Kuda - Free transfer & payment 4+

Pay, save & invest money

Kuda Technologies Limited

Designed for iPad

    • 4.7 • 108.6K Ratings
    • Free

Screenshots

Description

Welcome to the money app for Africans!

Open a Kuda account today and join over 7 million people who use Kuda for easy banking, investments through a stock trading account, savings and on-the-go payments.

Kuda is the smart way to do your banking every day, pay, make free money transfers, invest and manage your money on your phone. Download the Kuda banking app, open a Kuda bank account on your phone, add money and request a Kuda Visa card.

Make banking easier for yourself. Get 25 free money transfers to any Nigerian bank every month, pay online and offline easily, invest and save money automatically. Download the Kuda banking app today to pay, save and invest!

Kuda is licensed by the Central Bank of Nigeria.

Why Should You Get Kuda?

- Open a bank account for free in minutes, start banking and pay easily immediately.

- Make money transfers to any Nigerian bank for free up to 25 times every month (Nigeria users only).

- Pay online and offline with secure payment options.

- Create a Kuda Username to make unlimited free money transfers within the Kuda community without a bank account number!

- Set up a trading account on the app to invest in US stocks (Nigeria users only).

- Request a virtual and physical Kuda Visa card with pickup and nationwide delivery options. (Nigeria users only.)

- Save money easily with our automated savings features and get up to 8% annual interest! (Nigeria users only.)

- Pay across borders with money transfers to Nigeria from the UK at competitive rates. (UK users only.)

- Pay bills and buy airtime for all major networks. (Nigeria users only.)

Open A Free Account Now

We know your money is important to you, so we won’t charge you unnecessary bank fees for banking with us.

Watch Your Money Grow

- Banking is more rewarding with Kuda! Save a lump sum or set a percentage to save periodically and we'll pay you up to 8% annual interest on your savings, so your money keeps making money. (Nigeria users only.)

- You can also save every time you pay directly from your Kuda bank account with Kuda Spend+Save. It's the smartest way to save! (Nigeria users only.)

- Invest in US stocks with a trading account. Trading services are provided by a third party. (Nigeria users only.) Disclaimer: Invest wisely! The value of stocks fluctuates and stock trading involves possible loss of capital.

- Pay subscriptions with gift cards for the top streaming services. Shop internationally and pay with gift cards for the most popular online stores.

Your Money Is Safe At Kuda

- We know debit cards go missing sometimes, which is why you can block your card on the app (and unblock it if you find it).

- Banking is personal. Use Private Mode to hide your account balance from prying eyes.

- If you need help, you can chat with us on the app or send a message to help@kuda.com anytime.

Switch To Kuda In Two Easy Steps:

1. Open your account: Download Kuda and open a Kuda bank account on your phone.

2. Add money to your account: Send money to your Kuda bank account from any other bank’s app or through internet banking or move money from your debit card.

For more information about Kuda, please go to kuda.com.

Spend smarter, save more and get the most out of your money with Kuda.

Download the Kuda banking app now to bank, save money, invest with a trading account and pay!

Nigerian banking services are offered by Kuda Microfinance Bank (RC796975), with registered address at 151 Herbert Macaulay Way, Yaba, Lagos, Nigeria. Kuda Microfinance Bank is licensed by the Central Bank of Nigeria. Deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC).

UK services are offered by Kuda EMI Ltd (Company No. 13724208) with registered address at 5 New Street Square, London, EC4A 3TW, United Kingdom. Kuda EMI Ltd is a Distributor of Modulr FS Limited. Modulr FS Limited (Company No 09897919), is regulated by the Financial Conduct Authority for issuance of electronic money under reference 900573.

What’s New

Version 2.002344

- Salary earners can now apply for loans!

- We added a loan calculator for estimating monthly interest on loans.

- We added a resend option for loan offers whose verification codes expire.

- Loan applications now include location data.

- We optimised the performance of our credit systems.

Ratings and Reviews

4.7 out of 5
108.6K Ratings

108.6K Ratings

Ollyhubs ,

Refunds issues

I recommended Kuda about a year ago that it’s a smooth platform, and it liable to use the interface is great and all.
But all those are now to be put in questions cause I made a transaction last month which I cancelled and the platform in which I bought from sent a proof of payment refunds to me in which I already sent to Kuda via mail and in app chat all to no avail

I was just getting we will see to it and give you feedback in a few days, few days is now turning into months now!!! This is becoming so frustrating cos I need to use my funds
Kuda and team pls refund me, I know the money is there why is it not reflecting on my account?

Developer Response ,

Hi there,
We're sorry for the delay in the reversal of your funds .
Please, note that your complaint has been logged earlier and it is being reviewed.


We're still working on your transaction and I want to assure you that you will get a reversal of the funds soon .
Please can you share with us your Email address or full name to enable us to follow up with the resolution.

We're sorry for the inconvenience this may have caused you.
Thank you 💜

Tradegad ,

Reporting a bug

First, I have to acknowledge the fact that you guys are doing a great job with your banking services and also the user experience of your mobile app. Somehow, I wish you didn’t need government regulations. But it’s fine. I want to report a bug I just noticed after updating my mobile app. I use an iPhone8, and I noticed that after requesting for a physical debit card, and got to the Thank You Page, I clicked the ‘Thank You’ button, which was supposed to exit me from the flow, but I only noticed the ‘Done’ button animate, and the app remained there. I think you should look into this. Thank you.

pkaylyfe ,

Doesn’t work after update

I updated my kuda app few minutes again and since then the kuda app is not opening anymore, if I click on the app it doesn’t open anymore, I tried using ussd but it’s not working either, been having this issues since I updated my bank app, I called kuda customer care but they don’t pick, I sent couple mails but they don’t respond, all they keep saying is send help@kuda but doesn’t work either. Pls what’s going on with your bank because this is more like a scam and right now I will need to list this on social media so people can start moving their money out of your bank because you people are scam now, I believed this bank before but not anymore, pls don’t use this bank it’s becoming a scam, it happened to two of my friends last week and now it happened to me this morning after update it doesn’t work anymore

Developer Response ,

We're sincerely sorry for the inconvenience this may have caused you. Please you will need to update the version of your iOS on the appstore and then try again. Please reach out to us help@kuda.com if the issue persists. Thank you .💜

App Privacy

The developer, Kuda Technologies Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Location

Data Linked to You

The following data may be collected and linked to your identity:

  • Location
  • Contact Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contact Info
  • Contacts
  • Other Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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