The better way to help you store, protect, and transport your money—no matter where you go. Whether you have a smartphone or a feature phone, you can send money to friends, store safely without banking fees, and cash in and out using mobile money. Leaf currently operates in Rwanda, Uganda, and Kenya (more countries coming soon!).

Free Deposit and Money Transfer
Send and receive money for free. There are no fees to deposit money into your Leaf Wallet and there are no fees for Leaf-to-Leaf transactions. This means that you can send money to your friends on Leaf without paying anything—even in other countries. Deposit and transfer funds within your Leaf Wallet, knowing you’re getting the best deal with no hidden fees.

Seamless Transactions with Mobile Money
Who needs a bank? Simply pull money from your mobile money account (or request from someone else’s!) and immediately see it deposited into your Leaf Wallet. Rest comfortably knowing your money is safe. When it’s time to withdraw, you can send money to any mobile money account, no matter the service provider, in a matter of seconds.

Send and Receive Money Across Borders
Leaf works with all major mobile money providers in the countries where we’ve launched. That means that you can send and receive money across borders. Live in Rwanda but have family in Kenya? With Leaf, you can easily send money in one currency and have friends and family receive money in another currency. Amazing, right?

Compatible with Every Device
Smartphones are great. But a lot of people (probably some of your friends and family) don’t have them, so we made an app that works on both smartphones and basic phones through USSD. You can finally send money to your friends and family, regardless of where they live or what type of phone they have. Plus, even if you have a smartphone, using our USSD application will save you data!

Currency Exchange without the Massive Fees
Forget waiting in line to deposit, withdraw, and exchange physical cash only to see your money disappear with hidden fees. You can send, receive, and even store money in any of the currencies Leaf offers, virtually. That means you can hold up to three different currencies at once! When it's time, you can select any of our currencies to withdraw into your mobile money account. You’ll be amazed by Leaf’s low currency exchange rates.

Safe and Secure Money Storage
With Leaf, you can leave your cash and your worries behind—even across borders. Whether you’re moving between countries, going out of town, or staying in, you can confidently live cashless. With the secure Leaf Wallet, you can safely store your funds virtually until you decide to withdraw. Leaf’s advanced identification system ensures that no one will be able to access your Leaf Wallet, except for you (we think you are pretty great).

What’s New

Version 2.2.0

Major release! Get ready for new functionality, improved experience, and even more secure transactions.

-Added cash in from the UK
-Improved cash in process for Rwanda, Uganda, and Kenya by using more secure OTP process
-Redesigned password reset and account lockout process
-Added dynamic in-app communications
-Improved exchange feature: better rates updated more frequently, easier to find in the app
-Improved validations and error handling
-Updated rules on usernames
-Improved performance

Ratings and Reviews

5.0 out of 5
8 Ratings

8 Ratings

torimbates ,

Best financial services app!

Love this app! Super easy to use, free money transfer across multiple countries. The best way to store money easily and have it accessible instantly. Even available over USSD when data isn’t available.

Kenyabelievit ,

Fast and slick

Great way to send money in East Africa. Easy to use. Looking forward to seeing more countries added to the list.

App Privacy

The developer, Leaf Global Fintech, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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