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Description

BUY AND SELL CRYPTO
Trade over 40 of the most popular cryptocurrencies directly from the app. Just link your bank, add cash to your account, and start trading. All cash you add or receive is held in an FDIC-insured bank account in our partner bank.

LOWEST FEES
Buy Bitcoin, TUSD, Metal (MTL), and Proton (XPR) for 0% fees - the lowest price across the industry. Metal Pay users can also send cryptocurrency to other users for 0% fees as well, making it the most affordable way to move crypto.

NO WAITING
Metal Pay users can buy crypto immediately while their cash deposit is pending, which means no more lengthy wait times as your bank clears the transaction. Get the crypto you want at the price you want it and never miss an opportunity again.

GET PAID FOR SENDING MONEY
Metal Pay is the best way to send money to friends. It’s the only payments app that allows you to send cash and crypto to friends AND rewards you for doing it. When you send or receive an eligible cash transaction, you can receive a cryptocurrency reward for up to 5% of the transaction value. Paying friends has never been this much fun!

Learn more at metalpay.com.

List of States and Territories where Metal Pay is currently available:
Alaska AK
Arizona AZ
Arkansas AR
California CA
Colorado CO
Delaware DE
Florida FL
Indiana IN
Iowa IA
Kentucky KY
Maine ME
Maryland MD
Massachusetts MA
Michigan MI
Minnesota MN
Mississippi MS
Missouri MO
Montana MT
Nebraska NE
Nevada NV
New Hampshire NH
New Jersey NJ
North Dakota ND
Ohio OH
Oklahoma OK
Rhode Island RI
South Carolina SC
South Dakota SD
Tennessee TN
Utah UT
Virginia VA
West Virginia WV
Wisconsin WI
Wyoming WY
Puerto Rico
US Virgin Islands

What’s New

Version 2.7.4

Minor bug fixes and performance improvements

Ratings and Reviews

4.3 out of 5
3.9K Ratings

3.9K Ratings

Blueboome ,

Super user friendly, low fees

I’ve used Binance, Coinbase, Kraken, Gemini, and Metal Pay to buy crypto. Metal‘s clean, beautiful design, easy UX, and low fees make it my favorite. If you just want to buy and send cryptocurrencies, this is the app. Registration and connecting my bank account was super fast and easy, sending and receiving crypto is a breeze. If you have questions, their support team is very responsive. Their Proton wallet is great too. I send crypto between Metal Pay and Proton with no fees, while the same transaction between Binance and their official wallet, Trust Wallet, costs an arm and a leg - worse than a traditional bank. I’m looking forward to Metal Pay adding more trading pairs. Then I can just stay within its ecosystem and forget about the crazy fees and clunky payment processes of other platforms.

Torrast ,

Cannot use Metal Pay cash

A new issue. I sold some ETH in the Metal Pay app, cashing it out for Metal Cash. I am able to withdraw these funds by transferring them to my bank if I choose, but when I try to purchase any crypto product, my balance displays as $0. I cannot see any place within the app that shows my balance as not being settled, and I would think I could not withdraw the funds to my bank if they were not settled. What is the point of Metal Pay cash if it is treated differently depending on the transaction type you are attempting to complete? If there is a difference in the way these funds are treated by Metal Pay based on the way the user is attempting to utilize them, the documentation of such handling is poor enough that I have not been able to locate it.

Update: I contacted Metal Pay support and received a response that my funds cannot be used due to a delay with MTL sell orders. This issue does not relate to a MTL sale and I am able to transfer the funds out to my bank if I want to, so this issue does not appear to be relevant to me. I am disappointed that Support would try to assign blame on an issue that does not, on its face, have anything to do with my issue. If somehow it does relate to my issue, the Sell Order outage notice does not indicate such, nor did the feedback from Support. Extremely troubling for a company that wants me to trust them with my money and crypto.

Developer Response ,

Hi Torrast, Sorry to hear about your recent Debit Card replacement experience. Kindly reach out to us at support@metalpay.com, and we'll be more than happy to resolve any outstanding setbacks you may have with the Debit Card feature.

holveck_henk ,

Absolutely embarrassing should not be FinTech company

I thought I would try out Metal Pay’s ACH direct deposit system, probably not the best idea considering we’re in the middle of a pandemic which is killing the economy and specifically hadn’t received a paycheck for over a month prior to this direct deposit. Received an email and push notification with a exciting confetti animation and all....when I attempt to send that money out the app displays an error telling me that I don’t have permission, REALLY?! I don’t have permission to use my money?!?!

So then I thought okay, I’ll just buy some crypto with it and cash it out that way, NOPE WRONG! Also blocked from doing that, received an error I had insufficient balance a thought the balance at the bottom of the buying portal showed a positive balance from my direct deposit.

Being extremely disappointed and now very stressed and concerned considering everything going on in the world, I contact support and receive a quick reply from Jeremy whom tells me he will forward my ticket to a support specialist who may take up to 3 business days before I get a reply! Cool METAL PAY, thanks I’m sure you guys need those funds a lot more than my extremely broke self.

Developer Response ,

Hi Henk, we're sorry that you're in a frustrating situation. Looking into the ticket - while Jeremy did send out an email to initial sort and get into the correct agent, they did respond within the same day. Unfortunately, there were errors with the funding source that was out of our control. We understand during these times, financial stress may be affecting more people, however, rest assured Metal Pay would never withhold your funds. Please keep the support tickets open, as we would love to stay up to date with this situation. We will definitely help where we can.

App Privacy

The developer, Metallicus, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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