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Home insurance for you and yours.

Locket home insurance empowers you to use prevention-first smart technology to protect the things you love, and gives you a better price based on the measures you take. It doesn't matter if it's your dad's old records, your wedding photos, or that Lego Millennium Falcon you put your heart and soul into – it's worth protecting because it makes you, you.

No price increases

We won’t lure you in just to hike up your price a year later.

Talk to humans

Because humans solve human problems better than robots.

Safer home? Fairer price

The more smart tech you use to protect your home, the less you pay.

Instant everything

Fast quotes, claims and changes.


You can read a full example policy in the app or at https://locket.insure/home-insurance/ but here's an overview of what you'll be covered for:

- Fires, explosions and smoke
- Storms and floods
- Burst pipes and faulty appliances
- Freezing water in your home
- Theft and vandalism
- Locks and keys
- Subsidence, upheaval and landslip
- Alternative accommodation

Let's get social

Twitter: https://twitter.com/locketinsurance

Facebook: https://www.facebook.com/locketinsurance

Instagram: https://www.instagram.com/locketinsurance/

YouTube: https://www.youtube.com/channel/UCX_6A-uZz526TeeAgMKx6Jg

LinkedIn: https://www.linkedin.com/company/locketinsurance/

Learn more about Locket home insurance and how you can protect the things you love with smart technology at: https://locket.insure.com

What’s New

Version 3.2.1

Change your payment details in a flash!
You can now update your card details directly from the app – no need to contact our team. (Of course, we’re always happy to talk to you if you’d prefer!)
We’ve rolled up this new feature with a few other minor tweaks and improvements.

App Privacy

The developer, It's Not 1999 Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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