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It's made by you, it belongs to you. It lives and breathes as you do. Which means when you and your money are in sync, you have the freedom to enjoy the here and now, as well as relax into what’s next. Makes sense right?

Money is a means to help you live well, not how you are defined. It’s emotional, psychological and personal. It’s real as much as it’s something you feel.


Your money changes shape daily, and weekly. It’s less statement-y and less spreadsheet-y. Tap into your Money Story – understand the incoming-outgoing nature of it beyond spending and savings. As well as learn and move onward together, with a community of Money Stories that give you greater context.

How? With a personalised, data-driven story of your money flow on a daily and weekly basis. As well as relevant content that matches where you’re at, and actionable next steps to help you maintain your flow state.


Thinking about the future can be stressful. But do you know what helps? *Inhale* … *Exhale* … Talking about it. Seeing your savings as steps, not leaps. Being true to you, and your idea of successful living. Not anyone else’s.

With in-app inspo, up to 15 savings accounts (aka savings goals), as well as Round ups and Multipliers that help you save spare change with every purchase. Helping ease stress and anxiety, this is not your grandma’s budgeting tool. Plus, with Apple Pay you can take Money with you, and stay connected wherever you go.


Make old school functionality work in your favour with Afterpay perks which feel more like superpowers. Maybe you realise you need to free up some cash flow to take care of an unexpected bill after winter (thanks, incredible but inefficient heater). With Retro you can (up to $200 Retro limit).

Earn Pulse points for setting up a daily transaction account and get extra points for your first savings goal with $50 deposited. You also get a better view of every Afterpay order directly in your Money app.

The more you define your Money Story, the less it can define you.
Are you ready to know your money like never before?

Money by Afterpay is a product from Afterpay Australia Pty Ltd (ABN 15 169 342 947, AFSL 527911), with accounts and debit cards issued by Westpac Banking Corporation (ABN 33 007 457 141, AFSL 233714). Refer to App Terms and Conditions and Account Terms and Conditions for full eligibility criteria and T&Cs.

Pulse Rewards subject to eligibility criteria and Pulse by Afterpay terms.

Read the Apple Pay T&Cs at apple.com/au/apple-pay. Apple, Apple Pay and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International.

Any advice has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, you should consider whether it’s appropriate to you, in light of your objectives, financial situation or needs.

What’s New

Version 1.0.2

We're constantly on the improve so even though we've just launched, we have some Money updates that will make your finances even more tasty.
• Retro - it's like going back in time. We've called it that all through the app now so it makes more sense
• Those pesky little typos that creep up on you when no one is looking - they're all sorted now
• Some little bugs have been zapped in the process, but no animals were harmed.

App Privacy

The developer, Afterpay, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Contact Info
  • User Content
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Search History
  • Browsing History
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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