Moneyspire 2022 4+

Companion personal finance app


    • 3.0 • 4 Ratings
    • Free


Fantastic money management app

Keep track of your bank accounts, credit cards, loans, cash or investment accounts. Categorize your spending and income with customizable categories. Keep track of your bills so you never forget to make a payment again and avoid late fees. Set a budget to keep track of your spending so you don't overspend on specified categories like Dining Out. Forecast your account balance to prevent overdrafts and insufficient funds. Balance your checkbook and reconcile with bank statements to catch errors and bank fraud. Generate detailed reports to see exactly where your money is going and to make tax time easier. Optionally sync to your financial institutions (if you would like) via the Moneyspire Connect feature and automatically download your transactions. Optionally sync to the cloud (if you would like) via the Moneyspire Cloud feature so you can share your finances between multiple computers and mobile devices. Create customer invoices with the Pro version.

Ratings and Reviews

3.0 out of 5
4 Ratings

4 Ratings

PDBreske ,


I really want to like this, but it’s maddening how many times I have to “clear the cache” to get syncing to work correctly. Every other day (not an exaggeration), my wife and I are forced to clear cache on both of our phones to get the data synced correctly with the iMac. There appears to be no difference between this 2022 version and the 2021 version other than it’s “supposed” to sync with the 2022 desktop version.

Mac Since 1985 ,

Revised Review (was Rarely Syncs. Waste of time and money.

I owe Moneyspire an update to my initial, harsh review. It it in fact possible to find an escape from the sync hang via the Support page. Also, Support email (which I later found) responded in a few hours. Later the hangs became infrequent or (I hope) stopped. In addition, the more I work with the app, the more I admire its budgeting and reports: thorough and clear, preferable to others I've bought. I only wish the reports were visibke on the iOS version. On balance, I correct my review from one star to four.
Original: The keystone to syncing is Moneyspire's own Cloud. If you logged into that Cloud, you can't quit or save until it syncs. But most of the time, syncing from the Mac fails, and you are stuck. The data on your iOS devices also vanishes. Too bad. Otherwise, the features look good on the Mac, though the iOS app has no reports. The company hides pretty well from inquiries. You're on your own with a $30 brick that took you hours of data entry.

Bookfran ,

Slowly improving

I have used Moneyspire since 2018. I am changing from one star to three star, only because I have gotten used to the interface. However, the app still makes me cry on a somewhat regular basis.

Customer service is still slow or nonexistent. If you send them a message needing help, you might hear from them in a week. This is not acceptable. I sent a message today, because I was having trouble with syncing my devices. Fortunately, my husband found the issue, which was that I still had moneyspire 2021 on my phone, and 2022 on my laptop.

Maybe y’all could have sent a reminder to grandma here, who is not fluent in technology, to change to 2022 on my phone?

Next issue: reconciling. It has taken you four years to add the capability of adding a missing transaction during reconciling. Thank you for finally adding this. I used to have to back out of reconciling, add in the missing transactions, and then go back to reconciling. (And God forbid that the app should remember my start up transaction details when I come back to finish reconciling… No, I have to put them in every single time. Could you fix that?)

I do appreciate the ability to enter receipts on the fly, and that my husband can do the same on his phone.

So I’ll keep you another year. I’m old and don’t want to learn a new app.

App Privacy

The developer, Moneyspire, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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