Easier than ever to manage your income and expenses!

Budget Life
Budgeting is a lifestyle, a way of life. Thinking about your expenses and personal finances can be intimidating and stressful. Plan every step of your financial future with Koind. Koind is the best personal financial app and money tracker to help you track your spending. Stay on top of your overall cash flow with the ultimate cash counter. We want to help because deep down..we hate budgeting too!

For Who
Koind is for anyone and everyone that had a piggy bank growing up; for those who may need help with cost management and understand the importance of setting a monthly budget. No matter the type of budget or debt you may owe, Koind has you covered. Whether it’s everyday life, planning a wedding, paying off student loan debt, or staying on top of mortgage payments, our many features make this app beneficial for numerous people in all of the biggest steps in their lives. Koind can be your debt payoff planner and your wedding planner at the same time. Life is unpredictable and can throw many curveballs, that is why we stress personalization and being able to adjust your budget on the go!

Lifestyle Calculators
-Automatic Budget Calculator - Simply enter your income and your budget will be made
-Wedding Calculator - Plan your dream wedding with the help of our idea boards
-Avalanche and Snowball Calculator- Helps by giving you the most efficient way to pay debts
-Mortgage and Lease Calculator

-Photo Capture - Record your purchases by taking a picture of the receipt
-Category Assignment
-Bill Reminder - Notifications on any upcoming expenses that must be paid
-Export Expenses (in-app purchase required)

Your Loan Calculator and Expense Tracker
Let’s face it, a budgeting app needs to be easy if you want to take control of your spending. When it comes to financial budgeting, there are countless factors that need to be taken into consideration. Between income, expenses, debts, future plans, and more, we want to give you a cash flow calculator taking all lifestyle finances into account.

DOWNLOAD Koind today and take control of all of your life’s finances!

The best thing about KOIND is that it’s FREE to use. However, if you are serious about saving and growing your financial future, we do offer upgrades to an Account/Family Sharing plan as well as Monthly and Yearly Subscription plans to unlock some additional premium functionality.

The Basic and Standard packages are a one-time fee. The Subscription plans payment will be charged to your iTunes account at confirmation of purchase. Subscriptions automatically renew unless auto renew is turned off at least 24-hours before the end of the current period. Accounts will be charged for renewals within 24-hours prior to the end of the current period, and identify the cost of the renewal. Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s account settings after purchase. When a Subscription is activated, you get access to all features immediately. If the Subscription is cancelled before the end of the Subscription period, users still get to use the features until the end of the period.

Our privacy policy:
Our terms of use:

What’s New

Version 9.2

- bug fixes

Ratings and Reviews

4.3 out of 5
15 Ratings

15 Ratings

petite_one16 ,

Love it!

Love that I can see how my spending habits are in real time so I can adjust and make changes before getting into debt. Also great tool to create a plan to pay off debt faster and easier.

Developer Response ,

We make sure using the Koind budgeting app is as simple and practical as possible. We created our Avalanche and Snowball debt Calculators because we know being debt free is so important. Thanks for the positive feedback!! May your savings thrive!😃

Kasey MP ,

Love it

Love the app tracking my money has never been easier and I love how optimized the budget control is a very useful feature

Developer Response ,

Thanks for using Koind! 🙏🏼 We promise to bring you more great (in our humble opinion) useful features. Always know that we take budgeting and tracking your money seriously. 🙂

scudiese ,

Eye Opening

Koind made me realize how poorly I had been budgeting before.

The budget control is eye-opening to all of the monthly expenses I hadn’t been tracking closely.

The app seamlessly integrated my debt obligations among the rest of my monthly expenses.

Now, I feel I can really get myself organized and spending more wisely!

Developer Response ,

Thanks for the review! Much appreciated!!🙏🏼
We will continue to simplify the process of budgeting without sacrificing detail.

App Privacy

The developer, upSHIFT ideas Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Location

Data Linked to You

The following data may be collected and linked to your identity:

  • Location
  • Contact Info
  • User Content
  • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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