Managing your money just got easier! Use CMCU's app to manage your finances from the palm of your hand. Digital Banking allows you to access your account to view balances, transfer funds, deposit checks, locate the nearest CMCU branch or ATM and more! Try CMCU's convenient Digital Banking today!

What’s New

Version 5.0.5412

Our mobile app is designed with a tablet-first approach and unified look across all devices. You can:
- Share same user name, password, and entitlements with online banking
- Pay bills
- Deposit checks
- Transfer funds
- Check balances and account history
- Send and view secure messages

Additional features include:
- Enhanced transaction workflows
- Enhanced search capabilities
- Commercial functionality
- View eStatements
- Search account history
- Perform stop payment requests
- Reorder checks

Ratings and Reviews

2.2 out of 5
49 Ratings

49 Ratings

EMons88 ,

Newest version not mobile friendly

The stand alone app was so much better than the web based app we have now. If you connect to a new WiFi it requires you to authenticate yourself via phone or text and sometimes even on a know network. The mobile deposit is very clunky and will not recognize check as easily as it used to. The accounts and actions are not as seamless and easy to access as they should be it used to be.

Erik_1515 ,

A step backwards

The new app is a several step backwards compared to the one they replaced - which is disappointing and makes it harder to bank online with CMCU. The font size is smaller across the board, which makes common tasks like viewing account balances and individual transactions details difficult. It’s impossible to see your credit card balance when there is a transaction pending unless you navigate to that account itself. Transferring money from one account to another is also a couple more taps then it used to be - you no longer can start a transfer from the accounts view. The app is overrun with little alerts with tiny font that explain the functionality that you can dismiss, but every time you reload the app they come back again and take up a lot of real-estate and get in the way of what I’m trying to get done. Even the app loading screen when you first open it looks outdated. The user experience is bad.

jesica_s ,


This “updated” version is absolutely terrible. I used to love the ease of everything with my mobile app with both mobile deposit and transferring. Now, everything takes 10x longer. Transferred money from one account to another yesterday and am still waiting for it to show the transaction. Old app showed every transaction right away both posted and pending. Feel like this app is the original version and the old app was what was supposed to be the updated version. Extremely disappointed and if it wasn’t so much hassle I would look into switching banks. Rethink this decision.


Central Minnesota Credit Union
36 MB

Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.


English, Simplified Chinese, Spanish, Traditional Chinese

Age Rating
Rated 4+
© 2018 Access Softek, Inc


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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