Loan Calculator‪‰‬ 4+

Best app to have handy for people who lend or provide money to family members. Great when purchasing a car to see what you are really paying for the vehicle and the must have accessories. Awesome for a quick look at the real cost of those payday loans. Figuring a second mortgage payment. There are a ton of fancy loan tools, apps and calculators out there but this is straight forward,fast and easy.

I’ve used Loan Calc for several years. It’s a very basic loan/interest calculator application. I thought nothing of it since it was so basic. Then recently the app started having obnoxious in your face ads appear with loud music prior to using the app. This really annoyed me. So I thought I’d poke around in the apps Settings to see what I can do about it. I was SHOCKED when I read the apps Privacy Policy. For a seemingly very simple basic loan calculator, this app mines your data. It keeps and shares your data and analytics with its affiliates both onshore and offshore. Retention period is scary, until it deems the data collected satisfies its purpose. You have the right to contact the Owner but they have the right to reply back within a month. And it goes on and on and on. This was WAY TOO MUCH for me, thinking this app was just a simple basic - no strings attached - loan calculator. So I promptly and gladly deleted the app from my iPhone. Simple apps can be so deceiving. Please start to question and read Privacy Policies. If you don’t care about it, then thanks for read this far. It’s your data and you should be concerned about how and to whom it’s shared with. I wish you well.

This has been one of my favorite apps for a long time. I don’t use it that much but I love it when I do. It’s not the prettiest, but it does exactly what it’s meant to. It’s clean and easy to use. It was a 5-star to me until one day the ads showed up. Developers should be paid for their work. Ads are one way to do that. Banner ads are visually displeasing but depending on the function of the app I can sometimes be forgiving if that’s the only option. Pop-up ads that’s hold you hostage for a given time before allowing you to use the app are frustrating, time-consuming, & soul-crushing. I’ve tried to live with it but sadly I am left having to look for another app to replace this one. I just can’t take the assault on the senses. I hope the developers decide to offer a pro/paid version of the app. I would happily shell out 5 bucks to remove those ads and go back to loving this app. Until then, I need to look for other options (… which means I’ll be contributing zero revenue to this app).