Bank quickly and get back to what matters most to you – that’s the idea behind the M&T Mobile Banking App¹ built for both personal and business customers.
▪ View M&T Personal & Business Accounts – See available balances, transactions, credit limits, and check images
▪ Manage Money with M&T Money Smart – Centralize finances, customize budgets, and track spending
▪ Send Money with Zelle² – Send, receive, and request money from an eligible checking or savings account using a U.S. mobile number or email address to almost anyone with a bank account in the U.S.
▪ Deposit Checks – Make same business-day check deposits until 10 pm ET¹,³
⁃ M&T Flash Funds⁴ – Deposit qualifying checks with immediate availability, for a fee
▪ Transfer Funds – Move money between all eligible M&T accounts and make payments to M&T loan & credit card accounts
▪ Pay Bills – Manage payees and make payments to almost anyone⁵ – with the confidence of M&T Bill Pay Guarantee⁶
CARD MANAGEMENT SERVICES
▪ Take Control of Your Card – Manage your M&T debit & credit card
▪ Get Notified with M&T Alerts¹ – Receive important account information through text, email, or app notification
▪ Secure Login – Access your accounts with a passcode, fingerprint, or facial recognition on compatible devices
¹Use of these features and services requires internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the internet. M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier's text messaging and data charges may apply. View the M&T Digital Services Agreement for additional details.
²Must have a bank account in the U.S. to use Zelle. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Zelle® and the Zelle related marks and logos are the property of Early Warning Services, LLC.
³Deposits are subject to verification. Funds from mobile check deposits will not be available for immediate withdrawal. Deposit limits and other terms, conditions, fees, and restrictions may apply. A business day is defined as Monday through Friday, except Federal holidays.
⁴If selected, your mobile deposit will be immediately available. The fee for this service is 2% of the total check amount ($2 minimum charge). The fee will be deducted from your account following the completion of your deposit. If the deposit is made during our nightly processing, it will not be available to pay debit items that are processed for payment during that night’s processing. However, it would be immediately available for withdrawal.
⁵M&T Online and Mobile Bill Pay cannot be used to make payments: (i) to payees located outside the United States; (ii) to taxing authorities or other government entities; (iii) required under court order (e.g., child support); or (iv) in connection with any unlawful activity or purpose.
⁶To learn more about the Bill Pay Guarantee visit mtb.com/billpay
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.
Equal Housing Lender. © 2019 M&T Bank. Member FDIC.
Ratings and Reviews
Works well except password entry
Dear M&T app developers - why did you disable pasting a password? It makes it impossible to use a password manager. I can’t even type in the password, because every time I switch to the password manager to see the next few characters of the password, you clear the password field. The only way to log in is to look at the password manager on a different device than the one the M&T app is on. After first login it’s not a problem, because it uses Face ID, but logging in the first time, or any time when it decides to ask for a password again is nothing but frustration. Please re-enable paste support for the password field.
Too many avoidable issues
When this app works, it’s fine. Nothing fancy but it lets you check your accounts, make transfers, etc. My gripe is that seemingly minor issues occur far too often. Half the time I go to use the mobile check deposit it’s down for some reason (And I use it at most three times a month). Sometimes I can’t even log in at all from the app (says online banking is “unavailable”)but I can from a computer. And just now, the thing that compelled me to write this review, I tried to log into the app to check my account quickly and the app is telling me it needs an update even though it’s fully updated. Fix your app please, it should not be this frustrating to use a basic banking app.
Update 3/6/19: And, it’s happening again. PLEASE STOP FORCING THE APP TO REQUIRE AN UPDATE BEFORE YOU ACTUALLY PUSH THE UPDATE OUT IN THE APP STORE!!! This is the second time in about a month that this has happened. I just want to check my account and the app is unusable because it’s requiring an update that isn’t actually available in the store. Been like this for over 2 hours and counting. This is ridiculous. This should be common sense. Make the update available through the store first, THEN require the app to be updated. This is the sort of simple thing that whoever is working on this app seems to consistently get wrong, and it makes no sense at all.
Needs some serious improvements
All I want to be able to do is use this app to the fullest extent of it’s supposed “ability” but I can’t even do that. All I can do is log in and go to the main page and see my checking balance and my savings balance. Every other thing I try to do, whether it be deposit a check, transfer between accounts, or use the built in Zelle feature, comes up with the same message: Mobile banking is temporarily unavailable. “We are sorry for the inconvenience.” I’ve had this problem since the day I downloaded this app (about two months ago) and I figured it would be solved within a week or two but the issue has persisted. I’ve tried everything; resetting it, uninstall and reinstall, etc etc. NOTHING WORKS!!! Please make it so I can at least deposit a check or something because this is too much. The company I work for does not do direct deposit due to it being a locally run business with a whole lot of employees, so having to go to the bank and deposit my checks every week is really annoying, especially when I should be able to just do it through the app. The least you could do is roll out an update sometime in the near future that addresses this problem!!!
- M&T Bank
- 103.2 MB
Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.
English, French, Spanish
- Age Rating
- Equal Housing Lender. © 2019 M&T Bank. Member FDIC
With Family Sharing set up, up to six family members can use this app.