Mirae Asset Fin: Loans 17+

Mirae Asset Financial Services: Your Financing Needs Simplified; Fast, Easy & Hassle-Free.
We aim to provide you loan in the most convenient & simplified manner. Through our app & online platform we provide secured & unsecured loans without the hassles of visiting branches, completing tons of paperwork or any hidden charges.
Avail & manage personal loans, loans against mutual funds, and loans against shares easily – all in one place!
A licensed Non-Banking Financial Company (NBFC).

Our Products:
1. Personal Loan for Salaried
Avail personal loans up to ₹5 lakh at an attractive interest rate with no hidden charges and an effortless online application process.
Why Personal Loan with Mirae Asset Financial Services?
- Loan Sanctioned in 10 Mins
- No Hidden Charges
- Easy Digital Process, No Branch Visits
- Tenure Options upto 48 Months
- Zero Foreclosure Charges
- Zero Physical Paperwork

Personal Loan Interest Rate, Tenure & Charges:
- Interest Rates from 14% to 18% p.a
- Loan Amount: ₹75,000 to ₹5 Lakh
- Loan Tenure – 6 to 48 months
- Minimum APR – 15%
- Maximum APR – 22%
- Processing fees – 2.5% to 3.5%*
- Stamp Duty – ₹200
- Minimum income: ₹25,000 per month
- Credit Score: 750+

An example of a Personal Loan for salaried:
- Principal Amount: ₹1,00,000
- Interest rate*: 14% p.a.
- Tenure: 24 months
- Processing Fee (3.5%)*: ₹3,500 + Taxes
- Stamp Duty: ₹200
- EMI: ₹4,801 per month
- Total interest payable: ₹15,232.
- Total amount to be repaid: ₹4,801 x 24 = ₹1,15,232.
- Total cost of loan = Interest Amount + Processing Fees + Taxes** & other charges = ₹15,232 + ₹3,500 + ₹830 = ₹19,562
*Interest rate & processing fees vary as per loan amount & tenure.
**Taxes as Applicable

2. Loan Against Mutual Funds and Shares
Loan against mutual funds and shares is an overdraft facility, with interest charged only on the utilized amount for the number of days. With loan against mutual funds and shares you get a flexible repayment terms with interest-only monthly payments where you can repay the principal amount anytime during the loan tenure as per your convenience. You can lien mark mutual funds across different AMCs registered with both CAMS & KFintech and pledge shares held in demat with NSDL.
Why Loan Against Mutual Funds and Shares with Mirae Asset Financial Services?
- 15 Mins Process*
- 100% Digital
- Instant Disbursal
- Easy Repayment: Interest-only monthly payments
- Zero Prepayment & Foreclosure charges
- Large list of approved securities
*Loan Against Mutual Funds in 15 minutes and Loan Against Shares on the same day.

Loan Against Mutual Funds and Shares Interest rate, Tenure & Charges:
- Annual Interest Rate = 9.5%
- Maximum Annual Percentage Rate (APR) = 26.3%
- Tenure = 12 Months
- Minimum Period = 12 Months
- Maximum Period = 12 Months
- Processing Fee = ₹999 + GST
- Stamp Duty = ₹500

An example of a Loan Against Securities:
- Principal Amount = ₹80,000
- Annual Interest Rate = 9.5%
- Tenure = 12 Months
- Interest payable= (₹80,000 x 9.5%) / 12 Months = ₹634 per month (Principal amt need to be repaid at the end of loan tenure )
- Processing Fee = ₹999 + GST
- Stamp Duty = ₹500
- Total Loan Repayment Amount = ₹87,200 (including principal and interest)
- Total Cost of Loan = Interest Amount + Processing Fees + Stamp Duty = ₹7608 + ₹999** + ₹500 = ₹9107**
** Taxes as Applicable
Loan Against Securities of ₹80,000 for a period of 12 months, at an annual interest rate of 9.5% APR, then the customer will pay monthly interest for 12 months of ₹634 per month.
The total loan payment over 12 months will be ₹87,608 (including principal and interest). A processing fee of ₹999 + GST & stamp duty of ₹500 will be charged.
*Taxes as Applicable

Experience a seamless loan process with Mirae Asset Financial Services. Visit our website today to access the funds you need to fulfill your financial goals!

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