Kopo Kopo
Simple tools for your business
Free · Designed for iPad
Kopo Kopo makes it easy for Kenyan businesses to receive payments, make outgoing payments and access fast loans. Manage your business on the go with our easy-to-use app!
Kopo Kopo makes it easy for Kenyan businesses to receive customer payments, make outgoing payments and access fast loans. The Kopo Kopo app is perfect for managing your business on the go! You can:
- Accept Lipa na M-PESA via Buy Goods Till Number(s)
We can provide one or multiple M-PESA Till Numbers for your business. Your customers pay no charges when paying to Kopo Kopo Till Numbers and funds are instantly credited to your Kopo Kopo account. As the business, you pay 0.55% to accept a Lipa na M-PESA payment, capped at KSh 200. Payments below KSh 200 are FREE. Say goodbye to cash-in-transit and leakage by joining the digital revolution!
- Send money to bank and M-PESA accounts
Withdraw money to your own account(s) or make outgoing business payments to bank accounts, M-PESA phone numbers, Paybills and Till Numbers @ KSh 50 per transfer. Sending KSh 10,000? The fee is just KSh 50. Sending KSh 1,000,000? The fee is still KSh 50 - easy
Sign in to our web app to make bulk payments to bank accounts and M-PESA phone numbers. Most payments to bank and M-PESA credit to the recipient in real-time.
- Add money to your Kopo Kopo account via bank, M-PESA STK Push and Paybill
Add money to your Kopo Kopo account to repay loans faster and/or make outgoing business payments like payroll, supplier payments and more.
- Access fast loans to keep your business moving
Utilise our Overdraft and Cash Advance services to get quick access to funds. Overdrafts are available to all Kopo Kopo users when making outgoing payments to bank accounts and M-PESA phone numbers. Cash Advances are available to Kopo Kopo users that have accepted Lipa na M-PESA payments for at least two (2) months, with limits up to KSh 10,000,000 based on payment volume. Overdrafts and Cash Advances are automatically repaid every time you receive a customer payment - you don't need to worry about installments.
- See all your payments in one place
We provide detailed information about every incoming and outgoing payment within the app. You can also request comprehensive statements for accounting and reconciliation purposes. Experience peace of mind in the palm of your hand
Learn more at www.kopokopo.co.ke and get in touch for any questions or assistance.
Ratings & Reviews
Use Payment Links to easily collect payments via a shareable link.
Get up to KSh 15M in cash advances.
Increased Overdraft limit, allowing you to access up to KSh 100,000.
Introduced the Cashier User role that lets your staff request, claim, and track M-PESA payments.
Send payments automatically on schedule using Recurring Payments.
The developer, Kopo Kopo INC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
- Identifiers
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Kopo Kopo Inc
- Size
- 45.3 MB
- Category
- Business
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPad
Requires iPadOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- Languages
- English
- Age Rating
4+
- 4+
- This app has an age rating of 4+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.
- In-App Controls
Age Assurance
- Copyright
- © 2026 Kopo Kopo INC