open for fraud since the other app is no longer valid, I didn't ask to copy my data), why they copied profiles? I don’t feel safe with my data copied cross apps. There are plenty of apps with no stress to send money and they don't create one app today, another tomorrow, instead make proper update.
Developer Response May 6
Hello Chaves B., We apologize for your negative experience. We want you to always feel safe with the app. If you need support with transfers, we are available to help by phone at 1-888-305-7264 or by email at help@inter.co.

We've made small improvements to enhance your user experience. Thanks for using Inter to simplify your financial life.

Version 14.8

4d ago

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
Data Linked to You

The following data may be collected and linked to your identity:
- Location
- User Content
- Search History
- Identifiers
- Usage Data
- Diagnostics