Money Coach My Budget Planner 4+

Dev is responsive and helpful

A cool feature of subscribing is being able to directly message the dev. Unfortunately that is done on WhatsApp, which I’ve never heard of before using their app and seeing that feature, but it works mostly fine.

Regarding the app specifically, I find it difficult to benefit from many of the features as importing my spreadsheets did not work. Initially after importing various csv files into their respective accounts, the balances WERE correct. But after having imported more than a few accounts, balances started jumping around. Now, I’m just assuming here, but I think it was trying to find transactions between the accounts and changing into transfers or something like that. I really don’t know, I did not dive into it. but yeah, so the quote “AI features that MoneyCoach offers, they would really only work if you have the historical data, which you can only get if you use the app long enough, which you would have to pay for the entire time while not receiving any of this feature is due to the lack of data, or by importing your data, but you’re gonna have to figure out how to get it to work properly.

Developer Response ,

Hey there,

Thanks for sharing your feedback! It's awesome to hear you're finding the direct messaging feature useful. We're committed to building the best money manager and budget planner app out there.

I'm sorry to hear about the issues you've encountered with importing spreadsheets. That shouldn't be happening. If you could send us a support email detailing your experience, we'll do our best to sort this out for you.

We want everyone to get the most out of MoneyCoach, so your input helps us improve. Looking forward to hearing from you!

Best regards,
Perjan

Needs bank sync

If ever this app added bank sync it would be a top tier standard. As it is now it feels more like debit & credit, an app I used in college & about a year after graduating. It does train you to a certain mindset about expenses, but it’s easy to get behind in keeping track when all the entry is by hand. For an app that charges a $30/year sub I was surprised by the lack of web access bank connection. It’s effectively charging the cost of an app with actual AI built in (eg ability to set filters and predictive category assignment etc) but expecting the user to do all the data logging footwork.

I suppose it appeals to those without 3+ years of records to import, but given all entries seemingly need to be individually edited it’s not ideal for those not starting from square one.

Definitely love the concept, really really wanted to love it. Was ready to drop the $75/lifetime until I spent about 6 hours trying to fumble through all the data entry. Then realized I was working too hard to make an app work the way I wanted it to, which never works out in the long run.

Will keep my eye on it, definitely a promising developer team and concept.

Developer Response ,

Thanks for the great feedback!

Great app just some edits are needed

So I enjoy the layout. This is essentially a glorified app version excel budget sheet. It’s all manual except the repeating exp/inc that happens. Transactions and all the other jazz so not bad. Def will get you in the habit of tracking funded better especially with a. Manual process. The only thing bothers me is the transactions. 1st when I’m setting up future exp and income(ex: biannual salary) while there is no way to specify my income only in months I use the real wing income to have a repeating flow on my income on the 15/30th but when I look at my transactions I see all that info. IMO- each transactions that is future dated should not show until that that date has arrived. I understand the dates are there it just all looks like a jumble of transactions oppose to day by day transactions. Cause I’m that case with all my autopay there a lot of repeating so the 1st of the month there like 20 transactions showing before they even happen. Plus showing me what is currently in my account not any future income… keep everything as current as possible and don’t confuse or over indulge the screen with future dates items until those days arrive