Monzo Bank - Mobile Banking 4+

Name: Monzo Bank - Mobile Banking
Rating: 4.7 (2950 reviews)
Author: Monzo Bank Limited

Monzo Bank Limited

- 4,7 • Оценок: 3 тыс.

- Бесплатно

Снимки экрана (iPhone)

Описание

Welcome to Monzo, the award-winning bank that makes managing your money easy.

Monzo will change how you feel about banking. Spend, save and manage your money, all in one place, with the Monzo app.

Apply today for a personal or business bank account today. Ts&Cs apply, UK residents only.

• Over 9m customers bank with Monzo in the UK so they can manage their money, make payments and start budgeting
• Voted Best Banking App at the 2023 British Bank Awards
• Award-winning support team
• Move your bank account to Monzo easily with the Current Account Switch Service switch guarantee

MONZO PUTS YOU IN CONTROL OF HOW MUCH MONEY YOU’RE SPENDING

With Monzo, you can track your spending, grow your savings and be in control of your money.

• Get instant notifications when money comes in and out of your account
• Watch your spending trends
• Set goals with spending targets
• Set up alerts to help with your spending goals
• Schedule your bills or regular monthly payments and manage subscriptions
• Get paid a day early if your salary is paid via Bacs
• Travel with fee-free payments and a fair exchange rate

MONZO HELPS YOU SAVE

• Create personalised Pots to put money aside for anything you'd like and keep your savings separate from your main bank account
• Turn your spare change into savings with automatic roundups
• Earn interest on your money with Savings Pots
• Must have a Monzo current account to access savings

MONZO MAKES GROUP SPENDING EASY

• Split bills or set up Shared Tabs for ongoing expenses
• Settle individual bills as you go, or keep the Shared Tab running
• Easily request money or make payments with a link (Limits apply, £500 for requesting money and £250 for making payments with a link)

MONZO NOW DOES INVESTMENTS

• Choose from 3 investment options based on the level of risk you’re happy with
• Start with as little as £1
• Grow your investing know-how with bitesized topics on investing essentials
• The value of your investments may go up or down. You could get back less than you put in.

AWARD-WINNING MONZO FLEX CREDIT CARD

Monzo Flex is a credit card you can count on. It gives you real-time balance updates, a credit limit up to £3,000 and a 0% offer you can use time and time again.

Monzo Flex was voted Best Credit Card Provider at the 2023 British Bank Awards.

• Protect eligible purchases made with the Flex Credit Card with Section 75 Protection
• Apply from your Monzo bank account. Eligibility criteria and Ts&Cs apply. 18+ year olds only. Not keeping up with payments may negatively impact your credit score.
• Representative example: £1200 credit limit. 29% APR representative (variable). 29% yearly interest (variable).

MONZO BUSINESS - IT JUST WORKS, SO YOU CAN TOO

• Monzo Business Banking helps small businesses stay on top of their finances.
• Make international payments from your bank account (powered by Wise, fees apply)
• Manage money for your business with no monthly fee or go Business Pro for £5 per month with automatic Tax Pots, integrated accounting, multi-user access for limited companies, invoicing and more.
• Only sole traders and limited company directors in the UK can apply. Get Tax Pots with Monzo Business Pro for £5 a month. Ts&Cs apply.

Your eligible deposits in Monzo are protected by The Financial Services Compensation Scheme (FSCS) up to a value of £85,000 per person.

Registered address: Broadwalk House, 5 Appold St, London EC2A 2AG

17 июн. 2024 г.

Версия 5.78.0

Bugs, banished. General stuff, maintained. That's all for this week folks.

4,7 из 5

Оценок: 3 тыс.

Update to my account being frozen

Previously I posted a review of Monzo when they had frozen my account with all my money in it and no response. A few hours later I reached the UK Monzo who explained it was under review and they would let me know when they are done. Well ir suddenly hit me It's because I founded my account with my other banks debit card for $2k and my account less than a month ago. But they couldn't confirm if it's what caused my account being reviewed. So I sent them a picture of the debit card I used to pay with and my driver's license. Less than one hour later my account was unfroze. NOW I LOVE MONZO! and the fact I can add funds from my other debit cards (only mine) much easier to move funds quickly when I'm traveling to avoid the foreign transaction fees and Monzo works worldview no foreign transaction fees. Plus they can be linked to your banks via plaid. Thanks Monzo for changing my mind completely about your bank

Hey Blake 👋 We're glad to hear we were able to get things sorted! Appreciate your patience while we work to keep your account and money safe. 🔒

If you need help with anything else in the future, chatting with us in the app is typically the fastest way to get in touch, or you can also email us at usa-help@monzo.com

Lots of potential

I like the instant funding option - very convenient. Setting certain transactions as repeating payments is a very nice feature for subscriptions and under the “Payments” tab you can see these recurring payments. I like that you can add notes, tags and receipts to every transaction. The budgeting tool is not very helpful to me personally, but the Trends feature is - it helps to see how you’re using your money. The Pots have a “scheduled payments” option, but it should really say “scheduled transfers” because Pots are not for making payments - they are just to set money aside. To use money from Pots you have to transfer it back to main account. If I could make payments directly from a “Bills” Pot with its own account number then “scheduled payments” would make sense and would be a very useful feature. Spend (checking), Savings and Bills - if I had a separate account number for these three along with some cash back or rewards options on purchases, it would be the perfect banking app for me. This app has a lot of potential.

An amazing, life-changing product

As a person with ADHD, I have always struggled with money and saving. Monzo has completely changed the way I manage my money, and I am saving money left and right in my baby savings pots. Because I automate everything, and there’s a visual tie to the things I’m saving for (trip with my best friend, furniture, house upgrades), I leave the money alone. I used Monzo in the UK when I lived there as well as here in the US. The US version is definitely buggier (I can’t update the Start Date when I want to update a savings goal, so I have to delete the goal and start fresh). I also wish transfers were as fast as they were in the UK, but alas. It’s all good. I tell all my friends about Monzo! Automating goals for savings is the frigging greatest thing ever. I also love having a separate Expenses pot. I then never get into a situation where I wouldn’t be able to cover my bills. Keep at it, Monzo!

Hey Emma 👋 Thanks so much for leaving a review and for the feedback! We're so glad to hear that we're able to help you manage your money 🎉

Thanks for reporting the issue with updating the start date of a savings goal. We'll take a closer look at it. If you find any other issues with the app, please feel free to report it to us so we can investigate! You can use the feedback form in the app or email us at usa-help@monzo.com

Разработчик Monzo Bank Limited указал, что в соответствии с политикой конфиденциальности приложения данные могут обрабатываться так, как описано ниже. Подробные сведения доступны в политике конфиденциальности разработчика.