Merrick Bank Mobile ٤+

I don’t know what it was like in the past, but I can say, even though I haven’t used it too long yet, that there is no way i see this as poorly designed. I’ve seen that and this is not that. It has a lot of choices in the menu and is well designed and intuitive. I can’t speak for any bill pay functions but I can say that 1. This type of credit card isn’t usually going to itch your scratch for that, use your bank, checkbook, apps, whatever else. Usually bill pays through banks are slow and even send paper checks so you should maybe autopay directly and record somewhere yourself to make sure things get and stay paid even if contested. This is one of the better apps under the umbrella of low credit credit card/banks by far and I would from only take real stock in the reviews from this post on into the future. I wish some of these could be deleted. One suggestion for the app makers to fix this: with the next big update, make it an entirely new app page and app so that you can start fresh. This modern version is bogged by reviews that don’t even really count anymore. May have to make some big change to qualify I don’t know, but it would be worth the fresh start.

Everytime I login I select the box “remember me” and then proceed to use application settings to allow for quick preview. Then I attempt a login later in the day and once again both these options aren’t saved. The app has deleted my user ID and does not allow me to use quick preview. I have used the app for almost a year, only recently has this become an issue. Please fix. Other than that I had loved the app.

App update:
I changed my one star to 5! My issue was the system deleting my user info for quick log in. The issue has been continually fixed for about a month now, I’m happy to report this no longer seems to be an issue. Now for the positive, what I like about this cc app in comparison to others, my payment post next day, this makes Merrick my go to cc if I want to make a last minute charge. I really like having my bank payment post quickly. My only complaint now resides with rewards, this card offers zero, but has no annual fee or other random fees. I do really like that Merrick gives credit line increases every 6 months with no fees also. I will keep this card forever.

I enjoy and appreciate Merrick. I have had no issues at all with Merrick bank or the credit card associated with my account. The entire process of applying ,obtaining, using, and paying for the Merrick Credit Card was remarkably seamless and if your like me and have to deal with a lot of financial apps and services to move money, save money, get money, ect it was a refreshing experience. No pointless questions, no long waiting periods, no non-existent customer service —in fact they have been on point with every area, at least what’s important to me in a company and I plan on sticking with them. I will also say they gave me a chance and a somewhat decent Intrest rate when my credit wasn’t the best. It’s helped my score go up and I will remain faithful for that reason if no other. But I see now there are plenty of other reasons to stay with them. I am pleased with this company and the services I have utilized from them and have nothing but great things to say about this company!