iPhone Screenshots



Metal Pay is the best way to send money to friends. It’s the only payments app that allows you to send cash and crypto to friends AND rewards you for doing it. When you send or receive an eligible cash transaction, you can receive a cryptocurrency reward for up to 5% of the transaction value. Paying friends has never been this much fun!


Trade 16 of the most popular cryptocurrencies directly from the app. Just link your bank, add cash to your account, and start trading. All cash you add or receive is held in an FDIC insured bank account.

Learn more at metalpay.com.

List of States and Territories where Metal Pay is currently available:

Alaska AK
Arizona AZ
Arkansas AR
California CA
Colorado CO
Delaware DE
Florida FL
Indiana IN
Iowa IA
Kentucky KY
Maine ME
Maryland MD
Massachusetts MA
Michigan MI
Minnesota MN
Mississippi MS
Missouri MO
Montana MT
Nebraska NE
Nevada NV
New Hampshire NH
New Jersey NJ
North Dakota ND
Ohio OH
Oklahoma OK
Rhode Island RI
South Carolina SC
South Dakota SD
Tennessee TN
Utah UT
Virginia VA
West Virginia WV
Wisconsin WI
Wyoming WY
Puerto Rico
US Virgin Islands

What’s New

Version 1.8.4

Here comes another Metal Pay update!

*What's New in 1.8.4*
• Splitting bills or a restaurant check? We've got you covered with a new calculator keyboard!
• Like a Discover Story? Long press any item in Discover to view or share with a friend.
• Improved messaging when purchasing crypto and selecting a payment method.

*Bugs Squashed*
• Fixed an issue that could cause some users to get stuck on the referral claim step of onboarding.

We update the app regularly to bring you the best possible experience using Metal Pay.
Let us know what you think in the app by just shaking your device. Alternatively, drop us a line on social media @metalpaysme

Ratings and Reviews

4.3 out of 5
2.8K Ratings

2.8K Ratings

sweetpipedreamz ,

Nice looking app but..

I don’t know how this app will stay around when cash app gives you a free debit card, discounts for using the debit card, and allows instant transfer to your bank acct thru your bank’s debit card. Also I don’t see an option to send MTL from an exchange to the app, If that’s not an option what’s the purpose of MTL on the exchanges? Unless they step up their game Cash app will dominate. Most of my friends use cash app and PayPal and I can’t figure out a reason for them or me to switch to metal instead. Earning some metal is nice but a debit card, instant transfer, and discounts for using the debit is better. Step up your game or no one is going use this app!

Developer Response ,


The features you mention (debit card, instank bank transfer, mainnet withdraw and deposit) are all on our roadmap and will be added to Metal Pay. In the mean time, we hope that our referral system and Pop rewards for making payments will be an appropriate incentive to convince your friends to make the switch!

squintr ,

What’s a Venmo?

When I started using Venmo, I always knew it was temporary. Coming from PayPal, finally you could pay others without paying fees. That was useful and fun for a while, but eventually became old hat. Looking for something new and exciting, I sort of floundered between Apple Pay, Square Cash, and Paypal again, ho-hum about all of them... and then lo and behold, I found Metal Pay! My final destination. It’s not only free to make payments... it pays you to make payments! And it pays you to receive payments too! Genius! That whole idea and the app are really fun, and I know it’s just going to get better from here. I have every reason to believe MTL will appreciate in value, with an idea as cool as this and with so many new users coming on board (they seem to be adding about 5,000 every week or so). Anyway, drop what you’re doing and get this app! Welcome to your financial future.

Nathan Fowler ,

Nice referrals, but...

I was drawn into this app by a referral. Sent my own link to a few friends. That part of the app works great. Actually using it for payments? Another story...

After using this app for its intended purpose for the very first time (getting a payment from a friend and transferring it to my bank) my account was suspended. I had planned on collecting rent from my roommates through this app, instead of using Venmo or Square Cash, but I can not recommend this app if you actually want to use it. I’m going through the support process now. I needed to let people know about this regardless. I didn’t submit my SSN and full personal information just to get a less satisfactory experience than I get from the apps and financial services that’s I already use.

I will tell you right now that normal people (who aren’t in the crypto space already) are going to hate this with a passion. “I put my Social Security Number into this sketchy crypto app then they shut down my account”. FIX THIS BEFORE THERE ARE HEADLINES ABOUT IT.


Metallicus Inc.
113 MB

Requires iOS 10.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating
Rated 4+
© Metallicus Inc.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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