Klarna | Pay your way

Name: Klarna | Pay your way
Rating: 4.9 (1827631 reviews)
Author: Klarna Bank AB

Achetez, payez et économisez

Uniquement pour iPhone

Gratuit

1,8 M notes
Âges

4+
Ans
Catégorie

Shopping
Création

Klarna Bank AB
Langue

FR
+ 15 autres
Taille

319,2
Mo

iPhone

DES OPTIONS DE PAIEMENT FLEXIBLES Choisissez de payer immédiatement, dans 30 jours ou en 3 versements sans frais. ACHETEZ PARTOUT DANS L'APPLI KLARNA Accédez aux options de paiement flexibles de Klarna partout, achetez dans vos boutiques préférées et choisissez l'option de paiement qui vous convient. JUSQU'À 10 % DE CASHBACK Faites vos achats dans l'appli et recevez jusqu'à 10 % de cashback. Profitez du cashback chez des centaines de vendeurs dans l'appli.¹ PAYEZ AVEC LA CARTE KLARNA Utilisez Klarna partout où Visa est acceptée.² Payez maintenant ou plus tard avec la carte.³ Sans frais et sans incidence sur votre dossier de crédit lors de la demande. ÉCONOMISEZ AVEC KLARNA Gagnez des intérêts avec nos comptes d'épargne flexibles ou à terme fixe – sans frais pour commencer et aucun frais mensuel. DÉBLOQUEZ VOTRE SOLDE KLARNA Ajoutez de l’argent dans l’appli Klarna et payez en toute flexibilité, où que vous fassiez vos achats. Obtenez des remboursements instantanés, gagnez du cashback dans les boutiques éligibles et convertissez votre cashback en argent sur votre solde.³ VOS CARTES DE FIDÉLITÉ, TOUTES AU MÊME ENDROIT Oubliez le plastique. Il existe un moyen plus simple d'accéder à toutes vos cartes de fidélité : directement dans l'appli Klarna. Ajoutez les vôtres dès maintenant pour ne jamais manquer un point. TROUVEZ LE MEILLEUR PRIX, À CHAQUE FOIS Recherchez n'importe quel produit et comparez instantanément les prix entre les vendeurs. RETOURS SANS TRACAS Besoin de renvoyer un article ? Signalez un retour directement dans l'appli. Nous mettrons votre achat en pause pour que vous n'ayez pas à payer entre-temps. SUIVEZ TOUTES VOS LIVRAISONS Recevez des mises à jour en temps réel, les heures d'arrivée et les photos de retrait — directement dans l'appli Klarna. ASSISTANCE CLIENT 24H/24 ET 7J/7 Utilisez notre chat dans l'appli Klarna pour une assistance 24h/24 et 7j/7. ¹ Gagnez du cashback sur vos achats via l'appli Klarna. Un compte solde Klarna est nécessaire pour recevoir le cashback. L'émission de cashback dépend de l'approbation du magasin et peut être affectée par les paramètres des cookies, la combinaison d'offres, les exclusions de produits ou d'autres facteurs indépendants de notre volonté. Des limitations, termes et conditions s'appliquent. ² Une Adhésion Klarna payante est requise pour obtenir une carte physique. Adhésion Klarna proposée contre des frais mensuels. Annulez à tout moment dans l'appli Klarna. Des exclusions, conditions et limitations s'appliquent aux avantages de l'Adhésion comme le cashback Adhésion Klarna. Conditions de l'Adhésion Klarna applicables: France: https://cdn.klarna.com/1.0/shared/content/legal/terms/fr-FR/klarna-membership-plan Belgique: https://cdn.klarna.com/1.0/shared/content/legal/terms/fr-BE/klarna-membership-plan ³ Le compte est couvert par le système suédois de garantie des dépôts, conformément à une décision de l'autorité suédoise compétente, le Riksgälden. Le montant maximal de l'indemnisation peut s'élever jusqu'à 1 050 000 SEK par client·e. L'autorité compétente procède au versement des indemnités dans un délai de sept jours ouvrables à partir de la demande. Pour en savoir plus, cliquez ici: https://www.riksgalden.se/en/our-operations/deposit-insurance

Notes et avis

4,9

sur 5

1,8 M notes

Great Option for Rebuilding Credit
12 avr.

regets66
The first time I used Klarna I was a bit hesitant because I was unsure how legit the company was, but after some research, I started with a small purchase amount and it was very simple process to do for checking out,and as you continue making automatic payments on time your purchase lending amount goes up, needless to say, after 1 year of using this site my credit score has gone up quite a bit, and so has my purchasing power, not to mention that by making my payments on time and you also have the option to pay off your total early, but you don’t have too, I have been able to get purchasing credit thru similar sites such as Affirm and Autopay, I even was able to get a rebuilding credit card, due to my zillion dollar debt in medical bills I’ve struggled with my credit, but this site has helped SO MUCH with letting me rebuild my credit score and have an option to make larger purchases and pay them off a little at a time, they also have the option upon maintaining good payments to postpone one payment, you can not use this option all the time, but it’s useful if you need it :) So I highly recommend giving them a try, start with a small purchase to see if it works for your budget :) happy shopping :)
Great Option for Rebuilding Credit
12 avr.

