iPhone Screenshots


Jiko is a new way to save and spend money(3). Keep your money invested and accessible in government-backed US Treasury bills(2). Transfer money easily(1) and join the trial for the Jiko Solid debit card program to spend and earn 1% cash back(4).

No monthly subscription.(5)

Powered by T-Bills, one of the most safe and stable financial products.(2) Auto-invest your money in government-backed US Treasury Bills once you meet the minimum investment trade size of $100.

Collect all the returns your money makes. No hidden fees.(5)

Add or release up to $100,000 once a day(1). No transaction fees.(5) No monthly deposit requirements. No commitment.

Join an institution founded on transparency and fairness committed to serve all communities.

Jiko is designed with innovative technology designed for your privacy and protection.

Jiko Securities, Inc., is a member FINRA & SIPC. SIPC protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at www.sipc.org.


US Treasury Bills are securities backed by the "full faith and credit" of the US government. Learn more at https://www.finra.org/investors/learn-to-invest/types-investments/bonds/types-of-bonds/us-treasury-securities

Securities investments:

No Bank Guarantee • May Lose Value • No FDIC Insurance


Illustrations not representative of future or past performance.

1 - Learn more about ACH transfer features and limitations at https://jiko.io/limitations.

2 - Your investments are subject to certain risks. US Treasury Bills are securities and, as with any investment, you could lose all or part of your investment in your account. Learn more at https://jiko.io/disclosures.

3 - Jiko, owned and operated by Jiko Technologies, Inc., makes available a unique combination of financial services provided by Jiko Technologies, Jiko Securities, Inc., a registered broker-dealer, and Jiko Bank, a division of Mid-Central Federal Savings Bank.

4 - Learn more about the our early adopter cash back program at https://jiko.io/docs/H_JikoSolidEarlyRewardsProgramTerms_Dec_31.pdf

5 - Learn more about our fees in https://jiko.io/truthinsavings.


Learn more about how we handle and process your data at https://jiko.io/privacy/.

Banking services provided by Jiko Bank, a division of Mid-Central Federal Savings Bank, Member FDIC. The Jiko Solid debit card, when available, will be issued by Jiko Bank and can be used anywhere on the Discover, Pulse, and NYCE networks.

Securities are offered by Jiko Securities, Inc. (“JSI”), acting as the principal carrying firm. JSI is a member of the Financial Industry Regulatory Authority, Inc. (“FINRA”) and the Securities Investor Protection Corporation (“SIPC”). All your securities and funds are held in an omnibus account at Apex Clearing Corporation, pursuant to the U.S. Securities and Exchange Commission Rule 15c3-3 customer protection rules.

What’s New

Version 1.1.1

[^] Bug fixes and general improvements

Ratings and Reviews

4.8 out of 5
19 Ratings

19 Ratings

Sunmak123 ,

Great app

Has been a great app. I didn’t know what to expect, but after using it, I found it very simple and user friendly. I enjoy seeing my money grow!

Chattry ,

Great for my savings

This App makes it easy and fun to save money. It’s very addictive to see it grow everyday. Looking forward to receiving the card!

baths and perfumes ,

Can’t view my account history

I recently signed up for jiko and I’ve Been unable to use the account for anything, I added money to it and it hasn’t come up on the history

Developer Response ,

Hi, thank you for joining our growing community.
After your funding bank processes your transfer, the money may take a few days to appear in your Jiko transaction history. This wait time is normal and expected. If you have any questions about the status of a funding transaction, please contact us at hello@jiko.io.


Jiko Technologies, Inc.
26.8 MB

Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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