Loan One - Online Cash Advance 4+

I’m not sure if all of the reviews found here are legitimate and that was my biggest concern before deciding to give this app a try but I’m glad I did. There’s no credit check. You’re approved automatically for up to $400. I was approved same day and got my advance the next day. I pay back in installments every two weeks. As you pay back your loans on time or early, you earn points which net you more trust with the company for higher loan amounts and cheaper interest rates. My experience has been great so far and would recommend.

Took three hours before I just gave up on the process completely. First call, 40 minutes wasted because apparently they didn’t save any information. Second call is to “start” the process because “I” didn’t start anything. Nor did I have my information uploaded (it was all within the first call, even three way called my bank in for verification). Third call finally had the notes of starting the process but not my bank information because “I didn’t start the process” even though I had an email confirming my bank was linked. It wasn’t linked on their end. Three hours later and an afternoon set aside I made no progress and just had them cancel the entire application. Oh and so fun, as soon as they had my email address it was somehow sent or sold or whatever because now I’m receiving false advertising for loans every three minutes. Don’t recommend even signing up.

I want sure I would be approved for to my credit, but I was. I am excited to help fix my credit. Thank you Loan One finance. I wanted to add an update to my first review. I just finished my first loan with them and once the last payment posted on their end they immediately let me reapply for a new loan for even more. If you are hesitant because you think it might be a scam I just want to reassure that it isn't. What's even better it doesn't charge an arm and a leg on finance charges.