With this app you can predict your cash flow for the upcoming weeks, months, years! Just enter your expected (recurrent) transactions (i.e., expenses and income) and see how your finances develop! This helps you to see how much money you will have on a particular date and thus to plan your investments.
This app also allows you to avoid situations where you forgot about some outgoing transactions and end up with an overdrawn account balance. The best thing about this app, however, is that you do not need to constantly add new micro transactions - just enter the balance on a particular date, create estimated recurring income/expenses and correct either the balance or actual payments later (for a particular date).
More specifically, this app enables you estimating your balance over several weeks, months, or years (in case your expenses and revenues develop as expected). It helps to plan your financial situation, and also to decide if an investment should be made now or better later, for example.
First use instructions:
1) Enter the current balance.
2) Add recurrent or one-time transactions (i.e., income and expenses).
3) See how your finances will develop over the next few weeks, months, and years!
4) Adjust the actual account balance for specific (future) dates. This will correct wrong estimations.
5) Adjust the actual value of a recurrent transaction for specific dates. Simply double-tap the recurring entry in the trends view to adjust!
Moreover, you can manage several accounts with this app (e.g., for several people in your family).
You can also use a PIN (or Touch ID/Face ID) to protect your data!
Ratings and Reviews
So very close....
I've been looking for the ideal cash forecast app for years. This app is lightweight, well designed and fast. There are a few improvements that would make it my go-to. 1) A recurrence pattern for bi-monthly income.... I don't know why this is so hard and many people are paid on the 1+15. 2) No way to edit pending recurrent transactions if there will be a one-time change in the amount. 3) No option to automatically insert a decimal and 4) No way to control backup locations such as iCloud, Dropbox, etc.
Developer Response ,
You can easily enter a transaction that occurs every two weeks: either use 'weekly' with 'every 2 weeks' or use 'daily' with "every 14 or 15 days'. We are working on enabling the edit of a pending recurrent transaction for one-time changes. As for the 'decimal-issue': please could you explain this in a bit more detail?
Great for forecasting bank balance!
This app works great for projecting what your bank balance will be. You can enter in all your automatic payments from subscriptions, auto-paid bills, etc. Then you add your bank balance and it projects by date what your balance will be. I like being able to manually update your balance, add one time payments and earnings, and the fact that it doesn't require linking to your bank. Just what I was looking for to track balances- it's like having a checkbook register on your phone.
Love this app!
This is a super easy to use interface to track spending and recurring transactions and easily see projected account balances. All in all does the job well. However with the following features it could be 5-stars:
- Allow for transfer between accounts
- Allow for time to be added to transactions (3:30pm, 10:00am, etc.)
- Allow categories to be added to transactions (auto, home, loans, etc.)
- Import/export transactions
With Family Sharing set up, up to six family members can use this app.