Envelope Budget - Kualia 4+

Wonderful budget and amazing developers

The developers of this app are amazing. I’ve made suggestions and sent emails and often times they got back to me fairly quickly and if it was within their ability to do what I asked, they did it, which is so different then any other development company I have dealt withbefore. They have been kind and generous to their supporters and I greatly appreciate the work and passion they pour into their app. budgeting is a passion of mine. I have gone through every single budgeting app in the App Store and I can gladly say this is one of the best, the app in itself is nice, I love the envelope system and they have made it easy to use with their auto assign features, category groups and goals. I believe it has room to grow and become even better and I can't wait to see where they go from here.

Nicely done

This app is not yet feature complete enough for me to use. Setting that aside for a moment, they’re off to a really great start.

Most significantly, the app is incredibly snappy. Budgeting a whole list of categories goes really fast, whereas other apps make this a slow and cumbersome process. The same is true for manually categorizing transactions.

Because I know they’re going to ask, Here are some features I’m missing that would be necessary for me to consider actually converting:

- Import apple account transactions. I wish this weren’t a custom API.
- The ability to budget entire category groups automatically, eg, “budget all for upcoming transactions” or “budget all for average spent”
- Smarter category suggestions — when a transaction payee matches a previous transaction it should suggest that category at the top of the list.
- some sort of import from YNAB would be really useful, even if it required manually exporting my data. I spent about an hour copying my categories over, and I didn’t even finish. If I were to migrate, it would be a disappointment to lose all my historical categorization, but not necessarily a dealbreaker. Just getting the categories and amounts allocated would be huge.

Developer Response ,

Thank you for this amazing review. It really does mean a lot when a user understands the complexity of building an app and why some features might be missing in the early stages. I really do appreciate it. I've taken down all of these missing features and will prioritize them accordingly.

One feature you suggested I believe is already in the app - "smart category suggestions". When you select a payee, the app looks at previous transactions with that payee and automatically sets the category and account. If this wasn't working for you, shoot me an email at support@kualia.com.

Thanks again for the review!
- Igor

“Step Aside, Big Names, Kualia Has It From Here”

After testing dozens of budget apps (to the point where my budget had a line for budget apps), I finally found one worth keeping—and reviewing.

This app combines a sleek, modern design with an intuitive interface that makes managing finances straightforward. What truly sets it apart is the ongoing development and the team’s dedication to user feedback. Igor, one of the developers, is incredibly responsive, offering helpful advice and quickly addressing questions.

The fact that they’re actively listening to users and continually improving makes this app a standout choice. Highly recommend giving it a try!

Developer Response ,

Thank you so much for the kind words! We're working tirelessly to make Kualia the best envelope budget / savings app we can. The best way we can do that, is by listening to our users & iterating as we gather feedback. Much appreciated, and thanks for coming along on the ride with us! - Noah @ Kualia