regets66

The first time I used Klarna I was a bit hesitant because I was unsure how legit the company was, but after some research, I started with a small purchase amount and it was very simple process to do for checking out,and as you continue making automatic payments on time your purchase lending amount goes up, needless to say, after 1 year of using this site my credit score has gone up quite a bit, and so has my purchasing power, not to mention that by making my payments on time and you also have the option to pay off your total early, but you don’t have too, I have been able to get purchasing credit thru similar sites such as Affirm and Autopay, I even was able to get a rebuilding credit card, due to my zillion dollar debt in medical bills I’ve struggled with my credit, but this site has helped SO MUCH with letting me rebuild my credit score and have an option to make larger purchases and pay them off a little at a time, they also have the option upon maintaining good payments to postpone one payment, you can not use this option all the time, but it’s useful if you need it :) So I highly recommend giving them a try, start with a small purchase to see if it works for your budget :) happy shopping :)
Wrong direction
10/04/2023

ATX User-T
I just received an email telling me my spending power has been reduced due to the lack of activity in the last 12 months. I find this interesting, as, instead of sending out a survey to understand why, or just read the commonality amongst the people in the reviews here, this is how Klarna chooses to go about it. Yet, like so many others have stated, having to “gamble” on if the purchase is going to go through or not is too much of a headache. And now, when my purchases are declined, I don’t even bother trying to reduce my cart, I just move to another service. A service in which I got long after Klarna, and have used far less, yet however has increased to 3x the amount of spending power I have now with Klarna. And honestly, if that service allowed purchases to be made anywhere, I would’ve been closed my Klarna account. And yes, I have read the Dev responses in here stating having to decide/limit the lending that can be offered. I find this as a poor response as I am sure that at the major growth of the company, there were so many of us spending, which of course resulted in the increased spending power we all have…. Or had. I think since the release of the Klarna card, which I do also have, there’s been too many (wrong) things put in place, or too many things that made Klarna awesome, taken away. If my assumption is correct, maybe rethink the card, Klarna. The service boomed before it. The people may be happier without it.
Wrong direction
10/04/2023

ATX User-T

I just received an email telling me my spending power has been reduced due to the lack of activity in the last 12 months. I find this interesting, as, instead of sending out a survey to understand why, or just read the commonality amongst the people in the reviews here, this is how Klarna chooses to go about it. Yet, like so many others have stated, having to “gamble” on if the purchase is going to go through or not is too much of a headache. And now, when my purchases are declined, I don’t even bother trying to reduce my cart, I just move to another service. A service in which I got long after Klarna, and have used far less, yet however has increased to 3x the amount of spending power I have now with Klarna. And honestly, if that service allowed purchases to be made anywhere, I would’ve been closed my Klarna account. And yes, I have read the Dev responses in here stating having to decide/limit the lending that can be offered. I find this as a poor response as I am sure that at the major growth of the company, there were so many of us spending, which of course resulted in the increased spending power we all have…. Or had. I think since the release of the Klarna card, which I do also have, there’s been too many (wrong) things put in place, or too many things that made Klarna awesome, taken away. If my assumption is correct, maybe rethink the card, Klarna. The service boomed before it. The people may be happier without it.
Rewards & Minimum Amount of Purchases
02/03/2023

kevinlevin2k
I’ve been using Klarna for years and only god knows how many times I done used Klarna for past purchases! Used it countless things & countless times. Bills, clothes, grocery shopping, plane tickets, shoes, anything you can probably think of I did it! Klarna was in my Top 5 most used apps! However, recently things changed. I had rewards lined up and finally chose one that was expiring. I chose the reward to be a $5 Nike reward. Coming to find out, the reward isn’t a gift card anymore & I have to spend at least $20 for my order to use my reward. In the past, I could just my $5 reward anytime without extra stipulation.The minimum purchases I noticed changed too lately. It was previously at least $10 but now it’s $35+. I recently found out by wanting to get some slip resistant shoes from Walmart. I was completing the transaction creating my One Time card and then I seen the $35+ minimum purchase warning. I was shockingly disappointed/upset. I can’t even tell you how many transactions I overall had that was overall below $35. To be honest, I sometimes I would have the money for the full total but I would choose to use Klarna just because. I often just use Klarna and use the remaining money elsewhere if all that make sense

