The MB&T Mobile banking application empowers personal and business banking users with the latest technology to securely view, transact and manage your finances on the go. It’s fast, free1 and available to all of our online banking users and offers the following features and more!
• View account balances and transaction history
• Deposit checks quickly and securely from your smartphone or tablet2
• Transfer funds between accounts
• Send money to friends and family with real-time person to person transfers3.
• Pay bills quickly and easily with Bill Pay
• Manage all of your finances with our advanced Personal Finance Manager
• Locate the nearest branch or ATM
• Receive account alerts via text messages

Additionally, our business customers can take advantage of:
• ACH Payments
• Domestic & International Wires (in USD)

If you need assistance with our Mobile Banking, call (800) 348-0146 Mon-Fri (8am-6pm) and we'll be happy to help.

1Montecito Bank & Trust does not charge for the Mobile Banking service; however, your wireless provider may charge for Internet access and text messages.

2For personal and sole proprietor accounts only. Mobile check deposit feature is subject to eligibility and further review. Deposit limits and other restrictions apply. Camera permissions are necessary to use the Mobile Deposit feature.

3Debit card required for real-time person to person transfers

Fees may apply for certain services. See Schedule of Fees and Charges for more details.

What’s New

Version 5.1.5413

Updated general items.

Ratings and Reviews

2.3 out of 5
21 Ratings

21 Ratings

mbt customer ,

Badge app icon for over a year

The app works well overall- especially after they updated their UI. My only major complaint is that I’ve had a badge app icon with a “1” for well over a year. I have gone through every menu and submenu to clear what ever notification/secure message/alert it thinks I have with no success. I’ve even gone to the notification center to simply turn notifications off for that app, but regular app is nowhere to be found- it’s just not in the list with every other app on my phone! Very strange. PLEASE FIX!!

Cmillett ,

Do I need to change banks?

I have had a problem with this app for about a year. The on line department swears the app is running good and up to date. News flash IOS updated 3 weeks ago and the app has not been updated in 4 months. Apple has even cleared my 8+ and started over to make sure my software was current.
I have to shut down my iPhone and turn back on before it works. I touch my checking and my IRA disappears. I try to touch the menu, in left corner and the screen goes black. I am stuck with the #2 showing on the app before it’s opened. I go to settings, notifications and the montecito app isn’t even listed. Went into branch and the employee just scratched her head and said that is strange. Thanks for the help. The employee on the phone from the online department didn’t even know what the cloud was, more help.
Your app is not current and does not work. Do I need to change banks to one that has a better app. Mr Towbes would be very upset with this service.
Don’t get this app
MB&T customer

Rmckee22 ,

Was great but no more.

The latest update breaks all kinds of things. Login no longer worked and locked your account out, forcing you to call the bank. Deposits no longer work so what's the point of having mobile banking if you can't even do remote deposits?


Montecito Bank & Trust
34.1 MB

Requires iOS 10.0 or later. Compatible with iPhone, iPad, and iPod touch.


English, Simplified Chinese, Spanish, Traditional Chinese

Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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