Smart Financial Mobile App simplifies your life.
The Smart Financial Mobile App gives you the freedom to conveniently and safely:
• Access your account anytime and anywhere
• Manage your transactions and view account activities
• Transfer funds
• Pay bills (enrollment required)
• Deposit checks at your convenience
• Locate the nearest ATM
• Contact Member Services
• Receive notifications
• View statements (tablet app only)
Available tools to help make smarter decisions:
• Budgeting
• Savings
Enjoy new and updated features that include:
• User-friendly interface
• Balance Peek (enrollment required)
• Quick login with Fingerprint ID (enrollment required)
• View check images
• Mobile banking enrollment
• Budgeting tools
• Saving tools

What’s New

Version 3013.1.0

Miscellaneous bug fixes and performance improvements

Ratings and Reviews

4.8 out of 5
8.7K Ratings

8.7K Ratings

sagilove82 ,

Love my credit union

I love my bank I have no complaints I’ve been banking with them for maybe 2 months, hell idk I just know I have no issues with my free app or direct deposit, I never call customer care because my app is very sufficient for me I love my credit union. I came from a prepaid card for years but now I love it!!! Here I’m never leaving 🤷🏾‍♀️

kingwood customer ,


Love the app! Our local office is terrible. Terrible location as well. No drive thru. Nobody inside to help you but to point you to a kiosk. Instead if transactions other employers can be getting these people in and out in a kind friendly hurry. People don’t like to stand in line. Short line ok. Long line moving on. But no line moving is terrible. I was there for one hour depositing these checks into the kiosk. It was miserable. One of the folks could have helped me quicker since I just open an account for my daughter. But after the young lady finished opening that Acct, I had to use the kiosk also by standing in that long line again. Terrible set up. Need more people not computers behind them working with you. I try everything in my power not to go there.

Lady doesn't ,


Hard to communicate with someone live. The mobile app have a lot of glitches, like remote deposit, it’s always crashing. However the feature of transferring money is lightening speed. Overall I am satisfied with this bank compared to say Amegy. I don’t like that when income tax season comes they want to hold all my money and won’t give it to me for several days, they “hold it” but it’s a government check. Don’t get. I’ve been banking here now for a good 3 years, and I will continue to be a loyal customer, I just think they have a long way to go before it is more efficient.


Smart Financial Credit Union
104.7 MB

Requires iOS 11.0 and watchOS 3.0 or later. Compatible with iPhone, iPad, and iPod touch.


English, Spanish

Age Rating


  • Wallet

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  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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