Réponse du développeur
Hi there, we are sorry to hear that your experience with Klarna fell short of expectations - we absolutely want to make this right. If you could get in touch with us via phone at 18447422212 or chat with us via https://app.klarna.com/help-center, both are available 24/7. Someone from our team can review this case. Thanks.
Rewards & Minimum Amount of Purchases
02/03/2023

kevinlevin2k

I’ve been using Klarna for years and only god knows how many times I done used Klarna for past purchases! Used it countless things & countless times. Bills, clothes, grocery shopping, plane tickets, shoes, anything you can probably think of I did it! Klarna was in my Top 5 most used apps! However, recently things changed. I had rewards lined up and finally chose one that was expiring. I chose the reward to be a $5 Nike reward. Coming to find out, the reward isn’t a gift card anymore & I have to spend at least $20 for my order to use my reward. In the past, I could just my $5 reward anytime without extra stipulation.The minimum purchases I noticed changed too lately. It was previously at least $10 but now it’s $35+. I recently found out by wanting to get some slip resistant shoes from Walmart. I was completing the transaction creating my One Time card and then I seen the $35+ minimum purchase warning. I was shockingly disappointed/upset. I can’t even tell you how many transactions I overall had that was overall below $35. To be honest, I sometimes I would have the money for the full total but I would choose to use Klarna just because. I often just use Klarna and use the remaining money elsewhere if all that make sense
Réponse du développeur 03/03/2023
Hi there, we are sorry to hear that your experience with Klarna fell short of expectations - we absolutely want to make this right. If you could get in touch with us via phone at 18447422212 or chat with us via https://app.klarna.com/help-center, both are available 24/7. Someone from our team can review this case. Thanks.
Waste of time
22/06/2021

kts771
This would be a cool app if it would actually work. When it does work, it’s awesome, I’m able to make larger purchases and either pay every two weeks or spread the payments out over 6 months. Here’s the issue, the app will work seamlessly then out of nowhere it won’t. I will attempt to make a purchase and initially I’m told I’m approved, I agree to the terms and go to the next step where my ghost card should be created but then it isn’t. I get this weird message telling me that my identity cannot be verified, so I answer the security questions, receive confirmation that my identity has been verified just for the system to do it again and ultimately deny my purchase. This only happens with the 6 monthly payment option. Then for some reason, a lot of merchants have stopped accepting Klarna ghost cards. Two merchants in a row declined my purchase because I was attempting to make the purchase via Klarna, super weird. I would love for their app and system to be updated to prevent these types of scenarios from happening going forward. I understand that they cannot intervene and make companies accept their payment, but the issues with ghost card inconsistently working is ridiculous. I have Afterpay and have never had any issues. They let you know up front how much you’re eligible to spend and you’re easily able to make purchases as long as you stay within your limit.

Réponse du développeur
Hello, we appreciate you taking the time to leave us feedback and are sorry you had a less than stellar experience with Klarna. We have a relentless focus on curating a fantastic customer experience with our service and apologize that we missed our mark during this interaction. We appreciate you giving us a second chance. In an attempt to reduce the risk of fraudulent or illegal activities being performed through our service, we do not accept pre-paid cards or online banking cards at this time. We are constantly working on ways to improve our service while also maintaining our customers safety, so we encourage you to come back again as we make adjustments. Have a wonderful rest of your week! /Chelsea
Waste of time
22/06/2021

kts771

This would be a cool app if it would actually work. When it does work, it’s awesome, I’m able to make larger purchases and either pay every two weeks or spread the payments out over 6 months. Here’s the issue, the app will work seamlessly then out of nowhere it won’t. I will attempt to make a purchase and initially I’m told I’m approved, I agree to the terms and go to the next step where my ghost card should be created but then it isn’t. I get this weird message telling me that my identity cannot be verified, so I answer the security questions, receive confirmation that my identity has been verified just for the system to do it again and ultimately deny my purchase. This only happens with the 6 monthly payment option. Then for some reason, a lot of merchants have stopped accepting Klarna ghost cards. Two merchants in a row declined my purchase because I was attempting to make the purchase via Klarna, super weird. I would love for their app and system to be updated to prevent these types of scenarios from happening going forward. I understand that they cannot intervene and make companies accept their payment, but the issues with ghost card inconsistently working is ridiculous. I have Afterpay and have never had any issues. They let you know up front how much you’re eligible to spend and you’re easily able to make purchases as long as you stay within your limit.
Réponse du développeur 16/10/2019
Hello, we appreciate you taking the time to leave us feedback and are sorry you had a less than stellar experience with Klarna. We have a relentless focus on curating a fantastic customer experience with our service and apologize that we missed our mark during this interaction. We appreciate you giving us a second chance. In an attempt to reduce the risk of fraudulent or illegal activities being performed through our service, we do not accept pre-paid cards or online banking cards at this time. We are constantly working on ways to improve our service while also maintaining our customers safety, so we encourage you to come back again as we make adjustments. Have a wonderful rest of your week! /Chelsea

L'appli Klarna vous donne le contrôle de vos paiements et facilite la gestion de tous vos achats en un seul endroit. Payez partout avec Klarna dans l'appli, même dans les magasins qui ne sont pas partenaires de Klarna. Gagnez jusqu'à 10 % de cashback, suivez vos prochains paiements et recevez des mises à jour en temps réel pour organiser vos dépenses. Nous avons également apporté quelques corrections et améliorations mineures.

Version 25.49.198

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Klarna | Pay your way

Achetez, payez et économisez

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Version 25.49.198

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