Mosaic is a personal finance management app designed and built for the new generation of adults. We believe we struck the right balance between power, simplicity, and flexibility to give you a full view into your finances without needing to manually deal with budgets.
We will never sell your data or show you annoying ads.
NET WORTH TRACKER
Connect all your accounts to get a full picture of your net worth and watch it grow over time.
AUTOMATIC TRACKING AND CATEGORIZATION
Mosaic will automatically categorize and keep track of all the money going in and out of your accounts so you can easily visualize your spending, income, and investment activity.
Create custom notification triggers to stay on top of your cashflow and account balances. Choose to get notified for transactions over a certain threshold, if your account balance falls below a certain amount, if your investments accounts’ balance changes, and more.
POWERFUL INSTANT SEARCH
Search for any transaction any way you want and get results instantly. Want to know how much money you spent on fast food and coffee last month? Or how much you’ve received in dividends? Use search and find out instantly.
Add widgets to your home screen to always stay in the loop about with your account balances or cashflow activity.
Options for light mode, dark mode, and system default.
Mosaic is a subscription based app. We made it simple for you. Any subscription gets you full access to the app. No hidden paywalls. The subscription allows us to keep the lights on, develop new features, and help keep your privacy as our top priority by never selling your data or showing you ads.
Mosaic currently works with US financial institutions only.
Terms of Service: https://mosaicmoney.app/terms
Bug fixes and performance improvements.
Ratings and Reviews
Advice For developers
If you’re going to make an app that connects to people’s banks, tell people who you are.
No where on their website do they tell you the name of the company, the address or even country where they’re based. There is no About Us page that tells me who is in charge, where the developers are from or anybody reason whatsoever why I should trust them with my net worth.
At a minimum, they should show the founders name and links to their personal websites or social media so I know how to contact them. To feel extra safe, they should share as much as possible about the people that work on the app.
Otherwise, they look like they have something to hide.
I made a $1700 cash deposit to my checking account. A few hours later, I checked the available balance. It was correct. A few hours after that, I downloaded the Mosaic app and connected three investment accounts and the checking account. Mosaic showed the what the checking account balance had been **before** the deposit. All of the other accounts were correct.
I’m sure Mosaic’s excuse will be that there is some lag time before the $1700 shows up. However, it should be noted that as it was a cash deposit, the entire amount is available immediately. No waiting to clear. And it should further be noted that I also transferred money to an investment account and even though that money hasn’t even cleared, it’s already showing in Mosaic.
Given that I downloaded Mosaic solely to get a real-time view of all of my accounts in one place, the fact that it can’t be relied on to do this makes it useless, hence the one-star review.
Never thought this app will make life so much easier
This app is really useful to track all your financials in one place. It works extremely well with no hiccups. I get notified about transactions even before my bank and credit cards apps.
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Usage Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
- Mosaic Money, LLC
- 42.6 MB
- Requires iOS 13.0 or later.
- iPod touch
- Requires iOS 13.0 or later.
- Age Rating
- © 2021 Mosaic Money LLC
- In-App Purchases
- Monthly $4.99
- Yearly $49.99
With Family Sharing set up, up to six family members can use this app.