Koody 4+

Looking for a free budgeting app to help you stay on top of your finances? Koody is your solution to personal budgeting. No bank connection necessary.

Most people aren't taught how to budget or manage money. We built Koody to change that. Koody empowers you to spend, save, and plan with confidence, even if you're starting from scratch.

Whether you're just starting to take control of your finances or looking for a better way to stay organized, Koody is designed to meet you where you are. You can enter transactions manually or import them from your bank statements, whatever works best for you. However you use it, you'll always get clarity, simplicity, and support.

STEP 1: ADD YOUR BANK ACCOUNTS
Create your bank and corresponding bank accounts manually with our simple interface. Our intuitive design makes it a breeze to get your accounts organized so you can skip the confusion and focus on what matters. No complicated setup, no jumping between apps, and no wondering what's where.

STEP 2: TRACK YOUR INCOME AND EXPENSES
Add your transactions manually as they happen, or upload your bank statements in one quick go. Manually added transactions let you choose categories on the spot, while imported ones are automatically sorted for you, helping you understand where your money's going and where it shouldn't be.

STEP 3: STAY ON PLAN, EFFORTLESSLY
Once your accounts and transactions are in, everything starts to come together. Set budgets, create goals, track progress, invite your partner, and let the app do the heavy lifting. Whether it's building savings, avoiding overdrafts, or making sure you don't overspend before payday, we've got your back.

Koody is ideal for most people, including single folks, couples, families, households, and students. And you absolutely do not need to link your bank accounts to use it.

Here are Koody's core features:

FREE PLAN:
1. No bank connection required
2. Manually input transactions
3. Add bank accounts
4. Track spending (up to 1 year)
5. Categorize transactions
6. Budget in any currency
7. Monitor subscriptions, salaries, or bills
8. Get reminders for upcoming transactions
9. Gain spending insights
10. Forecast transactions to avoid overdrafts
11. Upload receipts
12. Estimate your tax bill
13. Access on mobile and desktop

STANDARD PLAN:
1. Everything in Free, plus:
2. Track spending and income (up to 3 years)
3. Auto-generate recurring transactions
4. Customize categories
5. Create and manage budgets
6. Sync budgets with your payday
7. Invite family or friends to collaborate
8. Set permissions for viewing, editing, or managing budgets
9. Keep budgets active indefinitely

PLUS PLAN:
1. Everything in Standard, plus:
2. Import transactions directly from bank statements
3. Track spending and income (unlimited years)
4. Automatic transaction categorization
5. Automatic detection of recurring transactions

Pro Tip: Sign up to enjoy the Plus plan free for the first month to see if it's right for you. If it's not, cancel anytime. No questions asked.

Privacy Policy: https://koody.com/privacy
Terms of Use: https://koody.com/terms