LMi Mobile Apps is a suite of mobile tools that includes calculators, research tools and training materials, developed by the LMI Group for the benefit of insurance professionals.

The world’s first mobile under-insurance calculator, LMi Mobile Under-insurance Calculator, was the first release in this suite of mobile tools, and LMI Group was pleased to provide this app for your use, with our compliments.

LMI Group now adds to this valuable app, the newly developed LMi Mobile Building Cost Calculator. For your convenience, this calculator has been incorporated into the LMI Mobile App download, meaning that you only need the one download for access to both calculators - now that’s convenient!

Under-insurance Calculator

While many Insureds believe they have no exposure until their Sum Insured or Limit of Liability is exhausted, this of course is not the case due to the Average or Co-insurance provision found in most property and business interruption policies. Under-insurance is a huge problem worldwide. Any saving in premium costs is far outweighed by the uninsured losses that have to be carried by a business, even after a partial loss.

This calculator has been designed to enable the insurance adviser to quickly demonstrate to their client the uninsured portion of a loss of any size. The system defaults to a Sum Insured or Limit of Liability of $1,000,000 with a Value at Risk of $2,000,000 and a loss of $250,000. All these figures, including the Co-insurance/Average percentage, can easily be changed by the adviser using this application.

Building Cost Calculator

The second tool in the LMi Mobile suite provides an on-the-spot guide toward the actual value of a property based on the individual characteristics of the property and its location.

There is much more to a property than just bricks and mortar. For instance, fencing, retaining walls and car parks should also be taken into account when valuing a property, but would you know what value to place on these risks? If not, how confident are you that you have adequately valued your property for insurance purposes?

Under-valuing property is yet another factor in the high incidence of under-insurance. In an effort to assist the industry and its clients in combating under-insurance, LMI Group provides this building cost calculator as part of the free LMi Mobile App.

The current release of the LMi Mobile App provides both the LMi Mobile Under-insurance Calculator and LMi Mobile Building Cost Calculator for the iPhone and the iPad.

To learn more, please visit

What’s New


This app has been updated by Apple to use the latest Apple signing certificate.

Updated to support IOS 8

Ratings and Reviews

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App Privacy

The developer, LMI Group Pty Ltd, has not provided details about its privacy practices and handling of data to Apple.

No Details Provided

The developer will be required to provide privacy details when they submit their next app update.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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