Banking with N26 is fast, flexible, and transparent. Our clean design and easy-to-use money management tools will help you take control of your finances. Open an account within minutes and begin enjoying features such as instant transaction notifications, goals-based savings tools, and automatic spending statistics. N26 has been featured by publications like TechCrunch, WIRED, and Forbes and boasts more than 65,000 five-star reviews worldwide.
- Banking with N26 is transparent. Open an account in minutes without leaving home. No hidden fees, no account balance minimum.
- Two free nationwide ATM withdrawals per month.
- Get a clear overview of your finances with real-time push notifications on all account activity, including transactions, deposits, and ATM withdrawals.
- Instantly send money to your friends and family with MoneyBeam.
- See exactly what you're spending your money on with automatically-generated spending statistics.
- Organize and achieve your financial goals with Spaces. Create a goal, set money aside, and track your progress.
- Security is at your fingertips with in-app account control. Lock or unlock your card, enable international payments, and set withdrawal limits within the app.
- Earn money when you share the N26 app with your friends.
Safety and security:
- Your funds are FDIC-insured through our partner bank, Axos Bank®, member FDIC.
- Keep your account secure with face and fingerprint recognition.
The N26 Inc. account is offered by Axos Bank(TM), , Member FDIC. N26 Inc. is a service provider of Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. The N26 Visa® Debit Card is issued by Axos Bank pursuant to a license by Visa U.S.A. Inc. The N26 Visa Debit Card may be used everywhere Visa debit cards are accepted.
N26 has officially launched in the US! Open an account today in 5 minutes to experience mobile banking the world loves.
Ratings and Reviews
Very easy and fast account opening for the US (only took 5mins!!!)
App is very easy and Debit Card came very fast. Account opening process is unbeatable with no admin and no headaches and ultra-quick! Congrats to N26 team! Account is opened within the app in a snap and it will verify your ID and you’re ready to go. Linking your external bank accounts to N26 is also very easy as well as moving money works like a charm. Can’t wait to see more what’s coming. Apple Pay doesn’t work yet but should be up soon after beta mode is over (was told ETA end of August for US accounts). Some features like check and cash deposits should be added and hope that will come in due course. Based on fees N26 is better than Revolut with no foreign transaction fees and no account fees.
Worst rip off you can ever get!
Ive applied to N26 Metal to use the facilties they have such as the Lounge access. After waiting a month until the card arrives and logging on to their stupid inefficient login process, it turns out to be that the lounge access it not even FREE. Every single bank that advertises a LoungeKey access provides them for Free and that is the whole point of it. If I wanted to pay then I wouldve gotten a regular lounge membership from somewhere else. What is the point of paying a hefty monthly fee when this bank doesnt provide anything special and doesnt even have a proper support! There is no telephone to call, their live chat is not working and plus their emails reply days after.
I requested my account to be cancelled or changed to the free one and they simply didnt! They said that your 30days has been finished and you need to pay for the whole year. This is terrible! It took 2 weeks for the card to arrive and since then I’ve been trying to reset my account password which never worked! NEVER EVER go to them. They provide false advertising, unreliable support and simply no point of it as a bank account! Its just the looks of that stupid metal card.
I would need proper support from N26 to contact me and get this account sorted as I will not pay £15 per month regardless of the 30days passing by when there is nothing for it!
Developer Response ,
Hey, we´re very sorry about your experience with your Metal card so far. Here is some information on what it includes: https://n26.com/en-gb/metal . Additionally, we´re always trying to add new partnerships and features to bring more value to the membership so you can take advantage of the offers. Thank you for your observations, we're really sorry that you were put in such discomfort. We'll forward your feedback to the corresponding departments and we hope you can give us another chance. 🙌
Needs features added quickly
N26 appears to be a great competitor to my current mobile bank Chime. It even appears to have the potential to knock Simple and Varo out of the water.
That being said, the speed at which new features are added needs to be sped up. Features such as mobile check deposit, transfers to external accounts, instant deposit through the debit card, and a free ATM network (or at least reimburse the ATM’s fee for the two free withdrawals as well) are features that all three of my mentioned banks offer. They are also features that benefit those looking for this type of account. I work primarily for the gig economy, so instant debit card deposit is essential to get my earnings. Mobile check deposit saves me money in the event a benefits or refund check is received. Heck, the new mobile bank competitor Finn from Chase even allows cash deposit for no fee at Chase ATMs. It is impossible to add cash even with a fee to this account.
Based on the aesthetic alone I would consider N26 as my primary account, but without at least these listed features it is impossible.
Get all of your passes, tickets, cards, and more in one place.
With Family Sharing set up, up to six family members can use this app.
Get things done within this app using just your voice.