Banking with N26 is fast, flexible, and transparent. Our clean design and easy-to-use money management tools will help you take control of your finances. Open an account within minutes and begin enjoying features such as instant transaction notifications, goals-based savings tools, and automatic spending statistics. N26 has been featured by publications like TechCrunch, WIRED, and Forbes and boasts more than 65,000 five-star reviews worldwide.
- Banking with N26 is transparent. Open an account in minutes without leaving home. No hidden fees, no account balance minimum.
- Two free nationwide ATM withdrawals per month.
- Get a clear overview of your finances with real-time push notifications on all account activity, including transactions, deposits, and ATM withdrawals.
- Instantly send money to your friends and family with MoneyBeam.
- See exactly what you're spending your money on with automatically-generated spending statistics.
- Organize and achieve your financial goals with Spaces. Create a goal, set money aside, and track your progress.
- Security is at your fingertips with in-app account control. Lock or unlock your card, enable international payments, and set withdrawal limits within the app.
- Earn money when you share the N26 app with your friends.
Safety and security:
- Your funds are FDIC-insured through our partner bank, Axos Bank®, member FDIC.
- Keep your account secure with face and fingerprint recognition.
The N26 Inc. account is offered by Axos Bank(TM), , Member FDIC. N26 Inc. is a service provider of Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. The N26 Visa® Debit Card is issued by Axos Bank pursuant to a license by Visa U.S.A. Inc. The N26 Visa Debit Card may be used everywhere Visa debit cards are accepted.
We made use of the heatwave to iron out a few bugs in the app for even smoother performance. Enjoy!
Ratings and Reviews
Easy and fun to set up
Took me a total of 30 minutes to set up in the comfort of my home while enjoying a cup of coffee and another 5 hours to get activated. What a much better experience than having to set up an appointment at the bank after calling two or three times, be interviewed for 1 hour, wait two weeks to get activated. Got my debit card in less than a week in the
Mail (didn’t need to go to a branch), could set my own pin (didn’t need to wait for a separate envelope to arrive later with bank chosen pin) and as soon as I activate the card, I can add it to Apple Pay. Still haven’t been able to do that with my old bank for last 2 years! I look forward to using this for all my payments!
Worst rip off you can ever get!
Ive applied to N26 Metal to use the facilties they have such as the Lounge access. After waiting a month until the card arrives and logging on to their stupid inefficient login process, it turns out to be that the lounge access it not even FREE. Every single bank that advertises a LoungeKey access provides them for Free and that is the whole point of it. If I wanted to pay then I wouldve gotten a regular lounge membership from somewhere else. What is the point of paying a hefty monthly fee when this bank doesnt provide anything special and doesnt even have a proper support! There is no telephone to call, their live chat is not working and plus their emails reply days after.
I requested my account to be cancelled or changed to the free one and they simply didnt! They said that your 30days has been finished and you need to pay for the whole year. This is terrible! It took 2 weeks for the card to arrive and since then I’ve been trying to reset my account password which never worked! NEVER EVER go to them. They provide false advertising, unreliable support and simply no point of it as a bank account! Its just the looks of that stupid metal card.
I would need proper support from N26 to contact me and get this account sorted as I will not pay £15 per month regardless of the 30days passing by when there is nothing for it!
Developer Response ,
Hey, we´re very sorry about your experience with your Metal card so far. Here is some information on what it includes: https://n26.com/en-gb/metal . Additionally, we´re always trying to add new partnerships and features to bring more value to the membership so you can take advantage of the offers. Thank you for your observations, we're really sorry that you were put in such discomfort. We'll forward your feedback to the corresponding departments and we hope you can give us another chance. 🙌
Banking game changer in Europe
I could not write anything more positive about this app, concept and the bank itself. Everything they promise for the whole experience is true or even better. I am actively trying to get everyone I know and trust to start using this service and switch from their banks. Finally someone in Europe is re-envisioning the ancient ways we are forced to use our bank accounts. I am so happy that Apple Pay is being rolled out so fast and I hope and ask that we all get it soon too.
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With Family Sharing set up, up to six family members can use this app.
Get things done within this app using just your voice.