iPhone Screenshots


The My Home Credit App lets you manage every aspect of your account. Make credit card payments, redeem rewards and even freeze your card if it's lost or stolen. Now isn't that refreshing?

With the My Home Credit app, you'll have 24/7 access to your finances, along with features like:

*Real-time activity updates that show the amount of credit you're able to spend
*Easy to pay capabilities allowing you to manage monthly payment amounts.
*In-app rewards redemption
*Freeze your credit card if you think it's lost or stolen, and unfreeze it when it's back in your hand
*View merchant details to quickly verify all your purchases
*Add authorized users to your account
*Login quickly with Touch ID

To find out if you qualify for a credit card from Home Credit US, visit us online at homecreditus.com or visit your nearest participating retail location.

What’s New

Version 4.3.1

Your security is always our highest priority, so this release is making sure the My Home Credit App is secure as possible.

Ratings and Reviews

4.8 out of 5
14.6K Ratings

14.6K Ratings

Arykh ,

Extremely Disappointing

This card service not only offers a card with an extremely high interest by then they turned around and decided to cancel the card all together so no one can use it going forward. The worst part is that they didn’t even have an option available to switch over to a different card or anything. They just left everyone out high and dry. However, they are completely ok with still charging fees as hounding you to make payments. (I have never had even a late payment with them but I have read about their habits with others who are only a day late and they freeze their card. (Which wouldn’t matter now because they cancelled them all.
The best part is that this will ultimately effect my credit because of the fact I will only be seen as having had the card for about 2 1/2 years before it was closed out. So ultimately my credit can be effected by this as well.

Ktvannoy ,

Won’t save my bank info for payments

I love this app and I recommend it to a lot of people. The issue that I’ve had the last couple months is every time I go to make a payment, my payment information is missing and I have to re-load my debit card number to pay my bill. Every. Single. Time. The thing that was so convenient about paying Sprint bill through the app is now now the reason why the app is very INconvenient for paying my sprint bill:(
Update: I added my Bank account number as the Payne t method and it stuck. (have to do it as an eCheck)

Developer Response ,

Thanks for the positive review, Ktvannoy! You can save your payment method by saving your bank account info either ahead of time on the Settings screen or save as you're making a payment and it will be there for you next time!

JWilliamsRunz ,

Not impressed so far

I just downloaded this app and registered my account. I literally had to save everything I updated in my profile at least 4 times before I stopped getting an error message and it finally saved. Same with activating my card...took 6 tries before I finally got a confirmation that it was activated. Going online tomorrow and hoping computer access is better than this app.

Developer Response ,

Sorry to hear about your experience JWilliamsRunz! We experienced an outage last week that was likely the culprit of the error. Please try accessing your account again via the app, and if you are successful, we'd love it if you'd update your review and rating!


Home Credit US, LLC
52.4 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad, and iPod touch.


English, Spanish

Age Rating


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