Let’s face it, you’re busy and retirement isn’t always the first thing on your mind. When the inspiration to think about your retirement does strike, you may be on the go without access to your computer. But now, you can keep your retirement account information in your pocket with the MassMutual RetireSMART mobile app.

You can view the following:
• Rate of return
• Total account balance
• Balances by source and investment
• Vested balance by source
• Last contribution amount
• View loan details
• Asset allocation by investment in chart and list form
• Document Delivery Preference

Depending on your company’s plan, you may also be able to:
• Update your contribution amounts
• Adjust your automatic contribution increases
• View your statements and disclosures

The app also offers login assistance, contact information, and more. To log in, just enter the same credentials you’d use on the RetireSMART or Retirement Access website. All data is transmitted using SSL (Secure Socket Layer) technology, and no data is stored locally on the device.

Download the app today and keep tabs on your retirement account, no matter where you are.

Data shown in screenshots is illustrative only. It is not a recommendation or solicitation for a product or service. System availability and response times subject to mobile network availability and connection speed.

©2019 Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001. All rights reserved.

What’s New

Version 6.4.0

Thank you for using the MassMutual RetireSmart app. Our goal is to deliver continuous improvements to your experience.

• Manage Your Future Investments! Supported accounts can now update future contribution allocations and manage rebalancing options directly within the app. Access the feature today by selecting Investments from the Manage tab.

Ratings and Reviews

4.6 out of 5
2.9K Ratings

2.9K Ratings

StAiChiLLiN ,

Almost everything I need.

The app works well and very informative, but I would like to be able to see each individual loan and how much is left to pay it off. And maybe the option to pay it through the app.

Jelsert ,

All chrome, lacks useful features and clear instructions

This app continues to over promise and under deliver. There are few useful features in this app, and RetireSmart is not compatible with any 3rd party financial tracking applications. This fact is not explained, but rather the customer discovers this only after having the impression that the accounts have been successfully linked.

The representative explained that although it will allow you to connect the application (Personal Capital, in my case) the RetireSmart platform will not allow it to connect after this initial attempt. Which results in your account being locked and the forces you to call in (only between 8 - 8 Eastern) to unlock it.

If RetireSmart is so keen on limiting access to the account from 3rd party financial applications, they should aim to provide some features for their clients, instead of simple collecting fees from them as so many cash cows.

meatball213 ,


I’m sure this app would be good if it actually worked. However, every time I attempt to login, I get a pop up box that says, “Something went wrong. If the problem persists, please log out and try again later”.
Well I log out and try again later and continue to get the same message. So I have yet to be able to login and view my accounts, hence my title for the app as useless......If I was able to give it no stars I would, but you must select at least one


Massachusetts Mutual Life Insurance Company
107 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating
Rated 4+
© 2019 Massachusetts Mutual Life Insurance Company (MassMutual)


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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