Wave: Small Business Software 4+

Welcome to one-stop, mobile money management for small businesses! The Wave mobile app is an integrated, on-the-go solution for small business owners in the United States, featuring a no-fee business banking account with debit card (available to eligible users) that works with Wave’s accounting software. The Wave mobile app automatically manages your bookkeeping while giving you faster access to funds. It seamlessly tracks income and expenses, manages customer invoices, and accepts online payments.

You’re in good company
Wave’s award-winning software has helped over 2,000,000 small business owners in the US and Canada manage their money, so you know we’ve got your back.

No-fee Banking
Free banking doesn’t mean fewer features. Wave’s free business banking account, Wave Money, comes with core banking features and much more to make it easy to run your business:

• No transaction, account, or ATM fees
• No account minimums
• A Wave Visa® Business Debit Card and a virtual debit card for your digital wallet
• Instant payouts (with no fee if Wave Money is the default payout account)
• Mobile check deposit, ACH and email money transfers, and more
• Separates business and personal transactions
• Connects to your Wave Accounting in real-time
• Auto-categorizes transactions as you spend

Dashboard
Easily monitor and keep track of what’s going on in your business with the intuitive dashboard. The quick summary allows you to stay in control of your business finances, including:

• At-a-glance business insights, such as profit and loss statements
• Quick access to invoicing metrics, such as amounts overdue and upcoming payments
• Crush procrastination with the Task List feature

Mobile Invoicing
With the Wave mobile app for iOS, you can easily:

• Create and send professional, customized invoices with your business logo and your choice of template
• Receive notifications when you've been paid
• Check invoice status (sent, viewed, overdue, paid)
• Record payments
• Send invoice reminders and payment receipts
• Enable Wave Payments to accept credit cards and bank payments to get paid even faster
• Get instant access to your funds when you get paid through Wave Payments (available to eligible Instant Payouts users)

Designed To Get You Paid Faster

• Wave invoice templates and email messages are designed to get you paid faster.
• Sending professional, easy-to-read invoices with reminder features inspires confidence from your clients, encouraging prompt payment and repeat business.

Free Software For Your Business
Mobile invoicing synchronizes instantly with Wave’s full suite of cloud accounting and invoice software for desktop. Go online at waveapps.com to:

• Easily and automatically track expenses using free bank connections
• Generate accounting reports you’ll need to understand your business, file taxes, and more
• Take advantage of the Guest Collaborator feature, making it simple to work with your accountant, business partner, or staff
• Back up and securely store all of your invoice data in the cloud; work wherever you are, on any computer, any time

Accept Credit Cards In Seconds

Wave’s Invoicing software works seamlessly to accept online payment via direct integration with Wave Payments: Getting started is as easy as a few clicks. In seconds, you’ll be able to select the invoices where you want to accept all major credit cards (Visa®, MasterCard®, American Express®, Discover®) for only 2.9% + 60¢ per transaction, and bank payments for 1% per transaction. Most Wave invoices paid by credit card and bank payment get paid in only 2 days or less.

Create your free Wave account right in the Wave App, or visit waveapps.com.