Metromile can help save low-mileage drivers an average of $741/year on car insurance. With pay-per-mile insurance, you pay for what you use—so if you drive less, you pay less. Our base rates start at just $29/mo plus a few cents for each mile you drive. Our smart driving app makes car ownership as seamless, affordable and as simple as it can be. And get connected to your car using the ‘Metromile Pulse’, our device that puts important information like your car’s location at your fingertips.
We launched Ride Along™, a free new way to know if your driving can result in a lower car insurance rate before making a purchase. You can begin a Ride Along after downloading the Metromile app and getting a free quote in minutes. Then, your Ride Along begins with no obligation to purchase from Metromile—just go about your routines and have your smartphone in your vehicle when you drive. After about two weeks, you will see how much you drove and your expected monthly bill. In select states, you can also save up to an additional 40% on your initial Metromile quote for demonstrating safe driving habits during your Ride Along.
How it works:
Pay-per-mile car insurance means that you pay for what you use. Install Metromile App or visit our website and get a free car insurance quote. We start with a low, monthly rate, and then charge a low per mile rate for each mile you drive. As simple as that. Using the Pulse device, you can know your car’s location, know when street sweeping is happening, where you’re parked, check your miles, review your trips, and more. Choose from a list of coverage options and get the coverage you want, for a lot less. Log in or scan your license for an affordable quote. Sign up today and start saving.
Why choose Metromile car insurance?
- Pay-per-mile insurance is an affordable car insurance for low mileage drivers
- Get 24/7 support from our claims team
- File a claim from the app with our guided, step-by-step process
- All miles over 250 (or 150 for New Jersey drivers) per day are free
- Get the same great coverage you’re used to, for less
- Make your car a smart car with our App and Pulse device
Change your car insurance policy wherever, whenever
- Add more drivers
- Edit your personal information
- Personalize your coverage
- Get proof of insurance cards
Get connected to your car
- Review your trips to check your mileage, fuel cost, and time driving
- Find your car if it’s ever lost or stolen. Plus, we have a 94% stolen car return rate.
- Understand your car’s engine codes
- Avoid fines with street sweeping alerts sent directly to your phone (available in San Francisco, San Diego, Chicago, and the cities of Los Angeles, West Hollywood, and Santa Monica).
To sign up for pay-per-mile insurance, visit our website: https://metromile.com.
Connect with us on social platforms:
We are currently available in Arizona, California, Illinois, New Jersey, Oregon, Pennsylvania, Virginia and Washington. Drivers in other states can sign up for our waitlist for an emailed notification of availability.
Note: Not all car makes and models are compatible. Continued use of GPS running in the background can decrease battery life.
Disclaimer for savings: Average annual car insurance savings by new customers surveyed who saved with Metromile in 2018.
© 2020 Metromile Inc. Metromile’s trademark may be used only with permission from Metromile. All rights reserved. Some insurance products are underwritten by insurers in the National General Insurance Group. Other insurance products are underwritten by Metromile Insurance Company, 1501 W. Fountainhead Pkwy, Suite 200, Tempe, AZ 85282.
Insurance Agency License Numbers:
Arizona – 300214354
California – 0H79351
Illinois – 100676535
New Jersey – 1595718
Oregon – 100171058
Pennsylvania – 744983
Virginia – 137933
Washington – 833383
Various enhancements and bug fixes.
Ratings and Reviews
Really Great, but...
I wish that the App would alert customers when there is a connection issue with the device. I feel that email is an outmoded vehicle that is filled with spam. Sending an email saying that one might be fined the value of 150 miles a day, for a technical issue, is a bit odd for such a modern way of getting insurance.
Please be more aggressive and modern to send such an important message.
I had an issue with this as my metronome was draining my Prius starter Battery. To rectify this, I was sent a cable to plug into the Cigarette lighter receptacle and then plug the metronome into that. The cable wiggled loose and I didn't notice it.
I receive so many emails, every day, that I do not read emails from companies. I presume that they are just ads or requests for filling out a review.
One other way to fix this would be to send a notification with stats of the last drive. I would notice if I stopped receiving those and I would look into why.
They could say "You drove X Miles and spent $Y on fule and you only spend $Z on insurance!"
I honestly hope that this is taken into consideration for the benefit of all customers and the image of Metromile. When I started to get charged for 150 Miles a day, I lost my love for Metromile and that saddens me. I write this in hope to turn that distaste into something better for others.
Thank you for reading,
Developer Response ,
Thank you for taking the time to write your review and offer the feature suggestions. You have hit on something we are actively working to make better. Would you be open for further follow-up on this topic? If so, please email me: email@example.com.
Thank you for being a Metromile customer!
Director of Product Design
So not satisfied
I joined because I wanted insurance on my truck that I rarely ever drive. Want to be covered in case I do drive it or if something happened. This company sounded great as I’m not having to pay the same as I do with the car I do drive daily. Sounded great....until.... my battery in my truck does not work and goes dead. Usually that’s fine... I don’t drive it. But now I’m threatened and charged because “they don’t get a signal” well ya don’t get a signal because my battery is dead! So you charge me $15 a day until I can get out... jump start my truck drive it around the block just so you can get your dam signal. So it’s winter and cold and rainy. And I now have to go out on my day off to jump start it. Then the day I go back to work is when I get my threatening email. So then I get charged another $15 a day for 3/4 days the next week until my next day off to go fix my truck. This company and insurance is not worth it. And now with these added charges all the time it’s no cheaper than a well known company. This is called “hook and sinker” they hook you with a really great sounding offer but then sink you with their hidden rip off pricing. “Their signal” my car don’t work... not driving it. That’s why I came to ya in the first place now ur a rip off just like all the other companies. No thank you. This is a zero star for me, just had to be able to write this review. I will be canceling.
An Easy-to-Use App for Affordable Insurance
My wife and I just recently switched to MetroMile from Esurance because we purchased a new vehicle. We cut our first month’s Esurance bill IN HALF by switching (just so anyone reading knows the savings are pretty spectacular).
As far as the app goes, it is easy to navigate and provides stream-lined information instead of a lot of clutter. You can also start a claim right from the app (which thankfully we haven’t had to do yet). While some people are wary of being “tracked” by the Pulse device that you have to plug into you OBD-II port (it’s basically plug-and-play), I would like to remind everyone that LoJack and GPS and location services DO THE SAME THING. It’s no different.
The Pulse device provides up-to-date billing info and can help you locate your car if ever you need that feature. My only minor qualm is I wish it was a little more low profile, but it’s not the biggest of issues. The only other trouble I’ve had with the app is it crashed for a few days due to a server issue, but I attribute this to a newer company that’s making their way in a big world of competitive insurance.
Data Linked to You
The following data may be collected and linked to your identity:
- Health & Fitness
- Financial Info
- Contact Info
- User Content
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Privacy practices may vary, for example, based on the features you use or your age. Learn More
- Fair Auto, Inc
- 113.7 MB
- Requires iOS 14.7 or later.
- iPod touch
- Requires iOS 14.7 or later.
- Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
- Age Rating
- This app may use your location even when it isn’t open, which can decrease battery life.
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