Moniepoint Personal Banking

Name: Moniepoint Personal Banking
Rating: 4.6 (14137 reviews)
Author: Moniepoint

Savings account | Send money

Free · Designed for iPad

14K Ratings
Ages

4+
Years
Category

Finance
Developer

Moniepoint
Language

EN
English
Size

210.1
MB

Open a bank account in minutes, earn up to 18% p.a. on savings, get cashbacks, and have your phone number as your account number. Join millions who trust Moniepoint. Moniepoint Personal Banking App – Your Trusted Online Bank in Nigeria Open a Moniepoint bank account and enjoy secure online banking from anywhere in Nigeria. With the Moniepoint Personal Banking app, you can send money instantly, receive payments, pay bills, buy airtime, and manage your savings account — all in one reliable mobile banking app. Experience modern digital banking that gives you control of your money. Moniepoint is the online bank made for your progress. ◉ YOUR ALL-IN-ONE ONLINE BANKING SOLUTION Moniepoint is more than a regular banking app — it’s a complete mobile payment app designed to make personal banking simple. With your Moniepoint bank account, you can manage your money, savings, and bills anytime, anywhere. Here’s what you can do with the Moniepoint Personal Banking App: - Open a bank account instantly – create your Moniepoint personal bank account in minutes and start banking online right away. - Send and receive money fast – enjoy reliable mobile payments and transfers with instant notifications. - Earn up to 18% interest per annum – grow your savings easily with flexible, fixed, or locked savings plans that match your goals. - Pay bills conveniently – handle electricity, TV, and internet payments from your phone in seconds. - Buy airtime and data – recharge easily and get 2% cashback on every purchase. - Request your Moniepoint debit card – get your bank card delivered within 48 hours and use it on all ATMs and POS terminals nationwide. - Enjoy secure online banking – advanced encryption keeps your bank account and personal data safe at all times. - Resolve issues instantly – settle disputes or reach support right from the app. - Bank offline – use *5573# to send money, check balance, or block your card without internet. - Earn Moniepoint Rewards – get cashback on transfers, airtime top-ups, and bill payments (for new users). ◉ WHY MILLIONS TRUST MONIEPOINT IN NIGERIA - Licensed and regulated by the Central Bank of Nigeria (CBN). - Insured by the Nigeria Deposit Insurance Corporation (NDIC) — your deposits are protected. - Trusted online bank serving millions of Nigerians. - Reliable personal banking app for everyday payments and savings. - 24/7 customer support for all your mobile banking needs. With Moniepoint, your banking experience is fast, secure, and rewarding. Whether you want to send money, save money, or make payments, the Moniepoint app gives you everything you need in one digital banking platform. ◉ HOW TO OPEN A MONIEPOINT PERSONAL BANK ACCOUNT 1. Download the Moniepoint Personal Banking App on your phone. 2. Sign up to open your bank account in less than 5 minutes. 3. Request your debit card directly in the app — it will be delivered to your doorstep fast. No paperwork. No branch visits. Just simple online banking made for your progress. ◉ STAY CONNECTED Helpline: 01 888 9990 Website: www.moniepoint.com WhatsApp: +234 908 843 0803 Facebook, Instagram, X(formerly Twitter), YouTube: @moniepointmfb LinkedIn: Moniepoint Nigeria Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos State, Nigeria. Download the Moniepoint Personal Banking app today. Enjoy secure online banking that lets you send money, save and earn up to 18% interest, pay bills, and manage your bank account easily — all from one trusted mobile payment app. Moniepoint is the online bank built for your financial freedom.

Events

MAJOR UPDATE

Exciting Rewards for 16–24 yo

Are you aged 16–24? Open a Moniepoint account to enjoy free bank transfers, cashbacks & more rewards till you turn 25!

Ratings & Reviews

4.6

out of 5

14K Ratings

Login failed
Sep 11

D_blaq
This app has been giving me headache since yesterday, I need to make transactions but I’m unable to, I even did as they recommended to delete and reinstall the app and restart my phone which make it worse because now I’m completely logged out of my account. I swear to God if i express myself exactly the way I’m feeling right now, I might even get banned from ever commenting again on this app store but i know no matter what i do or say is useless right now, all I can do is to beg you guys to allow me access to my money, I’ll know what to do right after 👿

Developer Response
Hello, we’re really sorry for the trouble. Please send your account details and a screenshot of the error to store.support@moniepoint.com so we can help restore access to your account and funds.
Login failed
Sep 11

D_blaq

This app has been giving me headache since yesterday, I need to make transactions but I’m unable to, I even did as they recommended to delete and reinstall the app and restart my phone which make it worse because now I’m completely logged out of my account. I swear to God if i express myself exactly the way I’m feeling right now, I might even get banned from ever commenting again on this app store but i know no matter what i do or say is useless right now, all I can do is to beg you guys to allow me access to my money, I’ll know what to do right after 👿
Developer Response Sep 17
Hello, we’re really sorry for the trouble. Please send your account details and a screenshot of the error to store.support@moniepoint.com so we can help restore access to your account and funds.
Review
12/10/2024

Nolimitpee
What really sets Moniepoint apart is their outstanding customer support. Anytime I’ve had a question or an issue, the team is quick to respond and always resolves it in a timely manner. They are professional, friendly, and knowledgeable, making sure I feel heard and taken care of. I’ve had great experiences with their support staff, and it gives me confidence that I can rely on Moniepoint for all my banking needs. If you value responsive, helpful customer service, Moniepoint is the app for you!

