Monarch is a modern and refreshing way to manage your money. We’ve built the best all-in-one tool to help you achieve the highest level of financial control and clarity.
SEE EVERYTHING TOGETHER AND GET THE FULL PICTURE
Monarch securely connects to your existing financial institutions so that you can see all of your accounts in one place, with up-to-date balances and transactions. Use the Monarch dashboard to see a beautiful summary of your financial highlights, all at a glance.
SEE YOUR FINANCIAL FUTURE
Monarch maps your past spending and saving behaviors to help you see into your financial future. Then, it generates a custom financial plan to help you see where you’re headed and make informed decisions to reach your goals faster.
Monarch tracks how you’re progressing with your financial plan on a monthly and annual basis so you can be sure you’re headed in the right direction. If you get off track, don’t worry—we’ll help you adjust your plan without feeling bad about it!
ACHIEVE YOUR FINANCIAL GOALS FASTER
Monarch motivates you by making it easy (and fun!) to track your progress towards financial milestones. At the end of every month, you can apply leftover savings towards your goals, and see how every saved dollar puts you closer to reaching your goals, in less time.
ESTABLISH BETTER FINANCIAL HABITS
Research has shown that when we can see how our short term behaviors impact our long term goals, we’re more likely to make better decisions. Monarch makes it easy to see how your monthly income, spending, and savings behaviors compound over time to impact your financial future.
COLLABORATE WITH A PARTNER
Personal finance is often a team sport. Monarch enables you to achieve more together by inviting a spouse, partner, or financial professional to collaborate with you on your finances.
Monarch automatically categorizes your financial transactions so you can see exactly where your money is going each month. Additionally, Monarch helps you set up rules so that you can easily rename or recategorize future transactions exactly as you want them.
MANAGE YOUR MONEY ON THE GO, AND AT YOUR DESK
Whether you want to manage your money on the go, or sit down with your finances for an in-depth planning session, Monarch works where you do. Our web and mobile apps offer the same functionality, so no matter where you are, you can easily access your entire account. We also make it easy to export your financial details to a spreadsheet, so you’re never limited in what you can achieve.
Stay on top of your finances with customizable alerts that can notify you when important things happen, such as getting paid, or when an unusually large transaction goes through.
A MEMBERSHIP WITH YOU IN MIND
Our mission at Monarch is to help you improve your financial life. When you sign up for a Monarch membership, you get access to our roadmap portal where you can suggest and vote on the features that will help you the most. We’re here to serve you.
Monarch is not supported by advertisers. That means we will never interrupt your experience with annoying ads, or try to sell you another financial product you don’t need.
PRIVATE AND SECURE
Monarch uses bank-level security, and we never store any of your financial credentials. Additionally, our platform is read-only, so there is no way to move money around. We highly value your privacy and will never sell your personal or financial information to third parties.
Monarch is free to try for 14 days. After the trial period, the membership fee will be billed either monthly or annually, depending on which plan you select.
Ratings and ReviewsSee All
Monarch has given me a new perspective on how I view my money. Being able to allocate each month toward a goal all while having a simplistic- yet functional and elegant design. You can use this to track large accounts or small account with small transactions. Monarch really has reached multiple target groups. If you don’t want something overly complicated, but want lots of functionality Monarch is for you.
Beats mint, Simplifi, etc out of the gate!
App and web are fast. Something that drove me nuts using other budgeting apps. Pretty full feature set despite just launching. Love the feature roadmap transparency. Exciting. Thanks for building!
Great business model (no ads!), and developers are working with the user base to drive feature development. I really hope this app gets more exposure.
- Monarch Money, Inc.
- 68.5 MB
Requires iOS 10.0 or later. Compatible with iPhone, iPad, and iPod touch.
- Age Rating
- © 2020 Monarch Money, Inc.
- In-App Purchases
- Yearly Subscription $89.99
- Monthly Subscription $9.99
With Family Sharing set up, up to six family members can use this app.