Merrill clients can access and manage investment accounts where and when it’s most convenient.

Stay Connected with your Advisor
• Send messages and documents securely
• Scan and send a document to your advisor using your camera

Deposit Checks, Transfer Money and Pay Bills
• Take photos of checks to deposit them¹
• Transfer money between your linked Merrill investment and Bank of America, N.A., banking accounts
• Make transfers to and from accounts held at other financial institutions
• Request wire transfers and pay eBills

Access Market Research
• Read U.S., global market, and security-specific news and research reports
• Most stock security profiles feature a stock story – from an in-depth company bio to performance analysis

Manage Your Merrill Investment Accounts
• View balances, holdings, order status and pending and historical transactions
• Trade stocks, ETFs, mutual funds and options
• View your brokerage accounts or any linked external accounts you hold outside Merrill
• Quick access to statements & documents
• Stay on top of your accounts with customizable alerts

Stay Secure
• Set up Touch ID® / Face ID® to securely log in to the app instead of using your Password²
• Visit our Privacy & Security page online to learn more about the features we offer to help protect you and your accounts

Manage your Bank of America, N.A., Debit and Credit Card Accounts
• Track income and cash flow in Spending and Budgeting, provided by Bank of America, N.A.
• View activity on your Bank of America, N.A., credit card and banking accounts
• Send and receive money using Zelle®³

If you encounter a bug or have a feature request, let us help you one-on-one. Please contact us directly at 800.MERRILL (637.7455).

¹Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply.
²Certain devices are eligible for enrollment in Touch ID® / Face ID®
³Requires enrollment in the service and must be made from a Bank of America consumer checking or savings account. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply.


The MyMerrill app is available to clients who have online access to the website. Some of the features and services available on are not available within this app. Please visit the website to access all functionality. Select Application License Agreement and review the Terms & Conditions, which apply to the website and all mobile devices. By downloading and using this app, you agree to the current Terms & Conditions.

You may be charged access fees from your wireless service provider depending on your mobile device. Please check with your wireless service provider for details on specific fees and charges.

For more information about Merrill privacy and security, please visit

Investing in securities involves risks, and there is always the potential of losing money when you invest in securities.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, Member SIPC and a wholly-owned subsidiary of BofA Corp.

Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC and wholly-owned subsidiaries of Bank of America Corporation.

Investment products:
• Are Not FDIC Insured
• Are Not Bank Guaranteed
• May Lose Value

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are herein under license.

Face ID, Touch ID and Apple Watch are registered trademarks of Apple Inc.

© 2019 Bank of America Corporation. All rights reserved.


What’s New

Version 20.1.65

• Communications Center: View messages from your advisor, alerts and important tasks all in one place
• Now you can schedule future and recurring transfers in the mobile app

Ratings and Reviews

4.7 out of 5
35.7K Ratings

35.7K Ratings


Merrill Lynch App Improves for IPad

I was having a lot of trouble using this app with my iPad Pro. Finally, FINALLY, and they’ve gotten around to improving the app so I can actually use it. Before this I was getting lots of “sorry try again later “ notices....This new app actually works, and is well designed for doing all the things you want to do with your equities and mutual funds. It’s about time Merrill Lynch!

Dave with the shirt ,

You’re better off using the desktop website, even on mobile

The mobile app is lacking the following, which the website offers:
- BofA/ML research reports
- Can’t view Morningstar/CFRA reports
- Securities transers between accounts
- Dividend re-investment enrollment
- No access to technical analysis
- Stock/Options/ETF screeners
- Options strategy builder

My biggest complaints about ML overall is applicable to both the app and website:
- Can’t seem to change chart default (i.e., candlesticks instead of mountain, and default indicators/overlays)
- No options strategy builder on iOS app. For this reason, I still have all my YOLO money in Robinhood.

Overall the app takes patience to use, but it’s decent for value investing. You will need another solution for technical analysis. I recommend a different brokerage for active trading. Robinhood is a lot more agile for trading than ML, and it’s sufficient if you use a different solution for technical analysis.

ML as a brokerage excels in their research offering. I encourage users to open up a laptop/desktop computer or iPad and click around the website interface. It would be nice if they offered a ‘dumbed down’ margin account where margin may only be used for options spreads, where cash is required as collateral to cover the max loss (like Robinhood).

RobertCA88 ,

Poor design and slow

The app is a little buggy and not very user friendly. For one, there is no home button to go back to main menu. For example, after you go to finish placing trades, you don’t have a quick way to go back to main menu to check on your portfolio. You will have to press back button multiple times to back to where you start. This could take quite long depending on what you have done. This is simply dumb and very amateur design. The other bug is that when you decide to trade option from your portfolio, the app fails to load your option data correctly for you to trade. You will have to enter everything from scratch.


Merrill Lynch
376.1 MB

Requires iOS 11.0 and watchOS 2.0 or later. Compatible with iPhone, iPad, and iPod touch.



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