Developer Response
Hello Nolimitpee, thank you for your wonderful feedback! We’re thrilled to hear that our customer support team has made your experience with Moniepoint so positive. Providing professional, friendly, and timely assistance is what we strive for. We’re glad we could earn your trust, and we look forward to continuing to serve your banking needs!
Review
12/10/2024

Nolimitpee

What really sets Moniepoint apart is their outstanding customer support. Anytime I’ve had a question or an issue, the team is quick to respond and always resolves it in a timely manner. They are professional, friendly, and knowledgeable, making sure I feel heard and taken care of. I’ve had great experiences with their support staff, and it gives me confidence that I can rely on Moniepoint for all my banking needs. If you value responsive, helpful customer service, Moniepoint is the app for you!
Developer Response 12/12/2024
Hello Nolimitpee, thank you for your wonderful feedback! We’re thrilled to hear that our customer support team has made your experience with Moniepoint so positive. Providing professional, friendly, and timely assistance is what we strive for. We’re glad we could earn your trust, and we look forward to continuing to serve your banking needs!
The bank stole my money and asking for affidavit to change a simple number
Jul 8

PrinceMike0@
Many people have being complaining about this online banking but I never believe they have take a lot of people money just because of a lost number when in Nigeria today its very easy to loss phone here and there, the attack on stealing and Fulani exmen, this online bank is a fraud and I advised the general public to hold there money from this online thief, bcox the have nothing yo offer, why demand court affidavit to change number that was stolen or lost long years ago, that is a pure act of stealing, Nigeria will not take that. If I have way to detele this app from the play store it will be long gone thief and customer service is the worst thief taking BVN and NIN without results

Developer Response
Hello, We're truly sorry for the frustration you've experienced. Security is very important to us, which is why we require documents like a court affidavit for phone number changes to protect against unauthorized access, especially after a loss or theft.We understand your concerns and are here to help. Please reach out to us via support@moniepoint.com with your details so we can assist you further. Your feedback is noted, and we’re working to improve our service.
The bank stole my money and asking for affidavit to change a simple number
Jul 8

PrinceMike0@

Many people have being complaining about this online banking but I never believe they have take a lot of people money just because of a lost number when in Nigeria today its very easy to loss phone here and there, the attack on stealing and Fulani exmen, this online bank is a fraud and I advised the general public to hold there money from this online thief, bcox the have nothing yo offer, why demand court affidavit to change number that was stolen or lost long years ago, that is a pure act of stealing, Nigeria will not take that. If I have way to detele this app from the play store it will be long gone thief and customer service is the worst thief taking BVN and NIN without results
Developer Response Jul 10
Hello, We're truly sorry for the frustration you've experienced. Security is very important to us, which is why we require documents like a court affidavit for phone number changes to protect against unauthorized access, especially after a loss or theft.We understand your concerns and are here to help. Please reach out to us via support@moniepoint.com with your details so we can assist you further. Your feedback is noted, and we’re working to improve our service.
Account balance exposed while sending money
03/13/2024

Alonso24434
Good day I want to use this opportunity to address the expose of account balance on moniepoint personal while sending money and after login into the account.Pls endeavor to put an option of hidden of account balance while sending and login into Monie point account to avoid someone standing beside you to know your worth on the account.

Developer Response
Hi there, thank you for choosing Moniepoint. You can enable your Hide Balance feature, simply login to your account, click on the app settings, In the Security and Privacy section you would find the Hide Balance option, click on the button to either enable or disable feature. For further assistance and inquiry please contact store.support@moniepoint.com.
Account balance exposed while sending money
03/13/2024

Alonso24434

Good day I want to use this opportunity to address the expose of account balance on moniepoint personal while sending money and after login into the account.Pls endeavor to put an option of hidden of account balance while sending and login into Monie point account to avoid someone standing beside you to know your worth on the account.
Developer Response 03/21/2024
Hi there, thank you for choosing Moniepoint. You can enable your Hide Balance feature, simply login to your account, click on the app settings, In the Security and Privacy section you would find the Hide Balance option, click on the button to either enable or disable feature. For further assistance and inquiry please contact store.support@moniepoint.com.

We’ve upgraded your savings experience! - Save As You Transact (SAYT): Save automatically whenever you spend. - Target Savings: Earn up to 12% annual interest while working toward your goals. Update now and enjoy smarter, more rewarding banking.

Version 1.48.0

7h ago

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Linked to You

The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- User Content
- Identifiers
Data Not Linked to You

The following data may be collected but it is not linked to your identity:
- Contact Info
- Usage Data
- Diagnostics