iPhone Screenshots


Help your customers get the best loan for their next large purchase. The Lending Optimizer from Optimized Lending Solutions, allows you to filter, sort, and compare loan programs from multiple lenders. It also quickly and accurately estimates payments. No credit checks. No long forms to fill out. A few basic inputs will provide quick access to hundreds of loan programs.

Benefits to Lenders: The Optimizer helps lenders match their programs to the types of borrowers that they want.

Benefits to Borrowers: The Optimizer helps the borrower by comparing hundreds of loan programs to find the best deal based on their priorities.

Benefits to Companies / Sales Representatives: The Optimizer helps increase the selling rate by making it easier for clients to afford their products. There's no guess work in estimating monthly payments or finance terms. The Optimizer also helps increase the average sale price by allowing clients to afford a larger ticket item for less out of pocket on a monthly basis. It also helps to increase the bank rejection rate by estimating the loans for which the client is most likely to qualify.

App Features:

Filter Loan Options: Filter loan options by state, product, loan minimum/maximum, estimated credit rating, and cost to company to offer each specific loan.

Sort Loan Options: Sorts the loan programs by lowest monthly payment, lowest interest rate, and deferred payment programs.

Compare Loan Options: Compare two different loan options to find the best option for your customer.

Calculate Estimated Payments: No need to estimate a 2% payment factor for every loan. The Optimizer calculates an estimated payment on every job based on the unique payment factor for each loan.

Constantly Up-To-Date: The Optimizer also takes into account the expiration date of loan specials and constantly updates with new loan programs.

*Note: A user account is required to access The Optimizer. Visit www.OptimizedLending.com to learn more about subscription plans. If your company is already a subscriber, contact your administrator for a unique user account.

What’s New

Version 1.0.1

1. Includes various enhancements to improve the user experience with the Lending Optimizer.
2. Now offers iOS X compatibility.

App Privacy

The developer, Optimized Lending Solutions, has not provided details about its privacy practices and handling of data to Apple. For more information, see the developer’s privacy policy.

No Details Provided

The developer will be required to provide privacy details when they submit their next app update.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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