Money: Personal Finance App

Name: Money: Personal Finance App
Rating: 4.5 (421 reviews)
Author: Jumsoft

Smart Budget & Expense Tracker

Free · In‑App Purchases

421 Ratings
Ages

4+
Years
Category

Finance
Developer

Jumsoft
Language

EN
+ 9 More
Size

51.5
MB

Take control of your finances with Money — your smart companion for budgeting, expense tracking, and wealth planning. Analyze, plan, and grow your financial future. "Excellent" - Mac|Life magazine Featured in the App Store's "Apps We Love" section! Discover Money – your sleek and powerful financial companion. With seamless integration to over 50,000 financial institutions across 57 countries, and now with Apple Wallet integration, managing your finances has never been easier. Simplify your financial journey and take control of your future today. Key Features: Effortless Income and Expense Management: Comprehensive Account Support: Manage bank accounts, cash, credit cards, loans, and investments in one unified platform. Multi-Currency & Cryptocurrency: Stay up-to-date with automatic rate updates for global currencies and cryptocurrencies. Reconciliation Made Easy: Keep your accounts and transactions perfectly balanced. Smart Recognition: Automatically categorize payees and expenses for optimized tracking. Apple Wallet Integration: Easily access and manage your cards and transactions within the app. Flexible Payment Handling: Transfer funds and split payments effortlessly. Personalized Tracking: Add tags, notes, and attachments to your transactions for a tailored experience. Effective Budgeting & Savings Goals: Advanced Budgeting: Create realistic budgets with customizable periods. Progress Tracking: Monitor your budget progress in real-time. Comprehensive Expense Tracking: Capture every expense, even unbudgeted items. Multi-Budget Management: Manage multiple budgets for different areas of your life. Savings Goals: Set and track financial milestones with ease. Intelligent Scheduler: Scheduled Transactions: Plan income, expenses, and transfers intuitively. Recurring Transactions: Handle bills, loans, and other regular payments effortlessly. Quick Access: View and process pending transactions with a single click. Calendar View: Navigate your financial schedule with a user-friendly calendar interface. Comprehensive Reporting: Diverse Reports: Access 15 customizable report types for multi-dimensional insights. Visual Insights: Analyze your data with beautifully designed charts and graphs. Shareable Reports: Easily export and share reports in various formats. Investment Tracking: Portfolio Management: Track profits and losses for your entire portfolio or individual stocks. Automatic Updates: Stay current with real-time updates for dividends, stock splits, and more. Visual Portfolio Representation: Monitor current and historical portfolio values effortlessly. Smart Stock Management: Add stocks seamlessly with automatic data detection. Seamless iCloud Integration: Easy Setup: Intuitive iCloud setup with secure synchronization across all your devices. Enhanced Security: Protect your data with iCloud backups and syncing. Shared Access: Collaborate on account management with trusted individuals. Future-Ready Design: Modern UI: Enjoy a sleek, intuitive interface built for modern users. Advanced Features: Benefit from 64-bit architecture, Touch ID/Face ID support, and more. Multitasking Support: Take advantage of split-screen multitasking on macOS and iOS. Local Data Backups: Secure your data with reliable local backup options. Direct Downloads: Instant downloads for an uninterrupted experience. Try Money for Free! Experience the power of Money with our free version, offering up to 100 transactions. Unlock the full potential with a Money Premium subscription, which includes Direct Downloads and exclusive features to elevate your financial management. Download Money today and take control of your financial future!

Ratings & Reviews

4.5

out of 5

421 Ratings

Nice for all Apple devices, Easy to work with.
05/23/2022

Notthemoma
Great budget app that works on all my devices. Features that really help keep a budget inline. It links to accts. you want or manually enter those you don’t. Has a scheduler to always know your plan of income and expensive. Several features. I also like the ability to make groups out of accts. you've added (loans or credit cards; cc) making a total owed to that group and/or individual accounts. Now the downside; it be nice if this app had an opt to show available credit on an acct.; according to the limit you’ve entered. Also, the scheduler does not link to the actual income or expense as it downloads in to your linked bank accounts thereby not picking up when you made the payment. You can select a scheduled item to pay immediately but not that it’s already paid according to an item in your bank acct. Maybe, a little vague, but unless you have the app you wouldn't know what I'm talking about. So let's just say it requires some manual reconciling to make the scheduler gel to the actual transactions. I still have a bit of cleanup to do to get the budget and reports to make sense. I'm sure it's because of the categories things have fallen in. I'm not even close to a finance whiz. However, after evaluating a lot of other apps that work on all my devices seamlessly this wound up the best for someone like me. Simple and customizable. So I appreciate the work that went into it, because I was an I.T. tech before retiring.
Nice for all Apple devices, Easy to work with.
05/23/2022

Notthemoma

Great budget app that works on all my devices. Features that really help keep a budget inline. It links to accts. you want or manually enter those you don’t. Has a scheduler to always know your plan of income and expensive. Several features. I also like the ability to make groups out of accts. you've added (loans or credit cards; cc) making a total owed to that group and/or individual accounts. Now the downside; it be nice if this app had an opt to show available credit on an acct.; according to the limit you’ve entered. Also, the scheduler does not link to the actual income or expense as it downloads in to your linked bank accounts thereby not picking up when you made the payment. You can select a scheduled item to pay immediately but not that it’s already paid according to an item in your bank acct. Maybe, a little vague, but unless you have the app you wouldn't know what I'm talking about. So let's just say it requires some manual reconciling to make the scheduler gel to the actual transactions. I still have a bit of cleanup to do to get the budget and reports to make sense. I'm sure it's because of the categories things have fallen in. I'm not even close to a finance whiz. However, after evaluating a lot of other apps that work on all my devices seamlessly this wound up the best for someone like me. Simple and customizable. So I appreciate the work that went into it, because I was an I.T. tech before retiring.
Wish I’d tried it earlier!
02/19/2018

