*Requires paid service*

myFICO is the official FICO® credit monitoring app and features the FICO® Score, which is used by 90 of the top 100 largest U.S. financial institutions to make consumer credit decisions.

View and monitor your FICO® Scores and full credit reports based on data from the three largest credit bureaus – Experian, TransUnion and Equifax. Monitor your identity and get notifications on your iPhone.


• FICO® Scores – Check your FICO Scores while on the go, including versions used in mortgage, auto and credit card lending
• Insights – Learn how your credit history affects your FICO Scores
• FICO Score Simulator – Explore how different actions could affect your FICO Scores
• Alerts – Monitor your credit and identity, including optional push notifications
• Reports – Instantly access your credit reports and credit data
• Score History Graph – Track your FICO Score 8 over time
• Credit Education – Explore videos and educational content to learn about credit and FICO Scores
• Touch ID/Face ID support (Requires PIN Setup)
• Check the rates you could get for mortgage and auto loans based on your FICO Score

Certain features are available only with eligible myFICO subscriptions. Learn more at

What’s New

Version 2.8.7

- Bug fixes and performance improvements

Ratings and Reviews

4.8 out of 5
26.5K Ratings

26.5K Ratings

mikeg585 ,

Great if looking for a house

We are in process of buying a home and this app (it’s a paid service) gave us the exact info we needed across all three bureaus. Was able to clean up some negative stuff and they updated any changed info along the way. One of my scores does not reflect the actual since changes on my end and I think the subscription only “checks” for an update once a month, but for the most part if something major changes the bureaus usually report it an it’s takes effect almost immediately. Happy with this app an service and yes I do recommend if your serious about fixing your credit or buying a house or car

JA261038 ,

Sorry but this was my experience

This app is a total waste of money. It doesn’t give ANY information on what websites your password has been compromised OR even tell what exactly is bringing your credit score down. It’s so vague for the amount of money you want monthly. I was very excited to finally get this app, when I seen exactly what we get with our subscription, I wanted to cancel the same day and ask for my money back, but your offices were closed. You MIGHT not get a real accurate score from Credit Karma but at least it has a TON of information about your creditors and past due accounts that you can look into and even dispute on their website, above all else IT’S FREE. You can get identity protection from life lock for less than $30-40/mo . So what exactly are you offering us by getting your subscription??? In my opinion, again this just my opinion. What you are offering us as your customers is not worth the money you have to pay it’s a total rip-off because your company knows EXACTLY how important a FICO score is in life. People download this app with the expectations of actually being helped to reach their goals and dream of getting a home or a new car etc. but you guys deliver nothing .Again, In my opinion , you ought to be ashamed of yourselves. This thing is Junk a total waste of time and money.

Hot Shot Man ,

No free option

I’ve been using credit karma for a while and have been happy with the way it immediately keeps you up to date on credit scores, but I’ve found that my FICO score is about 50 points higher than what credit karma shows because FICO is a more complete snapshot of your credit history. I get free FICO scores through my Discover card, but I was hoping for a more complete picture by going directly through FICO. Once I downloaded the app I found that there is no Free option to see your credit score. I don’t feel it necessary to spend hundreds of dollars a year, unless maybe I was buying a new house or something, but even then it seems unnecessary when you can get one free copy of your credit report each year directly from the provider(trans union experience etc). I feel the app is misleading by never mentioning that there is no free version. It only mentions that “some services” are only available with a subscription. I tried calling the 800 number but gave up after lengthy hold time. I don’t want to say this app is a scam, but it really doesn’t provide any value for service.

Developer Response ,

Thank you for your feedback. We have updated our description to more clearly inform users that this app requires paid service.


Fair Isaac Corporation
61.5 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

More By This Developer

You May Also Like