Let’s face it, you’re busy and retirement isn’t always the first thing on your mind. When the inspiration to think about your retirement does strike, you may be on the go without access to your computer. But now, you can keep your retirement account information in your pocket with the MassMutual RetireSMART mobile app.

You can view the following:
• Rate of return
• Total account balance
• Balances by source and investment
• Vested balance by source
• Last contribution amount
• View loan details
• Asset allocation by investment in chart and list form
• Document Delivery Preference

Depending on your company’s plan, you may also be able to:
• Update your contribution amounts
• Adjust your automatic contribution increases
• Update your future investment allocations
• View your statements and disclosures

The app also offers login assistance, contact information, and more. To log in, just enter the same credentials you’d use on the RetireSMART or Retirement Access website. All data is transmitted using SSL (Secure Socket Layer) technology, and no data is stored locally on the device.

Download the app today and keep tabs on your retirement account, no matter where you are.

Data shown in screenshots is illustrative only. It is not a recommendation or solicitation for a product or service. System availability and response times subject to mobile network availability and connection speed.

©2020 Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001. All rights reserved.

What’s New

Version 7.2.1

Thank you for using the MassMutual RetireSmart app. Our goal is to deliver continuous improvements to your experience.

• Manage your contributions! Even more users can now update their contributions directly within the app. Select Contributions from the Manage tab of your eligible account.

• Security improvements and defect fixes

Ratings and Reviews

4.5 out of 5
3.1K Ratings

3.1K Ratings

StAiChiLLiN ,

Almost everything I need.

The app works well and very informative, but I would like to be able to see each individual loan and how much is left to pay it off. And maybe the option to pay it through the app.

Jelsert ,

All chrome, lacks useful features and clear instructions

This app continues to over promise and under deliver. There are few useful features in this app, and RetireSmart is not compatible with any 3rd party financial tracking applications. This fact is not explained, but rather the customer discovers this only after having the impression that the accounts have been successfully linked.

The representative explained that although it will allow you to connect the application (Personal Capital, in my case) the RetireSmart platform will not allow it to connect after this initial attempt. Which results in your account being locked and the forces you to call in (only between 8 - 8 Eastern) to unlock it.

If RetireSmart is so keen on limiting access to the account from 3rd party financial applications, they should aim to provide some features for their clients, instead of simple collecting fees from them as so many cash cows.

DrCarral ,

All you need and want

The app is amazing, I can move my investments around, I can change my contribution, I can read the prospectus of the investments, I can see the fees! It's simply amazing.
There was a recent update (version 7.0) that was horrible and did not let me log in. Now they have fixed it and it's back to working perfectly.


Massachusetts Mutual Life Insurance Company
115.7 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad, and iPod touch.



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  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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