Metromile - Car Insurance 4+

Affordable Car Insurance


    • 4.6 • 24.2K Ratings
    • Free

iPhone Screenshots


Metromile is now a Lemonade company!

Metromile can help save low-mileage drivers an average of $741/year on car insurance. With pay-per-mile insurance, you pay for what you use—so if you drive less, you pay less. Our base rates start at just $29/mo plus a few cents for each mile you drive. Our smart driving app makes car ownership as seamless, affordable and as simple as it can be. And get connected to your car using the ‘Metromile Pulse’, our device that puts important information like your car’s location at your fingertips.

How it works:

Pay-per-mile car insurance means that you pay for what you use. Install Metromile App or visit our website and get a free car insurance quote. We start with a low, monthly rate, and then charge a low per mile rate for each mile you drive. As simple as that. Using the Pulse device, you can know your car’s location, know when street sweeping is happening, where you’re parked, check your miles, review your trips, and more. Choose from a list of coverage options and get the coverage you want, for a lot less. Log in or scan your license for an affordable quote. Sign up today and start saving.

Why choose Metromile car insurance?

- Pay-per-mile insurance is an affordable car insurance for low mileage drivers
- Get 24/7 support from our claims team
- File a claim from the app with our guided, step-by-step process
- All miles over 250 (or 150 for New Jersey drivers) per day are free
- Get the same great coverage you’re used to, for less
- Make your car a smart car with our App and Pulse device

Change your car insurance policy wherever, whenever

- Add more drivers
- Edit your personal information
- Personalize your coverage
- Get proof of insurance cards

Get connected to your car

- Review your trips to check your mileage, fuel cost, and time driving
- Find your car if it’s ever lost or stolen. Plus, we have a 94% stolen car return rate.
- Understand your car’s engine codes
- Avoid fines with street sweeping alerts sent directly to your phone (available in San Francisco, San Diego, Chicago, and the cities of Los Angeles, West Hollywood, and Santa Monica).

To sign up for pay-per-mile insurance, visit our website:

Connect with us on social platforms:

We are currently available in Arizona, California, Illinois, New Jersey, Oregon, Pennsylvania, Virginia and Washington. Drivers in other states can sign up for our waitlist for an emailed notification of availability.

Note: Not all car makes and models are compatible. Continued use of GPS running in the background can decrease battery life.

Disclaimer for savings: Average annual car insurance savings by new customers surveyed who saved with Metromile in 2018.

© 2022 Lemonade Inc. Metromile is part of Lemonade, Inc. The Lemonade and Metromile trademarks may be used only with permission from Lemonade. All rights reserved. Some insurance products are underwritten by insurers in the National General Insurance Group. Other insurance products are underwritten by Metromile Insurance Company , 425 Market Street, Suite 700 San Francisco, CA 94105

Metromile Insurance Services LLC License Numbers:
Arizona – 300214354
California – 0H79351
Illinois – 100676535
New Jersey – 1595718
Oregon – 100171058
Pennsylvania – 744983
Virginia – 137933
Washington – 833383

What’s New

Version 2.52.0

Various enhancements and bug fixes.

Ratings and Reviews

4.6 out of 5
24.2K Ratings

24.2K Ratings

ItsMaxK ,

Really Great, but...

I wish that the App would alert customers when there is a connection issue with the device. I feel that email is an outmoded vehicle that is filled with spam. Sending an email saying that one might be fined the value of 150 miles a day, for a technical issue, is a bit odd for such a modern way of getting insurance.

Please be more aggressive and modern to send such an important message.

I had an issue with this as my metronome was draining my Prius starter Battery. To rectify this, I was sent a cable to plug into the Cigarette lighter receptacle and then plug the metronome into that. The cable wiggled loose and I didn't notice it.
I receive so many emails, every day, that I do not read emails from companies. I presume that they are just ads or requests for filling out a review.

One other way to fix this would be to send a notification with stats of the last drive. I would notice if I stopped receiving those and I would look into why.
They could say "You drove X Miles and spent $Y on fule and you only spend $Z on insurance!"

I honestly hope that this is taken into consideration for the benefit of all customers and the image of Metromile. When I started to get charged for 150 Miles a day, I lost my love for Metromile and that saddens me. I write this in hope to turn that distaste into something better for others.

Thank you for reading,

Developer Response ,

Hi Max,

Thank you for taking the time to write your review and offer the feature suggestions. You have hit on something we are actively working to make better. Would you be open for further follow-up on this topic? If so, please email me:

Thank you for being a Metromile customer!

Matt Stein
Director of Product Design

bigrespect ,

Good, cheap coverage; bad customer service

The app is fine. Most of the functions work OK most of the time. The insurance is certainly cheaper than any other company I’ve received quotes from — we typically drive around 7500 miles per year. I’ve had to use the coverage a couple of times, and I had zero problems with claims. Of course, the rates went up after these events, but remained cheaper than competitors. Unfortunately, if you buy a new car, adding that car to your policy is absolute torture, and customer service is not very helpful. You’re supposed to be able to do this via the app; however, I’ve changed cars twice, and both times the app did not work and said that I had to call a phone number. Since I’m not likely to spend 5 hours in a dealership buying a car during the workweek, I had to call this number on the weekend twice. Nobody is there. The dealer did not want to allow me to buy the car without insurance, so I very nearly had to get a short-term policy to cover me until I could get in touch with Metromile. Ultimately the dealer relented and let me go, as long as I promised to call Metromile on Monday. But I just don’t understand how Metromile can, in good conscience, not offer any support whatsoever for people who shop for cars on weekends or holidays. I have a feeling I’m not the only one in this situation.

roschoice ,

So not satisfied

I joined because I wanted insurance on my truck that I rarely ever drive. Want to be covered in case I do drive it or if something happened. This company sounded great as I’m not having to pay the same as I do with the car I do drive daily. Sounded great....until.... my battery in my truck does not work and goes dead. Usually that’s fine... I don’t drive it. But now I’m threatened and charged because “they don’t get a signal” well ya don’t get a signal because my battery is dead! So you charge me $15 a day until I can get out... jump start my truck drive it around the block just so you can get your dam signal. So it’s winter and cold and rainy. And I now have to go out on my day off to jump start it. Then the day I go back to work is when I get my threatening email. So then I get charged another $15 a day for 3/4 days the next week until my next day off to go fix my truck. This company and insurance is not worth it. And now with these added charges all the time it’s no cheaper than a well known company. This is called “hook and sinker” they hook you with a really great sounding offer but then sink you with their hidden rip off pricing. “Their signal” my car don’t work... not driving it. That’s why I came to ya in the first place now ur a rip off just like all the other companies. No thank you. This is a zero star for me, just had to be able to write this review. I will be canceling.

App Privacy

The developer, MetroMile, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Health & Fitness
  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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