MSGCU Mobile 4+

Michigan Schools and Government Credit Union

    • 4.8 • 10.9K Ratings
    • Free


MSGCU’s Mobile Banking App lets your banking keep up with you.

With Michigan Schools & Government Credit Union’s mobile app, banking from wherever you are is more convenient than ever.
Features include:
• Check balances, transfer money, and make loan payments
• Deposit checks using your device’s camera
• Enable fingerprint and facial recognition
• Find one of nearly 30,000 free ATMs
• Send person-to-person payments via PayPal
• Set up account alerts to your phone, email and app
• Turn debit and credit cards on and off
• Pay bills electronically
• Open new accounts and apply for loans
• See current rates
• Members can register directly from your device in four easy steps

Not a member? Anyone in Michigan can bank with us. Visit or call 866-674-2848.

Federally insured by NCUA.

What’s New

Version 4.41.123

- Apple Pay
- Travel Alerts
- Quick Pay

Ratings and Reviews

4.8 out of 5
10.9K Ratings

10.9K Ratings

happy customer 1956 ,

An honest bank?

Put simply, yes. After dealing with another bank for years transferring and my financial dealings to MSGCU was a pleasure. It started with a single car loan and then grew to include almost all of my financial needs. Multiple cars, personal loans, checking and savings accounts for my entire family. And a home equity loan that is currently in process. Every experience I’ve had has been pleasant and usually completed in less than 30 minutes. The staff are competent and friendly and often point out ways to help me achieve goals that I would’ve thought were not within reach. They are a better service provider than my previous bank and a company that I will work hard to support going forward.

Mzchell ,


There are not many credit unions or banks that will give you a second chance when you are a single mother that have faced financial challenges. This credit Union stepped up to the plate and gave me so many options when I didn’t get approved for one loan. I am. Government employee and Just became a member and I love it already. Everyone is very. I e so far 👍🏽

Developer Response ,

Hello, We're glad to hear this! Thank you.

Not an user anymore ,


New and improved app?! This is only true if they’re competing to be the worst app on the App Store. It is hard to be worse than The Weather Channel app, but it’s close. They added a few features such as P2P transfer, which is undoubtedly a nice feature. Otherwise, they basically changed the font size so you can now read your account balance from across the room. Of course, you need to be able to load the app to actually be able to see your balance in size 47 font. Loading the app usually involves opening and closing it 8-10 times before you can finally get in. Once you’re finally in, the interface is similar to how it was before, with larger font and advertisements.

This is a banking app, not a high school level coding project. Please rebuild your app that reflects the good bank that you are.

Again, this app is straight trash!

App Privacy

The developer, Michigan Schools and Government Credit Union, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Location
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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