At Michigan First Credit Union, we invest in technology so members have access to tools that simplify life, save time and make managing finances easy and convenient. That's why we work hard to create a world-class mobile banking experience. Our app provides the same capabilities
as a big bank app, with the local focus on customer service you expect from a credit union.

Features of Michigan First Mobile:

-View balances
-Check transaction history
-Transfer funds between accounts
-Pay bills
-Make loan payments
-Deposit checks
-Find nearest branches and ATMs
-Securely message our 24-hour call center

What’s New

Version 5.8.2

Bug fixes and performance improvements

Ratings and Reviews

4.8 out of 5
6.4K Ratings

6.4K Ratings

Old Boatman ,

App Review

I joined Michigan First 2 years ago and immediately set up the mobile app. It has worked flawlessly and is very convenient. I have been a long term member of another credit union and was so frustrated with their app I didn’t use it. I recently began using theirs again and found that the photo portion of depositing a check still has problems. While using the same smart phone the system consistently says “use a dark background” as the check is resting on a black desk blotter. While waiting for the system to allow me to manually capture the image the system times me out and I have to start over again, extremely frustrating! Thanks for a user friendly app!

Summer1634 ,

Used to love it

It went from being wonderful to very frustrating. I had been depositing my pay check weekly on the app- it was wonderful, everything I had ever dreamed it would be .... Suddenly in the last two weeks there was a day hold put on my check . Inconvenient, but tolerable. Then today I deposited my check, from my same employer ( who works for your bank and writes my checks from her account at your bank ), to the same account I've had for five years and there is a three day hold.... Which is VERY inconvenient... No rhyme or reason .... I called and was told 'it happens' ..... When I asked how will I know then from week to week when I can get my check cleared ... They said there was no way - huh ?!?!?!? - That's awful customer service if you ask me . Nothing has changed with my account or my employers! I have bills and need to know when there will be money to cover them .... I know one of the main points of the app is so people are able to do their banking online and avoid coming into the branch .... I have to tell you , that this is going to be a disadvantage to us both because I will either be going back into the branch every week to have my check cashed immediately or finding another bank

Developer Response ,

I'm sorry for the confusion with your check depositing. Could you give us a call at 800.664.3828 so we can look into your specific account?

Ann Winbush ,

Love the App!

I have been a member of Michigan First Credit Union, since the days it was called Teachers Credit Union. I love Michigan First and the dedication it has to getting it right for their members. This Michigan First Credit Union app. brings true ease to my banking life. I can check my accounts, and transfer funds between my accounts instantly. I also have the capability of transferring funds into my children’s accounts, who are MFCU members as well. Thank you so much MFCU for your excellent service and your wonderful banking app.


Michigan First Credit Union
169.6 MB

Requires iOS 9.3 or later. Compatible with iPhone, iPad, and iPod touch.


English, French, Spanish

Age Rating
Rated 4+
© 2015 Michigan First Credit Union


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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