If you are looking for a one-stop solution to manage your Najm credit cards, Najm Online offers you a variety of features that are convenient and easy to use.

The new and improved app allows you to:
- Pay for your Najm credit cards directly from your bank
- Schedule and issue your utility bill payments for Etisalat & DEWA
- Change your PIN securely
- Activate your card instantly

Using Najm Online will enable you to:
- Access information on your cashback vouchers
- Get real-time updates on all your accounts
- View all your unbilled transactions
- Check your account balance instantly
- View your account statements
- Update your personal information
- Download your credit card statements, transaction details and payment receipts

From the comfort of your home, you can apply for:
- 0% Easy Payment Plan (EPP)
- Loan on Phone (LoP)
- Balance Transfer (BT)
- Credit limit increase
- Supplementary cards
- Direct Debit option for your credit card payments
Download Najm Online now and start managing your credit cards from anywhere in the world.

What’s New

Version 8.2.4

The latest version contains bug fixes and features updates

Ratings and Reviews

1.4 out of 5
43 Ratings

43 Ratings

Chiiiiko ,

App keep crashing

It’s useful app. But keep crashing. I installed on iPhone X. It crashes and not able to use it at all.

Developers needs to read all these comments and action. App is crashing after it add face Authenticator of iPhon X.

So many are complaining. Please be worried that the app rating is too poor for an easy fixable error.

Hisham5 ,

App always crash on iPhone X

On iPhone 7 this app worked very well. But when I upgraded my phone to iPhone X, app always crashes and never opened. Tried to uninstall and install may be around 10 times. Same result.

Vassili_gr ,

Useless app

To MAF the app is not a priority to fix, I’ve been hearing for about 6 months now that they are fixing it and the results are amazingly horrible. App always crashes no matter what and not user friendly at all

App Privacy

The developer, Majid Al Futtaim Finance LLC, has not provided details about its privacy practices and handling of data to Apple. For more information, see the developer’s privacy policy.

No Details Provided

The developer will be required to provide privacy details when they submit their next app update.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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