Luko - N°1 Neo-insurance 17+

Digital, simple, effective

LUKO

Designed for iPhone

    • 4.5 • 32 Ratings
    • Free

iPhone Screenshots

Description

Why make things complicated when you can make them simple?
We help you take care of what matters to you, with hassle free, transparent and fair insurance services. Insurance, prevention, contract & claim management, the Luko app is there for all these needs, anytime, right from your pocket ↓


Choose efficient insurance, on your own terms, no strings attached:

- Access the details of what’s included or not, at a glance
- Get covered in 2 minutes online
- Chat with our best-in-class customer service, every day of the week
- Download or share your proof of insurance
- Add beneficiaries or options in a click
- Terminate your contract without notice

Hassle free claim management, with a dedicated expert

- File your claim directly in the application, in 5 minutes
- Add easily documents, photos and videos
- Access to your claim status and updates 24/7
- Get a dedicated expert to follow your claim from A to Z

Cover everything that matters to you, at the best price

- Mortgage insurance: cover your mortgage and save up to 15 000€ by switching to Luko
- Home insurance: protect your home & everything in it, save up to 20%
- Landlord insurance: insure your asset
- E-scooter insurance: cover your civil liability from 3,50€

and many more to come!

Benefit from integrated home services to care for every of your home needs :

- A network of trustworthy repairmen for your repair & overhaul needs
- Video calls to get advice from our home experts
- Tutorials and tips to handle your daily maintenance work
- Weather alerts in case of upcoming risky weather events

What’s New

Version 1.0.60

An improved interface design, better stability, and minor fixes: here is what we have to offer with this update. As always, our goal is to make your life easier and manage contracts even more pleasing. Got a comment or an idea? Your feedbacks are more than welcome to help Luko grow so please come and talk to us on the chat. And if you like the app, we'd love it if you could rate it!

Ratings and Reviews

4.5 out of 5
32 Ratings

32 Ratings

RyBouch ,

Best insurance app

Very easy to use and straightforward. I can manage my contract and do pretty much everything related to my insurance on this app. I wish I had all of my insurance policies with Luko and not deal with all the typical insurance hassle.

valeriaexperience ,

Luko is not a real insurance agency

This is a fake insurance agency. You may think you’re covered, but unfortunately you are not. I had water damage from my upstairs neighbors on the ceiling in my bathroom and the agency said it was because I didn’t keep the window open. They refused to send a specialist to look at I requested it multiple times. In fact, I uncovered a huge building issue that now the building is dealing with now and it wouldn’t have been their responsibility, but the building’s. But in the fact that they refused to do their part at all, and told me a specialist looked at it, sounds like they’re not equipped to deal with actual problems that may come up. Just be aware they will not do their part as an insurance agency and you will be stuck dealing with your issues on your own.

hellonicolette ,

Horrible - Do NOT use

I would not recommend this insurance to anyone. Not only does their application make submitting a claim MORE difficult, their customer service is absolutely unhelpful. I am still dealing with an unfinished claim from a flood in my apartment and doubt I will receive any clarity, assistance, or monetary compensation for the disaster. PLEASE, find an alternative insurance. Do not use Luko. Honestly, at this point I am not sure if this is even a valid, legally-practicing insurance agency.

App Privacy

The developer, LUKO, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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