Managing your money just got easier! Use CMCU's app to manage your finances from the palm of your hand. Digital Banking allows you to access your account to view balances, transfer funds, deposit checks, locate the nearest CMCU branch or ATM and more! Try CMCU's convenient Digital Banking today!

What’s New

Version 7.0.5619

Performance enhancements

Ratings and Reviews

3.5 out of 5
644 Ratings

644 Ratings

Aznaria ,

Pretty great, some minor issues

The merging of online banking and mobile banking was really great, but with that, it brought some problems with it.

Before the merge, the mobile app was pretty much flawless. Now, there are some problems with loading times that weren’t there before, and also some general usability changes that don’t really work the best for a mobile user.

But overall, still a great app and does what it needs to do, usually without a fuss.

Erik_1515 ,

A step backwards

The new app is a several step backwards compared to the one they replaced - which is disappointing and makes it harder to bank online with CMCU. The font size is smaller across the board, which makes common tasks like viewing account balances and individual transactions details difficult. It’s impossible to see your credit card balance when there is a transaction pending unless you navigate to that account itself. Transferring money from one account to another is also a couple more taps then it used to be - you no longer can start a transfer from the accounts view. The app is overrun with little alerts with tiny font that explain the functionality that you can dismiss, but every time you reload the app they come back again and take up a lot of real-estate and get in the way of what I’m trying to get done. Even the app loading screen when you first open it looks outdated. The user experience is bad.

Mead0301 ,

Was better. Needs improvement.

Look I understand having to update with the times and all as a programmer I get that but this was a really bad implementation of what used to be a good stand alone app. The app doesn’t need to be able to do everything the website does. But that seems to be what was done with the latest update. The app loads much slower while logging in. It is also hard to find things such as mobile deposit. The first rule is make it user friendly and this is not very user friendly.

I’ll be happy with it even in its current format if the log in time is sped up and the ability to navigate the page is cleaned up and more user friendly.

When that happens I will be more then willing to change this to a five star review. Until then I will give it two as at least it does work.

App Privacy

The developer, Central Minnesota Credit Union, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Contacts
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


Central Minnesota Credit Union
51.9 MB

Requires iOS 11.0 and watchOS 3.0 or later. Compatible with iPhone, iPad, and iPod touch.


English, Simplified Chinese, Spanish, Traditional Chinese

Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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