IceTrain.
I was interested in Money 5 since its launch, but was reluctant to spend $25 (I think it was more right after launch) without an ability to try it. Not to mention some initial reviews looked discouraging. Now it’s free to try and boy I wish I’d got it earlier: the interface is a joy to look at, all the important transaction info is right there, and it’s actually readable without squinting all the time. I have several bank accounts both local and international - Money’s Direct Downloads works great with them all! Before this I had another (popular!) finance app, but I was not able to connect to my account in Asia, so I guess Jumsoft really did their homework with bank support. I really don’t understand the negativity in some reviews - Money is brilliant at what it does.Suggestion: I’d love to have a share account with my wife. We have a family account so it would be great to be able for us both to manage it (we use different Apple ID accounts).Overall, solid five stars from a happy user! Keep it up!
Wish I’d tried it earlier!
02/19/2018

IceTrain.

I was interested in Money 5 since its launch, but was reluctant to spend $25 (I think it was more right after launch) without an ability to try it. Not to mention some initial reviews looked discouraging. Now it’s free to try and boy I wish I’d got it earlier: the interface is a joy to look at, all the important transaction info is right there, and it’s actually readable without squinting all the time. I have several bank accounts both local and international - Money’s Direct Downloads works great with them all! Before this I had another (popular!) finance app, but I was not able to connect to my account in Asia, so I guess Jumsoft really did their homework with bank support. I really don’t understand the negativity in some reviews - Money is brilliant at what it does.Suggestion: I’d love to have a share account with my wife. We have a family account so it would be great to be able for us both to manage it (we use different Apple ID accounts).Overall, solid five stars from a happy user! Keep it up!
Great App!
02/18/2023

Llamperouge3
I love the app for keeping track of purchases manually. Its easy to put money through several accounts without it getting confusing like all the other money tracking apps are.Income being zelled into one account then transfered to another....it's usually so hard to show in other apps. Especially credit cards - adding transactions and then paying it off through different accounts.One thing id work on is how fast the system updates when switching from the computer to the app. You really have to reload them on both systems for the new stuff to appear.the second thing is to make the app a bit easier to Adjust the total amount. on the computer all i have to to is edit the dollar amount but the phone only gives me the option to reconcile the account - which never does what I want it to do.Overall this app is very customizable in the most important ways - category's and the types of accounts you can add.The simple red and green colors to tell income vs expense is great and how the system remembers past categories that you made along with how the system auto fills the restuarants/shops name and location so in several months your not wondering when and where you went to this one place.I would make the reports a bit better and have a few more pieces of information.also I do pay for the full version
Great App!
02/18/2023

Llamperouge3

I love the app for keeping track of purchases manually. Its easy to put money through several accounts without it getting confusing like all the other money tracking apps are.Income being zelled into one account then transfered to another....it's usually so hard to show in other apps. Especially credit cards - adding transactions and then paying it off through different accounts.One thing id work on is how fast the system updates when switching from the computer to the app. You really have to reload them on both systems for the new stuff to appear.the second thing is to make the app a bit easier to Adjust the total amount. on the computer all i have to to is edit the dollar amount but the phone only gives me the option to reconcile the account - which never does what I want it to do.Overall this app is very customizable in the most important ways - category's and the types of accounts you can add.The simple red and green colors to tell income vs expense is great and how the system remembers past categories that you made along with how the system auto fills the restuarants/shops name and location so in several months your not wondering when and where you went to this one place.I would make the reports a bit better and have a few more pieces of information.also I do pay for the full version
Excellent
05/30/2021

TMAC228
I used Checkbook Pro from Splasm for years until I found Money. Money syncs across iOS devices and my Macbook Pro via iCloud seamlessly. I've tried other apps that claim to do this and have found them buggy, but I've not had any sync issues with Money. It updates immediately upon opening the app on any of my devices. Not only am I pleased with syncing capabilities, but the interface is also one of the only ones I've found to be user-friendly and pleasant to work with. I hope this app doesn't go anywhere, because I'm very picky about what I use to keep track of my accounts and I'm very pleased with this app. I'm hoping to use it for years to come. Customer service is prompt and courteous. Good visualization tools for knowing where your money is going, and export features help with reports. Overall very happy with this app. Kudos to the creators, and thanks.
Excellent
05/30/2021

TMAC228

I used Checkbook Pro from Splasm for years until I found Money. Money syncs across iOS devices and my Macbook Pro via iCloud seamlessly. I've tried other apps that claim to do this and have found them buggy, but I've not had any sync issues with Money. It updates immediately upon opening the app on any of my devices. Not only am I pleased with syncing capabilities, but the interface is also one of the only ones I've found to be user-friendly and pleasant to work with. I hope this app doesn't go anywhere, because I'm very picky about what I use to keep track of my accounts and I'm very pleased with this app. I'm hoping to use it for years to come. Customer service is prompt and courteous. Good visualization tools for knowing where your money is going, and export features help with reports. Overall very happy with this app. Kudos to the creators, and thanks.

• Improved connections with financial institutions for a smoother experience • Fixed several crashes to make the app more reliable • Enhanced performance for faster, more responsive use • Updated UI/UX for a cleaner, more intuitive interface • Other minor fixes and improvements behind the scenes