There’s no need to visit a Michigan Schools & Government Credit Union branch to do your banking. You don’t even have to be at home or work. With a mobile device and the
MSGCU app, you can manage your money from anywhere in a matter of moments.

When you’re always on the go, flexibility matters.

• Mobile Banking gives you free, 24/7 access to your accounts, using just your
Thumbprint* or Facial Recognition*8
• Check balances and account transaction history, transfer money, and view copies
of cleared checks
• Pay bills electronically, quickly and easily
• Deposit checks from anywhere by simply taking photos of the front and back
• Find the nearest MSGCU branches and network ATMs

All your transactions can be worry-free. Sophisticated encryption provides secure communications. Additional security measures block unauthorized access and protect
your personal data.

To use MSGCU Mobile Banking app, you must be a Michigan Schools & Government Credit Union member and enrolled in our online banking service. To sign up, visit
"Not a member? Becoming one is easy."
Federally insured by NCUA.
*For TouchID-enabled Apple iOS devices.
**For FaceID-enabled Apple iOS devices.

What’s New

Version 3.0.953

FaceID for enabled devices
New User Enrollment and Forgot Password
Mobile Deposit now has Auto-Capture
Reminder for Mobile Endorsement for Mobile Deposit

Ratings and Reviews

2.2 out of 5
25 Ratings

25 Ratings

em ben z ,

Check deposit isn’t working

I downloaded this app in an effort to avoid driving to the bank to deposit checks, however I keep getting an error message every time I try to deposit a check (host processing error). I have to go to the bank anyways now, so this was a waste of my time. If this was resolved, then it would be super helpful because otherwise everything in the app that I’ve used so far has worked just fine.

ohcomeon63 ,

Bill pay function broken

This feature used to work, but hasn’t for several months on my iPhone 7 Plus. The following message appears: Please enroll in bill pay through online banking to enable this feature”. I have been enrolled and am able to log into the MSGCU web site to pay bills and have been enrolled for years. Calling text support did not help. Neither did deleting and reloading app and restarting iPhone.

Developer Response ,

We are sorry you are having difficulties. We are committed to providing a meaningful and well-functioning app and are releasing regular updates to improve the member experience. If you continue to have issues, please contact us at the Call Center 586-263-8800 Option 5 so we can learn more about what you are experiencing.

Tkoch812 ,

Not compatible with Apple update 13!!!!!

I have had this app for years and never once had an issue. Now, after updating my iPhone XS Max with Apples latest updates 13, 13.1 and 13.1.2 this app is AWFUL!!!
It constantly signs me out and I have to continually keep logging back in and enabling facial recognition.
The primary function of this app is to NOT have to do this!
I have spoken to the IT people at MSGCU and they say it is a malfunction with the app and the new Apple update.
PLEASE FIX THIS PROBLEM it is beyond frustrating and annoying!!!!!!


Michigan Schools and Government Credit Union
78.9 MB

Requires iOS 10.0 or later. Compatible with iPhone, iPad, and iPod touch.


English, Spanish

Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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