Intuit Credit Karma 4+

Your personal money assistant

Credit Karma, Inc.

    • Free

iPhone Screenshots

Description

Get everything you need to outsmart the system with Intuit Credit Karma:

• Insights: View all your linked accounts in one place and uncover new ways to improve your finances.

• Free credit monitoring – Get alerted when your score changes, learn what affects your credit scores and get tips on how to improve.

• Advanced Cards and Loan Marketplace: You can find the best credit card and personal loan offers for you and see the specific credit limits, exact loan amounts and rates you could get approved for.

• Net Worth: Track your net worth, monitor your categorized monthly cash flow, find opportunities to save money and learn how to navigate complex financial decisions.

• Credit Builder*: Boost a low score by an average of 21 points in 4 days.**

• Checking: Direct deposit your paycheck into your Credit Karma Money SpendTM account*** and you could access your paycheck up to two days earlier.****

• Drive Score: With a good drive score, you could save big on car insurance from a nationally trusted provider.

And much, much more. Just simply download the app to get started.

DISCLOSURES

*Banking services provided by MVB Bank, Inc., Member FDIC. Maximum balance and transfer limits apply per account. Credit Builder is not provided by MVB Bank.

**A connected paycheck or one time direct deposit of $750 is required for activation. Credit Builder plan is serviced by Credit Karma Credit Builder and requires a line of credit and savings account provided by Cross River Bank, Member FDIC. Members with a TransUnion credit score of 619 or below who opened a Credit Builder plan and had it reported on their TransUnion report saw an average credit score increase of 21 points in 4 days of activating the plan.

***Banking services provided by MVB Bank, Inc., Member FDIC. Maximum balance and transfer limits apply.

****Early access to paycheck is compared to standard payroll electronic deposit and is dependent on and subject to payor submitting payroll information to the bank before release date. Payor may not submit paycheck early.

Some screen images are simulated.

Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at https://www.creditkarma.com/about/loan-licenses | California loans arranged pursuant to a California Financing Law license.

Insurance services offered through Karma Insurance Services, LLC. CA resident license #0172748.

What’s New

Version 24.28

Thanks for using Intuit Credit Karma! Our app is regularly updated to make it easier for you to track your financial progress. This version includes a number of performance improvements and squashes a few small pesky bugs. Stay tuned for more updates and be sure to share your feedback at comments@creditkarma.com.

Ratings and Reviews

4.8 out of 5
6.9M Ratings

6.9M Ratings

Kathleen Snow ,

Kindly check your mail inbox for payment confirmation

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The 649 ,

Inflated Credit Scores Beware

I have been using Credit Karma for the past three years and Credit Karma is constantly indicating that you qualify for a personal loan that can save you interest. It states that you can check now with no impact on your score. Both scores on Credit Karma shows 800 plus respectively. After applying you receive multiple email notifications and regular mail indicating that you do not qualify for lack of credit, insufficient credit activity and history etc.. In addition, both credit agencies that Credit Karma shows/uses have my credit score showing 90 points less respectively. I know in their verbiage they indicated that each agency uses it’s own scoring system. My concern with Credit Karma is that it is misleading when it comes to displaying accurate credit scores and it appears as if scores are inflated whereby consumers can feel that they have good scores to apply for products being offered on Credit Karma. If you are going to collect our data and provide misleading scores to create a false positive for us to apply for credit/loans whereby the advertisers will pay you then you should be upfront and truthful with your credit scoring. Be ware of the inflated credit scores on Credit Karma.

Developer Response ,

I can assure you our scores are real. In fact, they come directly from TransUnion and Equifax. But, there are various scoring models used by lenders & credit bureaus and like a thumbprint, no one model is exactly the same. Check out this article for more info: http://bit.ly/2hsit7U

faunling ,

Not impressed

I used Credit Karma maybe once every few months. It isn’t an app I need often and I thought things would change when I heard I was being forced to abandon an app I’ve used for decades to switch to this. Since CK is only bringing features every other generic spending app will bring as well, I have to say I’m confused. A lot of people used Mint for the budgeting features and CK doesn’t even have them. On top of deleting my favorite features, I’m now getting 3x the amount of emails from CK asking me to check back in, to finish this or check something else out. I am not interested. Everyone knows what your app is for and what it does, and the “best of Mint features” you are adding are *not* in fact the best features, they are leftover functions that again, any basic spending app will have as well. I have had to continuously unsubscribe from different CK emails and I’m considering shutting down my account entirely at this point. I am so incredibly disappointed, Mint was an incredibly original and useful app. Now I have CK that will tell me what car insurance and credit card is best for me. I work from home and don’t have a car, and who buys insurance through a phone app? Did it not occur to whoever made this setup that people used the original Mint features to help improve their financial life, not find ways to open more credit cards or lines of credit that will make their credit score worse?

App Privacy

The developer, Credit Karma, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Browsing History
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Purchases
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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